Q2-osavuosiraportti
53 päivää sitten‧22 min
0,3553 DKK/osake
Viimeisin osinko
6,74 %
Tuotto/v
Tarjoustasot
Nasdaq Copenhagen
Määrä
Osto
16 355
Myynti
Määrä
13 457
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 609 | - | - | ||
| 57 | - | - | ||
| 766 | - | - | ||
| 56 | - | - | ||
| 225 | - | - |
Ylin
5,28VWAP
Alin
5,2VaihtoMäärä
0,8 153 906
VWAP
Ylin
5,28Alin
5,2VaihtoMäärä
0,8 153 906
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q3-osavuosiraportti | 25.11. |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q2-osavuosiraportti | 28.8. | |
| 2025 Q2-osavuosiraportti | 26.8. | |
| 2025 Q1-osavuosiraportti | 20.5. | |
| 2024 Yhtiökokous | 13.3. | |
| 2024 Q4-osavuosiraportti | 6.2. |
Datan lähde: Millistream, Quartr
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
11.10.·I had actually promised that I would be quiet until the banks' accounts for the third quarter were available. But now there was a quiet moment on a Saturday afternoon... And technically, Jyske Bank has almost already published the results. The following is also more of a comment than an analysis. It is precisely the upward adjustments from Jyske Bank, Djurslands Bank, Skjern Bank and Lollands Bank that make me want to take the plunge. There have been no small adjustments or clarifications - but it is still more important that the background to the upward adjustments is almost parallel for the four banks; greater activity, an interest rate that has not fallen as much as feared, favorable securities markets and limited losses. In other words, the main reasons for the greatly improved results can be found in the banks' core business, and thus something that is not exclusively of a one-off nature. The good results have been achieved without a large conversion wave, which the banks continue to benefit from. With respect to the fact that next week is the autumn holiday for many of the bank employees, I would like to make the prediction that the majority of the Danish listed banks have made an upward adjustment of their expected results for 2025 before the end of week 43 – and I even dare to mention the names of the ones that seem most obvious to me – and this at the risk of getting the gull in the water: - Møns Bank - Lån & Spar Bank - Danske Andelskasser Bank - Grønlandsbanken - Føroya Banki - Hvidbjerg Bank - Kreditbanken All of the above banks have all built caution into their originally published expectations. A caution that will be displayed when they report their financial statements for the third quarter, if they do not manage to adjust up before then. It is actually my expectation that both Møns Bank and Grønlandsbanken have already reached the middle of their announced expectation interval for the whole of 2025 already as of September 30, 2025. And I think that Lån & Spar Bank and Danske Andelskasser Bank will be so close to the same scenario that an upgrade cannot be avoided. What about the remaining banks? I actually expect all the remaining banks to upgrade – but possibly not until three months from now, when the draft figures for the full year have reached the management. Of the other banks, expectations for an upgrade are highest for SJF. The unknown here is the bank's assessment of the significance of the Novo Nordisk layoffs. I think that will have minimal impact. A wild card, however, is Fynske Bank, which – even when taking into account the one-off costs of the failed merger process with Nordfyns Bank – should be well on its way to significantly outperforming the announced expected result of DKK 100 million before tax. The four banks that have already upgraded are all in my portfolio. The same is true of Lån & Spar Bank, Møns Bank and SJF. The financial statements that I am most looking forward to are none of the aforementioned. On the other hand, they are the financial statements from Vestjysk Bank – and here I will have to arm myself with patience, as they will not be published until November 25. If the same development that has occurred for Jyske Bank, Djurslands Bank, Skjern Bank and Lollands Bank has also affected Vestjysk Bank, then it will support my assessment that Vestjysk Bank, together with Jyske Bank (yes, even at current levels) are among the best buying opportunities on the stock exchange.
