2026 Q2 - tulosraportti
80 päivää sitten
11,00 DKK/osake
Viimeisin osinko
2,08%Tuotto/v
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä |
|---|---|---|
| 19 | ||
| 27 | ||
| 73 | ||
| 4 | ||
| 19 |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Rahastoja ja ETF:iä jotka omistavat osaketta
Mikään rahasto ei ilmoita osaketta kymmenen suurimman omistuksensa joukossa.
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q3 - tulosraportti 10.11. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q2 - tulosraportti 13.8. | ||
2026 Q1 - tulosraportti 7.5. | ||
2025 Q4 - tulosraportti 6.2. | ||
2025 Q3 - tulosraportti 4.11.2025 | ||
2025 Q2 - tulosraportti 14.8.2025 |
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Foorumi
Liity keskusteluun Nordnet Socialissa
·1 päivä sittenQ3 BANKING REPORTS – WHAT TRENDS CAN BE SPOTTED? This is neither a recommendation nor a complete analysis – rather just some observations based on the released Q3 bank reports for Danske Bank, Nordea, Jyske Bank, and Skjern Bank. The observations are made at a time when tech stocks are falling sharply – and the doomsday prophets have begun to show up. I may well have an opinion on this dimension, but it is no more qualified than your own, so the below is solely based on the Q3 reports of the mentioned banks. Despite all market participants emphasizing the fierce competition among banks right now (and I have no reason to doubt this), it surprisingly appears that net interest income has bottomed out for this time. Danske Bank's net interest income is all-time high, Skjern Bank has historically only had one quarter that was better (Q4 2023), while the turnaround is also clear at Jyske Bank. Nordea's development is lagging slightly behind, but the turnaround has happened. With continued rising lending (though stagnating at Jyske Bank), it must be expected that the coming quarters will be quite favorable for us bank investors on the top line of the income statement. The interest rate hike that has already occurred is expected to begin hitting harder in the coming period. Note, by the way, that the analysis published by Danske Bank last Thursday on SJF Bank (which prompted a nice increase for SJF Bank) incorporates an estimate with an increase in net interest income of 23.7% from 2026 to 2027. We cannot, of course, use isolated analyses to conclude on the entire industry – but I believe there is consensus on higher top lines. Here it is worth noting a single circumstance: While high interest rates are intuitively favorable for the result, the movement from low interest rates to high interest rates costs in the banks' income statements. The banks' fair value adjustment of interest-bearing assets thus counts heavily down in a quarter where interest rates have been rising. For Jyske Bank, fair value adjustments have "cost" approx. 300 million DKK on the result in Q3 2026 compared to Q2 2026 or Q3 2025. This is therefore not an insignificant factor when assessing the total profit of 1,727 million DKK for Q3. Even though the value adjustment is real enough, it is one of the factors that I would like to have normalized in my calculations of expected future earnings. As you may know, one of my favorite topics is the management judgment ("post-model adjustments") which the managements of the Danish banks have approached completely differently – and not surprisingly, as the concept itself is airy. It is the dummy variable that managements have to adjust for Corona, Ukraine, agricultural packages or... As an analyst (and auditor) and investor, it is frustrating that this opportunity is given without us gaining further insight into how the amount is determined. Furthermore, we typically really have to scrutinize the reports to get the figure established. Currently, for example, Jyske Bank has provisioned an additional 119 million DKK for losses in "post-model adjustments" with the justification "reflecting among other things, risks involved in the expected economic development". This is not an accusation against Jyske Bank, as they are neither worse nor better than the other banks, but it is once again clear that management judgment is a black box for us investors and owners. However, in my attempt to deduce a normalized earning for Jyske Bank, I can conclude once again that I must adjust for the 119 million DKK in Q3. So when I adjust for the fair value adjustments and the increased loss provisioning resulting from management judgments, I will actually almost be disappointed if the profit before tax in Q4 does not exceed 2 billion DKK. "All other things being equal" (and I know this is a drastic assumption in a changing world), I look forward with confidence to the coming quarters as a bank investor.
·1 päivä sittenThursday the 29th of October, just under 30 mil. kr. was traded. This year, this has only been surpassed on August 10th, when over 30 mil. kr. was traded. What happened? Is there any deeper underlying cause? (I cannot find anything specific.) Or was it just a self-reinforcing process - "I am buying because the stock is rising"?
