2025 Q4 -tulosraportti
49 päivää sitten
‧19 min
Tarjoustasot
First North Sweden
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 4 673 | - | - | ||
| 327 | - | - | ||
| 866 | - | - | ||
| 6 | - | - | ||
| 281 | - | - |
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q1 -tulosraportti 29.4. |
| Menneet tapahtumat | ||
|---|---|---|
2025 Q4 -tulosraportti 19.2. | ||
2025 Q2 -tulosraportti 14.8.2025 | ||
2024 Q4 -tulosraportti 24.2.2025 | ||
2024 Q3 -tulosraportti 13.11.2024 | ||
2024 Q2 -tulosraportti 15.8.2024 |
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
·17.3.Besides a loss via the money on lendify/lunar whose portfolios they bought second-hand and also abolished their insurance, I can also point out that their own credit in euro is not being repaid and they just admitted to me in an email that they are doing nothing to get this money back. Here is, without modification, the email they wrote to me. You decide for yourselves if it feels like a good safe investment to get 5-8% return before tax. :Hello again! We are doing nothing to collect the money. As the agreement is structured, the collection is transferred to a debt collection agency when the loans fall due. This means that we have no possibility to influence or expedite the process. For a credit to be classified as a credit loss, it is required that the debtor either dies without assets in the estate or is granted debt restructuring by Kronofogden. Until then, the debt collection agency will continue to work on collecting the debt. Currently, it is not possible to say how long the process will take, and in some cases, it may continue for a longer period. All the best!
·17.3.There's nothing strange about that email. The credit has defaulted and now it's a collection matter being handled by a third party. It doesn't sound like you know what you've invested in. P2P lending is not without risk and most loans will default without compensation.- ·1.2.I think it's a very unfortunate business model that is supposed to be "safe" but becomes unsafe as soon as they change owners. I had money via lendify that was "secured" which went to Lunar and then with Savelend there was none of this security. I sold most of it for I think 90% of the value and have a small amount left where all microcredits are in collection and I have received less than 2% during 2025 so I think that money is gone. As I understand it, it was previously business loans of various kinds that worked relatively stably but then it seems they switched to consumer loans and bought a lot of crap so it's a real mess.
·2.1.Pasting my noted thoughts after looking at Save Lend for a few hours. See if it can lead to some constructive discussion around the company. I don't really like the company but the special situation is still appealing :) tricky situation. Probably wise to wait for one more report and see that the business is moving in the right direction. With the risk that the share price will rise then, of course "It has not yet received a banking license. It's not clear that the company's revenues are growing (can be positively interpreted as the latest quarter..but not over time) Which IS NEEDED to make money, they are still too small to be profitable. (can they grow outside Sweden?) BUT the savings capital and brokered loans on the platform seem to be growing now, which is a prerequisite for the company's revenues to grow over time. Otherwise, the market cap is typically 113msek and 86 milj kr will accrue to them upon the sale of Billecta, maybe 35mkr more depending on performance 2026 (unclear terms?) How reliable is the buyer? They receive some of the money via a promissory note… I don't think the old core business idea with loans to consumers is sustainable/functional. But their total business (issued credits) seems to be increasing. But then it's real estate and corporate credits. They probably charge lower fees for that (because they are larger loans and "sharper" borrowers) and therefore their own revenue has decreased despite increased lending. I also note when looking at forums that the majority of their savers do not seem satisfied and their return is almost always much lower than what SaveLend states. CEO Peter Ballod does not seem to have any insider ownership to speak of at all(?)
·28.1.SaveLend might well recover significantly if they get "the permit": https://grok.com/share/c2hhcmQtMg_895a02b0-bc0e-4382-9713-7656fce2f006- ·6.10.2025Record deposits in September 2025 https://www.borskollen.se/pressmeddelanden/savelend-nar-all-time-high-i-insattningar-under-september
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2025 Q4 -tulosraportti
49 päivää sitten
‧19 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·17.3.Besides a loss via the money on lendify/lunar whose portfolios they bought second-hand and also abolished their insurance, I can also point out that their own credit in euro is not being repaid and they just admitted to me in an email that they are doing nothing to get this money back. Here is, without modification, the email they wrote to me. You decide for yourselves if it feels like a good safe investment to get 5-8% return before tax. :Hello again! We are doing nothing to collect the money. As the agreement is structured, the collection is transferred to a debt collection agency when the loans fall due. This means that we have no possibility to influence or expedite the process. For a credit to be classified as a credit loss, it is required that the debtor either dies without assets in the estate or is granted debt restructuring by Kronofogden. Until then, the debt collection agency will continue to work on collecting the debt. Currently, it is not possible to say how long the process will take, and in some cases, it may continue for a longer period. All the best!·17.3.There's nothing strange about that email. The credit has defaulted and now it's a collection matter being handled by a third party. It doesn't sound like you know what you've invested in. P2P lending is not without risk and most loans will default without compensation.
- ·1.2.I think it's a very unfortunate business model that is supposed to be "safe" but becomes unsafe as soon as they change owners. I had money via lendify that was "secured" which went to Lunar and then with Savelend there was none of this security. I sold most of it for I think 90% of the value and have a small amount left where all microcredits are in collection and I have received less than 2% during 2025 so I think that money is gone. As I understand it, it was previously business loans of various kinds that worked relatively stably but then it seems they switched to consumer loans and bought a lot of crap so it's a real mess.