13.10.·I also really think Vestjysk Bank looks promising. Especially because I have the feeling that they run a good business with very satisfied customers.- 30.8.·With Møns Bank's financial reporting on Thursday, the accounting season for listed banks after the first half of 2025 has come to an end. Based on the headlines in the financial media, this is an industry in trouble. But when the level of analysis is limited to a one-dimensional comparison with the first half of 2024, it will not be surprising to conclude in a falling interest rate environment. While the battle for Nordfyns Bank continues in a dramatic manner, in my opinion there have been very few surprises and disappointments in the other banks' half-year accounts. I would like to take the liberty of passing on some of the observations that I have made myself. Observations that emphasize that as an investor it is necessary to look not only at the bottom line. First the three most striking positive surprises: Lån & Spar Bank realized a result of over 116 million in Q2. DKK after tax and thus, at first glance, lands with a return in relation to the stock market price among the best of the banks geographically located in Denmark. The challenge is simply that the result includes a one-time income from the sale of shares in the bank's data center of DKK 36 million. When corrected for this, the earnings do not differ from the large average of Danish banks. In Q2 alone, Føroya Banki realized a profit of over DKK 93 million. DKK after tax – out of an expected annual profit of DKK 250 million. Again, this is – according to the bank itself – partly justified by factors that have nothing to do with pure banking operations. As an investor in Føroya Bank, you also become the owner of the insurance activities. It has been a good quarter without weather-related challenges. I would also recommend inderes.dk, which offers the opportunity as a shareholder to get up close and personal with a review of the interim financial statements of a number of the smaller banks. Føroya Banki has moved onto my candidate bench. The credit bank has posted a very solid result in Q2. This is explained by positive value adjustments on bonds and sector shares – but also by the write-downs on loans. Here we are approaching good results as a result of ordinary banking operations – although it would of course have been preferable if it had been due to pure activity growth or cost reduction. And then to two banks that disappoint. However, the results can be explained (but only partially explained) by the ongoing drama on Funen. The one-off costs in connection with the ongoing merger attempt are of course hurting earnings and thus the key figures. But even when corrected for these one-off costs, the results are not impressive for either Fynske Bank or Nordfyns Bank. And precisely in this situation there may be some learning points for the banks' management – and also for us as investors. (1) There is a risk that operations will be forgotten if the focus is elsewhere. (2) Smaller banks have a relatively harder time maintaining a return that can match that of large and medium-sized banks. There are 100 additional learning points to be drawn from the whole process – but we will take them at another time. As is the case with the talented student in the class, you don't have to surprise to do well – you just have to live up to the high expectations. The half-year financial statements have confirmed to me that I personally see the two best buys in the sector in Vestjysk Bank and Jyske Bank. I most likely suffer from confirmation bias, but the financial statements from both of these banks confirmed to me that this is where I would prefer to be in the long term. This is not a recommendation, but just my humble assessment. So all in all, there were few surprises and disappointments this time around. I look forward to the next round after Q3.
1.9.·I thank you too, I often check here to see if you have written :-) Good day.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset ja analyysit
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Q2-osavuosiraportti
53 päivää sitten‧22 min
0,3553 DKK/osake
Viimeisin osinko
6,74 %
Tuotto/v
Uutiset ja analyysit
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- 11.10.·I had actually promised that I would be quiet until the banks' accounts for the third quarter were available. But now there was a quiet moment on a Saturday afternoon... And technically, Jyske Bank has almost already published the results. The following is also more of a comment than an analysis. It is precisely the upward adjustments from Jyske Bank, Djurslands Bank, Skjern Bank and Lollands Bank that make me want to take the plunge. There have been no small adjustments or clarifications - but it is still more important that the background to the upward adjustments is almost parallel for the four banks; greater activity, an interest rate that has not fallen as much as feared, favorable securities markets and limited losses. In other words, the main reasons for the greatly improved results can be found in the banks' core business, and thus something that is not exclusively of a one-off nature. The good results have been achieved without a large conversion wave, which the banks continue to benefit from. With respect to the fact that next week is the autumn holiday for many of the bank employees, I would like to make the prediction that the majority of the Danish listed banks have made an upward adjustment of their