·3 päivää sittenInteresting to see the unusually large trade in Lolland today, moving up nicely. Wonder if something is happening in SJF/Lolland and Møn. Could be interesting if someone came and swallowed all three.
Sold everything in SJF. Thanks for the ride from 90 to 520 .... Close to 600%.. Moving on to another stock with better key figures....
·3 päivää sittenSurging heavily on high volume?
·12.10. · MuokattuUpward adjustment here this morning from 750-825 mio before tax to 825-900 mio before tax for 2026. "SJF Bank upgrades expectations for the year's profit before tax from the interval 750-825 mio. kr. to the interval 825-900 mio. kr. (result 2025 before tax 771.3 mio. kr.) SJF Bank continues to experience exceptionally satisfactory growth in the most important business areas, and core earnings are developing better than expected."
We were at 480 on Monday, and now 466 (for no reason) and with a target price of 550kr, and rising interest rates, which normally makes bank stocks rise. Maybe it has risen too quickly, and is just taking a little breath to rise again. That would be nice and then right before a weekend :) However, I am sitting calmly, as I am convinced it will surely come up over 500 this year :)
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tuotteita joiden kohde-etuutena tämä arvopaperi
Välittäjätilasto
Dataa ei löytynyt
2026 Q2 - tulosraportti
80 päivää sitten
11,00 DKK/osake
Viimeisin osinko
2,08%Tuotto/v
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Foorumi
Liity keskusteluun Nordnet Socialissa
- ·1 päivä sittenQ3 BANKING REPORTS – WHAT TRENDS CAN BE SPOTTED? This is neither a recommendation nor a complete analysis – rather just some observations based on the released Q3 bank reports for Danske Bank, Nordea, Jyske Bank, and Skjern Bank. The observations are made at a time when tech stocks are falling sharply – and the doomsday prophets have begun to show up. I may well have an opinion on this dimension, but it is no more qualified than your own, so the below is solely based on the Q3 reports of the mentioned banks. Despite all market participants emphasizing the fierce competition among banks right now (and I have no reason to doubt this), it surprisingly appears that net interest income has bottomed out for this time. Danske Bank's net interest income is all-time high, Skjern Bank has historically only had one quarter that was better (Q4 2023), while the turnaround is also clear at Jyske Bank. Nordea's development is lagging slightly behind, but the turnaround has happened. With continued rising lending (though stagnating at Jyske Bank), it must be expected that the coming quarters will be quite favorable for us bank investors on the top line of the income statement. The interest rate hike that has already occurred is expected to begin hitting harder in the coming period. Note, by the way, that the analysis published by Danske Bank last Thursday on SJF Bank (which prompted a nice increase for SJF Bank) incorporates an estimate with an increase in net interest income of 23.7% from 2026 to 2027. We cannot, of course, use isolated analyses to conclude on the entire industry – but I believe there is consensus on higher top lines. Here it is worth noting a single circumstance: While high interest rates are intuitively favorable for the result, the movement from low interest rates to high interest rates costs in the banks' income statements. The banks' fair value adjustment of interest-bearing assets thus counts heavily down in a quarter where interest rates have been rising. For Jyske Bank, fair value adjustments have "cost" approx. 300 million DKK on the result in Q3 2026 compared to Q2 2026 or Q3 2025. This is therefore not an insignificant factor when assessing the total profit of 1,727 million DKK for Q3. Even though the value adjustment is real enough, it is one of the factors that I would like to have normalized in my calculations of expected future earnings. As you may know, one of my favorite topics is the management judgment ("post-model adjustments") which the managements of the Danish banks have approached completely differently – and not surprisingly, as the concept itself is airy. It is the dummy variable that managements have to adjust for Corona, Ukraine, agricultural packages or... As an analyst (and auditor) and investor, it is frustrating that this opportunity is given without us gaining further insight into how the amount is determined. Furthermore, we typically really have to scrutinize the reports to get the figure established. Currently, for example, Jyske Bank has provisioned an additional 119 million DKK for losses in "post-model adjustments" with the justification "reflecting among other things, risks involved in the expected economic development". This is not an accusation against Jyske Bank, as they are neither worse nor better than the other banks, but it is once again clear that management judgment is a black box for us investors and owners. However, in my attempt to deduce a normalized earning for Jyske Bank, I can conclude once again that I must adjust for the 119 million DKK in Q3. So when I adjust for the fair value adjustments and the increased loss provisioning resulting from management judgments, I will actually almost be disappointed if the profit before tax in Q4 does not exceed 2 billion DKK. "All other things being equal" (and I know this is a drastic assumption in a changing world), I look forward with confidence to the coming quarters as a bank investor.
