Q3-osavuosiraportti
12 päivää sitten‧37 min
Tarjoustasot
Määrä
Osto
20
Myynti
Määrä
134
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
52,14VWAP
Alin
49,57VaihtoMäärä
19,5 548 712
VWAP
Ylin
52,14Alin
49,57VaihtoMäärä
19,5 548 712
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
Sijoittajakalenteri ei ole saatavilla | |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3-osavuosiraportti | 5.11. | |
| 2025 Q2-osavuosiraportti | 7.8. | |
| 2025 Yhtiökokous | 10.6. | |
| 2025 Q1-osavuosiraportti | 7.5. | |
| 2024 Vuosiraportti | 27.2. |
Datan lähde: Morningstar, Quartr
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
6.11.6.11.What I do not understand - 60 % healthy growth and PE under 20? Price just goes down
7.11.7.11.I can only think of investor sentiment and update on future growth outlook?
·6.11.Great numbers today 😍
·1.10.In the news surrounding BNPL and similar stocks, the perception is now that the weakening in the US labor market at the moment has created a fear that people will be less willing to buy on credit. The question many want answered is whether the weakening heralds a permanent weakening and if so, whether the Fed has been too late with interest rate cuts. Some believe that new hiring will pick up over the fall and that the weakening is temporary. As of now, the unemployment rate in the US is 4.3%. The median unemployment rate historically is 5.67%. So, as I see it, the US can tolerate slightly higher unemployment. If the trend is temporary, then that is absolutely for the best. Of course. SEZL will probably be weakened until data shows that the weakening is nothing to fear, is my opinion.- ·4.9. · MuokattuI now have a position in Sezzle (SEZL). A comparison of Sezzle and Affirm (AFRM): Sezzle is a BNPL company (Buy Now, Pay Later). The forward P/E for 2026 is 20. That got me interested... Compared to a similar company that is large on BNPL, Affirm (AFRM), we see that AFRM has a forward P/E for 2026 of a whopping 95. AFRM is therefore priced more than 4x compared to SEZL for 2026 at today's prices (3/9-25). AFRM is expensive. SEZL appears very cheap. Expected EPS growth for 2026: AFRM 450% (!!) to $0.90 SEZL 32% to $4.41 Expected revenue growth for 2026: AFRM 22% SEZL 28% Market cap: AFRM $28 billion SEZL $3 billion Net margin (last 12 months): AFRM 1.62% (what, so low!?) SEZL 28% (!!!) I think AFRM is priced so high because of even higher expectations for EPS growth. But there are probably more factors. AFRM is a larger and more well-known company, IPO in 2021. Also, AFRM offers longer-term loans. SEZL is for faster solutions. But we see that SEZL's net margin is much, much better than AFRM's, which is dangerously low. SEZL is a relatively small company (one tenth of AFRM) with strong expected growth. IPO August 2023. An underdog. Here's the funny thing - DEBT: -- SEZL only has about $131 million in total debt. AFRM has a whopping $7.8 billion in total debt. The downside for AFRM will be brutal if they don't manage their ship properly. SEZL has much less risk due to its debt ratio. -- AFRM has a very high debt and a low net margin. High debt is pretty much always a red flag for me, but with such a low net margin, the flag is blood red as far as AFRM is concerned. Both companies will benefit from the Fed now most likely entering a cutting cycle (all the US stock exchanges will benefit from that). Moreover, with lower interest rates in the US, the housing market, which is in a ditch and is the worst since the financial crisis, will start to lift, which in turn leads to higher sales of homes and thus also furniture, kitchenware, lamps, you name it! This will increase consumer confidence and thus lead to more use of BNPL solutions. BNPL companies in general will of course all benefit from it. Finally: Small companies with strong growth and good accounting and business model have more room to grow than a much larger company. It is simply easier for them to grow. Moreover, the company has little debt and a good net margin. Hence SEZL for me. A fun thing happening soon: IPO for Klarna, which is a BNPL company. Such IPOs can help to revive the industry. (NYSE: KLAR) They are targeting a market cap of about $14 billion, share price of about $35. I think their economy is pretty bad, Q2 2025 with a big loss, as far as I know. SEZL FTW! :-) Have a nice day!
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset ja analyysit
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Q3-osavuosiraportti
12 päivää sitten‧37 min
Uutiset ja analyysit
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- 6.11.6.11.What I do not understand - 60 % healthy growth and PE under 20? Price just goes down7.11.7.11.I can only think of investor sentiment and update on future growth outlook?