expected results for 2025 before the end of week 43 – and I even dare to mention the names of the ones that seem most obvious to me – and this at the risk of getting the gull in the water: - Møns Bank - Lån & Spar Bank - Danske Andelskasser Bank - Grønlandsbanken - Føroya Banki - Hvidbjerg Bank - Kreditbanken All of the above banks have all built caution into their originally published expectations. A caution that will be displayed when they report their financial statements for the third quarter, if they do not manage to adjust up before then. It is actually my expectation that both Møns Bank and Grønlandsbanken have already reached the middle of their announced expectation interval for the whole of 2025 already as of September 30, 2025. And I think that Lån & Spar Bank and Danske Andelskasser Bank will be so close to the same scenario that an upgrade cannot be avoided. What about the remaining banks? I actually expect all the remaining banks to upgrade – but possibly not until three months from now, when the draft figures for the full year have reached the management. Of the other banks, expectations for an upgrade are highest for SJF. The unknown here is the bank's assessment of the significance of the Novo Nordisk layoffs. I think that will have minimal impact. A wild card, however, is Fynske Bank, which – even when taking into account the one-off costs of the failed merger process with Nordfyns Bank – should be well on its way to significantly outperforming the announced expected result of DKK 100 million before tax. The four banks that have already upgraded are all in my portfolio. The same is true of Lån & Spar Bank, Møns Bank and SJF. The financial statements that I am most looking forward to are none of the aforementioned. On the other hand, they are the financial statements from Vestjysk Bank – and here I will have to arm myself with patience, as they will not be published until November 25. If the same development that has occurred for Jyske Bank, Djurslands Bank, Skjern Bank and Lollands Bank has also affected Vestjysk Bank, then it will support my assessment that Vestjysk Bank, together with Jyske Bank (yes, even at current levels) are among the best buying opportunities on the stock exchange.13.10.·I also really think Vestjysk Bank looks promising. Especially because I have the feeling that they run a good business with very satisfied customers.
- 30.8.·With Møns Bank's financial reporting on Thursday, the accounting season for listed banks after the first half of 2025 has come to an end. Based on the headlines in the financial media, this is an industry in trouble. But when the level of analysis is limited to a one-dimensional comparison with the first half of 2024, it will not be surprising to conclude in a falling interest rate environment. While the battle for Nordfyns Bank continues in a dramatic manner, in my opinion there have been very few surprises and disappointments in the other banks' half-year accounts. I would like to take the liberty of passing on some of the observations that I have made myself. Observations that emphasize that as an investor it is necessary to look not only at the bottom line. First the three most striking positive surprises: Lån & Spar Bank realized a result of over 116 million in Q2. DKK after tax and thus, at first glance, lands with a return in relation to the stock market price among the best of the banks geographically located in Denmark. The challenge is simply that the result includes a one-time income from the sale of shares in the bank's data center of DKK 36 million. When corrected for this, the earnings do not differ from the large average of Danish banks. In Q2 alone, Føroya Banki realized a profit of over DKK 93 million. DKK after tax – out of an expected annual profit of DKK 250 million. Again, this is – according to the bank itself – partly justified by factors that have nothing to do with pure banking operations. As an investor in Føroya Bank, you also become the owner of the insurance activities. It has been a good quarter without weather-related challenges. I would also recommend inderes.dk, which offers the opportunity as a shareholder to get up close and personal with a review of the interim financial statements of a number of the smaller banks. Føroya Banki has moved onto my candidate bench. The credit bank has posted a very solid result in Q2. This is explained by positive value adjustments on bonds and sector shares – but also by the write-downs on loans. Here we are approaching good results as a result of ordinary banking operations – although it would of course have been preferable if it had been due to pure activity growth or cost reduction. And then to two banks that disappoint. However, the results can be explained (but only partially explained) by the ongoing drama on Funen. The one-off costs in connection with the ongoing merger attempt are of course hurting earnings and thus the key figures. But even when corrected for these one-off costs, the results are not impressive for either Fynske Bank or Nordfyns Bank. And precisely in this situation there may be some learning points for the banks' management – and also for us as investors. (1) There is a risk that operations will be forgotten if the focus is elsewhere. (2) Smaller banks have a relatively harder time maintaining a return that can match that of large and medium-sized banks. There are 100 additional learning points to be drawn from the whole process – but we will take them at another time. As is the case with the talented student in the class, you don't have to surprise to do well – you just have to live up to the high expectations. The half-year financial statements have confirmed to me that I personally see the two best buys in the sector in Vestjysk Bank and Jyske Bank. I most likely suffer from confirmation bias, but the financial statements from both of these banks confirmed to me that this is where I would prefer to be in the long term. This is not a recommendation, but just my humble assessment. So all in all, there were few surprises and disappointments this time around. I look forward to the next round after Q3.1.9.·I thank you too, I often check here to see if you have written :-) Good day.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Copenhagen