- ·2.1.Pasting my noted thoughts after looking at Save Lend for a few hours. See if it can lead to some constructive discussion around the company. I don't really like the company but the special situation is still appealing :) tricky situation. Probably wise to wait for one more report and see that the business is moving in the right direction. With the risk that the share price will rise then, of course "It has not yet received a banking license. It's not clear that the company's revenues are growing (can be positively interpreted as the latest quarter..but not over time) Which IS NEEDED to make money, they are still too small to be profitable. (can they grow outside Sweden?) BUT the savings capital and brokered loans on the platform seem to be growing now, which is a prerequisite for the company's revenues to grow over time. Otherwise, the market cap is typically 113msek and 86 milj kr will accrue to them upon the sale of Billecta, maybe 35mkr more depending on performance 2026 (unclear terms?) How reliable is the buyer? They receive some of the money via a promissory note… I don't think the old core business idea with loans to consumers is sustainable/functional. But their total business (issued credits) seems to be increasing. But then it's real estate and corporate credits. They probably charge lower fees for that (because they are larger loans and "sharper" borrowers) and therefore their own revenue has decreased despite increased lending. I also note when looking at forums that the majority of their savers do not seem satisfied and their return is almost always much lower than what SaveLend states. CEO Peter Ballod does not seem to have any insider ownership to speak of at all(?)·28.1.SaveLend might well recover significantly if they get "the permit": https://grok.com/share/c2hhcmQtMg_895a02b0-bc0e-4382-9713-7656fce2f006
- ·6.10.2025Record deposits in September 2025 https://www.borskollen.se/pressmeddelanden/savelend-nar-all-time-high-i-insattningar-under-september
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
First North Sweden
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 4 673 | - | - | ||
| 327 | - | - | ||
| 866 | - | - | ||
| 6 | - | - | ||
| 281 | - | - |
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q1 -tulosraportti 29.4. |
| Menneet tapahtumat | ||
|---|---|---|
2025 Q4 -tulosraportti 19.2. | ||
2025 Q2 -tulosraportti 14.8.2025 | ||
2024 Q4 -tulosraportti 24.2.2025 | ||
2024 Q3 -tulosraportti 13.11.2024 | ||
2024 Q2 -tulosraportti 15.8.2024 |
2025 Q4 -tulosraportti
49 päivää sitten
‧19 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q1 -tulosraportti 29.4. |
| Menneet tapahtumat | ||
|---|---|---|
2025 Q4 -tulosraportti 19.2. | ||
2025 Q2 -tulosraportti 14.8.2025 | ||
2024 Q4 -tulosraportti 24.2.2025 | ||
2024 Q3 -tulosraportti 13.11.2024 | ||
2024 Q2 -tulosraportti 15.8.2024 |
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·17.3.Besides a loss via the money on lendify/lunar whose portfolios they bought second-hand and also abolished their insurance, I can also point out that their own credit in euro is not being repaid and they just admitted to me in an email that they are doing nothing to get this money back. Here is, without modification, the email they wrote to me. You decide for yourselves if it feels like a good safe investment to get 5-8% return before tax. :Hello again! We are doing nothing to collect the money. As the agreement is structured, the collection is transferred to a debt collection agency when the loans fall due. This means that we have no possibility to influence or expedite the process. For a credit to be classified as a credit loss, it is required that the debtor either dies without assets in the estate or is granted debt restructuring by Kronofogden. Until then, the debt collection agency will continue to work on collecting the debt. Currently, it is not possible to say how long the process will take, and in some cases, it may continue for a longer period. All the best!·17.3.There's nothing strange about that email. The credit has defaulted and now it's a collection matter being handled by a third party. It doesn't sound like you know what you've invested in. P2P lending is not without risk and most loans will default without compensation.
- ·1.2.I think it's a very unfortunate business model that is supposed to be "safe" but becomes unsafe as soon as they change owners. I had money via lendify that was "secured" which went to Lunar and then with Savelend there was none of this security. I sold most of it for I think 90% of the value and have a small amount left where all microcredits are in collection and I have received less than 2% during 2025 so I think that money is gone. As I understand it, it was previously business loans of various kinds that worked relatively stably but then it seems they switched to consumer loans and bought a lot of crap so it's a real mess.
- ·2.1.Pasting my noted thoughts after looking at Save Lend for a few hours. See if it can lead to some constructive discussion around the company. I don't really like the company but the special situation is still appealing :) tricky situation. Probably wise to wait for one more report and see that the business is moving in the right direction. With the risk that the share price will rise then, of course "It has not yet received a banking license. It's not clear that the company's revenues are growing (can be positively interpreted as the latest quarter..but not over time) Which IS NEEDED to make money, they are still too small to be profitable. (can they grow outside Sweden?) BUT the savings capital and brokered loans on the platform seem to be growing now, which is a prerequisite for the company's revenues to grow over time. Otherwise, the market cap is typically 113msek and 86 milj kr will accrue to them upon the sale of Billecta, maybe 35mkr more depending on performance 2026 (unclear terms?) How reliable is the buyer? They receive some of the money via a promissory note… I don't think the old core business idea with loans to consumers is sustainable/functional. But their total business (issued credits) seems to be increasing. But then it's real estate and corporate credits. They probably charge lower fees for that (because they are larger loans and "sharper" borrowers) and therefore their own revenue has decreased despite increased lending. I also note when looking at forums that the majority of their savers do not seem satisfied and their return is almost always much lower than what SaveLend states. CEO Peter Ballod does not seem to have any insider ownership to speak of at all(?)·28.1.SaveLend might well recover significantly if they get "the permit": https://grok.com/share/c2hhcmQtMg_895a02b0-bc0e-4382-9713-7656fce2f006
- ·6.10.2025Record deposits in September 2025 https://www.borskollen.se/pressmeddelanden/savelend-nar-all-time-high-i-insattningar-under-september
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
First North Sweden
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 4 673 | - | - | ||
| 327 | - | - | ||
| 866 | - | - | ||
| 6 | - | - | ||
| 281 | - | - |
Välittäjätilasto
Dataa ei löytynyt