- ·1 päivä sittenThursday the 29th of October, just under 30 mil. kr. was traded. This year, this has only been surpassed on August 10th, when over 30 mil. kr. was traded. What happened? Is there any deeper underlying cause? (I cannot find anything specific.) Or was it just a self-reinforcing process - "I am buying because the stock is rising"?
- ·3 päivää sittenInteresting to see the unusually large trade in Lolland today, moving up nicely. Wonder if something is happening in SJF/Lolland and Møn. Could be interesting if someone came and swallowed all three.Sold everything in SJF. Thanks for the ride from 90 to 520 .... Close to 600%.. Moving on to another stock with better key figures....
- ·3 päivää sittenSurging heavily on high volume?
- ·12.10. · MuokattuUpward adjustment here this morning from 750-825 mio before tax to 825-900 mio before tax for 2026. "SJF Bank upgrades expectations for the year's profit before tax from the interval 750-825 mio. kr. to the interval 825-900 mio. kr. (result 2025 before tax 771.3 mio. kr.) SJF Bank continues to experience exceptionally satisfactory growth in the most important business areas, and core earnings are developing better than expected."We were at 480 on Monday, and now 466 (for no reason) and with a target price of 550kr, and rising interest rates, which normally makes bank stocks rise. Maybe it has risen too quickly, and is just taking a little breath to rise again. That would be nice and then right before a weekend :) However, I am sitting calmly, as I am convinced it will surely come up over 500 this year :)
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä |
|---|---|---|
| 19 | ||
| 27 | ||
| 73 | ||
| 4 | ||
| 19 |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Rahastoja ja ETF:iä jotka omistavat osaketta
Mikään rahasto ei ilmoita osaketta kymmenen suurimman omistuksensa joukossa.
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q3 - tulosraportti 10.11. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q2 - tulosraportti 13.8. | ||
2026 Q1 - tulosraportti 7.5. | ||
2025 Q4 - tulosraportti 6.2. | ||
2025 Q3 - tulosraportti 4.11.2025 | ||
2025 Q2 - tulosraportti 14.8.2025 |
Tuotteita joiden kohde-etuutena tämä arvopaperi
Välittäjätilasto
Dataa ei löytynyt
2026 Q2 - tulosraportti
80 päivää sitten
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q3 - tulosraportti 10.11. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q2 - tulosraportti 13.8. | ||
2026 Q1 - tulosraportti 7.5. | ||
2025 Q4 - tulosraportti 6.2. | ||
2025 Q3 - tulosraportti 4.11.2025 | ||
2025 Q2 - tulosraportti 14.8.2025 |
Tuotteita joiden kohde-etuutena tämä arvopaperi
11,00 DKK/osake
Viimeisin osinko
2,08%Tuotto/v
Foorumi
Liity keskusteluun Nordnet Socialissa
- ·1 päivä sittenQ3 BANKING REPORTS – WHAT TRENDS CAN BE SPOTTED? This is neither a recommendation nor a complete analysis – rather just some observations based on the released Q3 bank reports for Danske Bank, Nordea, Jyske Bank, and Skjern Bank. The observations are made at a time when tech stocks are falling sharply – and the doomsday prophets have begun to show up. I may well have an opinion on this dimension, but it is no more qualified than your own, so the below is solely based on the Q3 reports of the mentioned banks. Despite all market participants emphasizing the fierce competition among banks right now (and I have no reason to doubt this), it surprisingly appears that net interest income has bottomed out for this time. Danske Bank's net interest income is all-time high, Skjern Bank has historically only had one quarter that was better (Q4 2023), while the turnaround is also clear at Jyske Bank. Nordea's development is lagging slightly behind, but the turnaround has happened. With continued rising lending (though stagnating at Jyske Bank), it must be expected that the coming quarters will be quite favorable for us bank investors on the top line of the income statement. The interest rate hike that has already occurred is expected to begin hitting harder in the coming period. Note, by the way, that the analysis published by Danske Bank last Thursday on SJF Bank (which prompted a nice increase for SJF Bank) incorporates an estimate with an increase in net interest income of 23.7% from 2026 to 2027. We cannot, of course, use isolated analyses to conclude on the entire industry – but I believe there is consensus on higher top lines. Here it is worth noting a single circumstance: While high interest rates are intuitively favorable for the result, the movement from low interest rates to high interest rates costs in the banks' income statements. The banks' fair value adjustment of interest-bearing assets thus counts heavily down in a quarter where interest rates have been rising. For Jyske Bank, fair value adjustments have "cost" approx. 