Määrä
Osto
16 355
Myynti
Määrä
13 457
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 609 | - | - | ||
| 57 | - | - | ||
| 766 | - | - | ||
| 56 | - | - | ||
| 225 | - | - |
Ylin
5,28VWAP
Alin
5,2VaihtoMäärä
0,8 153 906
VWAP
Ylin
5,28Alin
5,2VaihtoMäärä
0,8 153 906
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q3-osavuosiraportti | 25.11. |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q2-osavuosiraportti | 28.8. | |
| 2025 Q2-osavuosiraportti | 26.8. | |
| 2025 Q1-osavuosiraportti | 20.5. | |
| 2024 Yhtiökokous | 13.3. | |
| 2024 Q4-osavuosiraportti | 6.2. |
Datan lähde: Millistream, Quartr
Q2-osavuosiraportti
53 päivää sitten‧22 min
Uutiset ja analyysit
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q3-osavuosiraportti | 25.11. |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q2-osavuosiraportti | 28.8. | |
| 2025 Q2-osavuosiraportti | 26.8. | |
| 2025 Q1-osavuosiraportti | 20.5. | |
| 2024 Yhtiökokous | 13.3. | |
| 2024 Q4-osavuosiraportti | 6.2. |
Datan lähde: Millistream, Quartr
0,3553 DKK/osake
Viimeisin osinko
6,74 %
Tuotto/v
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- 11.10.·I had actually promised that I would be quiet until the banks' accounts for the third quarter were available. But now there was a quiet moment on a Saturday afternoon... And technically, Jyske Bank has almost already published the results. The following is also more of a comment than an analysis. It is precisely the upward adjustments from Jyske Bank, Djurslands Bank, Skjern Bank and Lollands Bank that make me want to take the plunge. There have been no small adjustments or clarifications - but it is still more important that the background to the upward adjustments is almost parallel for the four banks; greater activity, an interest rate that has not fallen as much as feared, favorable securities markets and limited losses. In other words, the main reasons for the greatly improved results can be found in the banks' core business, and thus something that is not exclusively of a one-off nature. The good results have been achieved without a large conversion wave, which the banks continue to benefit from. With respect to the fact that next week is the autumn holiday for many of the bank employees, I would like to make the prediction that the majority of the Danish listed banks have made an upward adjustment of their expected results for 2025 before the end of week 43 – and I even dare to mention the names of the ones that seem most obvious to me – and this at the risk of getting the gull in the water: - Møns Bank - Lån & Spar Bank - Danske Andelskasser Bank - Grønlandsbanken - Føroya Banki - Hvidbjerg Bank - Kreditbanken All of the above banks have all built caution into their originally published expectations. A caution that will be displayed when they report their financial statements for the third quarter, if they do not manage to adjust up before then. It is actually my expectation that both Møns Bank and Grønlandsbanken have already reached the middle of their announced expectation interval for the whole of 2025 already as of September 30, 2025. And I think that Lån & Spar Bank and Danske Andelskasser Bank will be so close to the same scenario that an upgrade cannot be avoided. What about the remaining banks? I actually expect all the remaining banks to upgrade – but possibly not until three months from now, when the draft figures for the full year have reached the management. Of the other banks, expectations for an upgrade are highest for SJF. The unknown here is the bank's assessment of the significance of the Novo Nordisk layoffs. I think that will have minimal impact. A wild card, however, is Fynske Bank, which – even when taking into account the one-off costs of the failed merger process with Nordfyns Bank – should be well on its way to significantly outperforming the announced expected result of DKK 100 million before tax. The four banks that have already upgraded are all in my portfolio. The same is true of Lån & Spar Bank, Møns Bank and SJF. The financial statements that I am most looking forward to are none of the aforementioned. On the other hand, they are the financial statements from Vestjysk Bank – and here I will have to arm myself with patience, as they will not be published until November 25. If the same development that has occurred for Jyske Bank, Djurslands Bank, Skjern Bank and Lollands Bank has also affected Vestjysk Bank, then it will support my assessment that Vestjysk Bank, together with Jyske Bank (yes, even at current levels) are among the best buying opportunities on the stock exchange.13.10.·I also really think Vestjysk Bank looks promising. Especially because I have the feeling that they run a good business with very satisfied customers.
- 30.8.·With Møns Bank's financial reporting on Thursday, the accounting season for listed banks after the first half of 2025 has come to an end. Based on the headlines in the financial media, this is an industry in trouble. But when the level of analysis is limited to a one-dimensional comparison with the first half of 2024, it will not be surprising to conclude in a falling interest rate environment. While the battle for Nordfyns Bank continues in a dramatic manner, in my opinion there have been very few surprises and disappointments in the other banks' half-year accounts. I would like to take the liberty of passing on some of the observations that I have made myself. Observations that emphasize that as an investor it is necessary to look not only at the bottom line. First the three most striking positive surprises: Lån & Spar Bank realized a result of over 116 million in Q2. DKK after tax and thus, at first glance, lands with a return in relation to the stock market price among the best of the banks geographically located in Denmark. The challenge is simply that the result includes a one-time income from the sale of shares in the bank's data center of DKK 36 million. When corrected for this, the earnings do not differ from the large average of Danish banks. In Q2 alone, Føroya Banki realized a profit of over DKK 93 million. DKK after tax – out of an expected annual profit of DKK 250 million. Again, this is – according to the bank itself – partly justified by factors that have nothing to do with pure banking operations. As an investor in Føroya Bank, you also become the owner of the insurance activities. It has been a good quarter without weather-related challenges. I would also recommend inderes.dk, which offers the opportunity as a shareholder to get up close and personal with a review of the interim financial statements of a number of the smaller banks. Føroya Banki has moved onto my candidate bench. The credit bank has posted a very solid result in Q2. This is explained by positive value adjustments on bonds and sector shares – but also by the write-downs on loans. Here we are approaching good results as a result of ordinary banking operations – although it would of course have been preferable if it had been due to pure activity growth or cost reduction. And then to two banks that disappoint. However, the results can be explained (but only partially explained) by the ongoing drama on Funen. The one-off costs in connection with the ongoing merger attempt are of course hurting earnings and thus the key figures. But even when corrected for these one-off costs, the results are not impressive for either Fynske Bank or Nordfyns Bank. And precisely in this situation there may be some learning points for the banks' management – and also for us as investors. (1) There is a risk that operations will be forgotten if the focus is elsewhere. (2) Smaller banks have a relatively harder time maintaining a return that can match that of large and medium-sized banks. There are 100 additional learning points to be drawn from the whole process – but we will take them at another time. As is the case with the talented student in the class, you don't have to surprise to do well – you just have to live up to the high expectations. The half-year financial statements have confirmed to me that I personally see the two best buys in the sector in Vestjysk Bank and Jyske Bank. I most likely suffer from confirmation bias, but the financial statements from both of these banks confirmed to me that this is where I would prefer to be in the long term. This is not a recommendation, but just my humble assessment. So all in all, there were few surprises and disappointments this time around. I look forward to the next round after Q3.1.9.·I thank you too, I often check here to see if you have written :-) Good day.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Copenhagen
Määrä
Osto
16 355
Myynti
Määrä
13 457
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 609 | - | - | ||
| 57 | - | - | ||
| 766 | - | - | ||
| 56 | - | - | ||
| 225 | - | - |
Ylin
5,28VWAP
Alin
5,2VaihtoMäärä
0,8 153 906
VWAP
Ylin
5,28Alin
5,2VaihtoMäärä
0,8 153 906
Välittäjätilasto
Dataa ei löytynyt