300 million DKK on the result in Q3 2026 compared to Q2 2026 or Q3 2025. This is therefore not an insignificant factor when assessing the total profit of 1,727 million DKK for Q3. Even though the value adjustment is real enough, it is one of the factors that I would like to have normalized in my calculations of expected future earnings. As you may know, one of my favorite topics is the management judgment ("post-model adjustments") which the managements of the Danish banks have approached completely differently – and not surprisingly, as the concept itself is airy. It is the dummy variable that managements have to adjust for Corona, Ukraine, agricultural packages or... As an analyst (and auditor) and investor, it is frustrating that this opportunity is given without us gaining further insight into how the amount is determined. Furthermore, we typically really have to scrutinize the reports to get the figure established. Currently, for example, Jyske Bank has provisioned an additional 119 million DKK for losses in "post-model adjustments" with the justification "reflecting among other things, risks involved in the expected economic development". This is not an accusation against Jyske Bank, as they are neither worse nor better than the other banks, but it is once again clear that management judgment is a black box for us investors and owners. However, in my attempt to deduce a normalized earning for Jyske Bank, I can conclude once again that I must adjust for the 119 million DKK in Q3. So when I adjust for the fair value adjustments and the increased loss provisioning resulting from management judgments, I will actually almost be disappointed if the profit before tax in Q4 does not exceed 2 billion DKK. "All other things being equal" (and I know this is a drastic assumption in a changing world), I look forward with confidence to the coming quarters as a bank investor.
- ·1 päivä sittenThursday the 29th of October, just under 30 mil. kr. was traded. This year, this has only been surpassed on August 10th, when over 30 mil. kr. was traded. What happened? Is there any deeper underlying cause? (I cannot find anything specific.) Or was it just a self-reinforcing process - "I am buying because the stock is rising"?
- ·3 päivää sittenInteresting to see the unusually large trade in Lolland today, moving up nicely. Wonder if something is happening in SJF/Lolland and Møn. Could be interesting if someone came and swallowed all three.Sold everything in SJF. Thanks for the ride from 90 to 520 .... Close to 600%.. Moving on to another stock with better key figures....
- ·3 päivää sittenSurging heavily on high volume?
- ·12.10. · MuokattuUpward adjustment here this morning from 750-825 mio before tax to 825-900 mio before tax for 2026. "SJF Bank upgrades expectations for the year's profit before tax from the interval 750-825 mio. kr. to the interval 825-900 mio. kr. (result 2025 before tax 771.3 mio. kr.) SJF Bank continues to experience exceptionally satisfactory growth in the most important business areas, and core earnings are developing better than expected."We were at 480 on Monday, and now 466 (for no reason) and with a target price of 550kr, and rising interest rates, which normally makes bank stocks rise. Maybe it has risen too quickly, and is just taking a little breath to rise again. That would be nice and then right before a weekend :) However, I am sitting calmly, as I am convinced it will surely come up over 500 this year :)
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä |
|---|---|---|
| 19 | ||
| 27 | ||
| 73 | ||
| 4 | ||
| 19 |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Rahastoja ja ETF:iä jotka omistavat osaketta
Mikään rahasto ei ilmoita osaketta kymmenen suurimman omistuksensa joukossa.
Asiakkaat katsoivat myös
Välittäjätilasto
Dataa ei löytynyt