- ·6.11.Great numbers today 😍
- ·1.10.In the news surrounding BNPL and similar stocks, the perception is now that the weakening in the US labor market at the moment has created a fear that people will be less willing to buy on credit. The question many want answered is whether the weakening heralds a permanent weakening and if so, whether the Fed has been too late with interest rate cuts. Some believe that new hiring will pick up over the fall and that the weakening is temporary. As of now, the unemployment rate in the US is 4.3%. The median unemployment rate historically is 5.67%. So, as I see it, the US can tolerate slightly higher unemployment. If the trend is temporary, then that is absolutely for the best. Of course. SEZL will probably be weakened until data shows that the weakening is nothing to fear, is my opinion.
- ·4.9. · MuokattuI now have a position in Sezzle (SEZL). A comparison of Sezzle and Affirm (AFRM): Sezzle is a BNPL company (Buy Now, Pay Later). The forward P/E for 2026 is 20. That got me interested... Compared to a similar company that is large on BNPL, Affirm (AFRM), we see that AFRM has a forward P/E for 2026 of a whopping 95. AFRM is therefore priced more than 4x compared to SEZL for 2026 at today's prices (3/9-25). AFRM is expensive. SEZL appears very cheap. Expected EPS growth for 2026: AFRM 450% (!!) to $0.90 SEZL 32% to $4.41 Expected revenue growth for 2026: AFRM 22% SEZL 28% Market cap: AFRM $28 billion SEZL $3 billion Net margin (last 12 months): AFRM 1.62% (what, so low!?) SEZL 28% (!!!) I think AFRM is priced so high because of even higher expectations for EPS growth. But there are probably more factors. AFRM is a larger and more well-known company, IPO in 2021. Also, AFRM offers longer-term loans. SEZL is for faster solutions. But we see that SEZL's net margin is much, much better than AFRM's, which is dangerously low. SEZL is a relatively small company (one tenth of AFRM) with strong expected growth. IPO August 2023. An underdog. Here's the funny thing - DEBT: -- SEZL only has about $131 million in total debt. AFRM has a whopping $7.8 billion in total debt. The downside for AFRM will be brutal if they don't manage their ship properly. SEZL has much less risk due to its debt ratio. -- AFRM has a very high debt and a low net margin. High debt is pretty much always a red flag for me, but with such a low net margin, the flag is blood red as far as AFRM is concerned. Both companies will benefit from the Fed now most likely entering a cutting cycle (all the US stock exchanges will benefit from that). Moreover, with lower interest rates in the US, the housing market, which is in a ditch and is the worst since the financial crisis, will start to lift, which in turn leads to higher sales of homes and thus also furniture, kitchenware, lamps, you name it! This will increase consumer confidence and thus lead to more use of BNPL solutions. BNPL companies in general will of course all benefit from it. Finally: Small companies with strong growth and good accounting and business model have more room to grow than a much larger company. It is simply easier for them to grow. Moreover, the company has little debt and a good net margin. Hence SEZL for me. A fun thing happening soon: IPO for Klarna, which is a BNPL company. Such IPOs can help to revive the industry. (NYSE: KLAR) They are targeting a market cap of about $14 billion, share price of about $35. I think their economy is pretty bad, Q2 2025 with a big loss, as far as I know. SEZL FTW! :-) Have a nice day!
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
20
Myynti
Määrä
134
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
52,14VWAP
Alin
49,57VaihtoMäärä
19,5 548 712
VWAP
Ylin
52,14Alin
49,57VaihtoMäärä
19,5 548 712
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
Sijoittajakalenteri ei ole saatavilla | |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3-osavuosiraportti | 5.11. | |
| 2025 Q2-osavuosiraportti | 7.8. | |
| 2025 Yhtiökokous | 10.6. | |
| 2025 Q1-osavuosiraportti | 7.5. | |
| 2024 Vuosiraportti | 27.2. |
Datan lähde: Morningstar, Quartr
Q3-osavuosiraportti
12 päivää sitten‧37 min
Uutiset ja analyysit
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
Sijoittajakalenteri ei ole saatavilla | |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3-osavuosiraportti | 5.11. | |
| 2025 Q2-osavuosiraportti | 7.8. | |
| 2025 Yhtiökokous | 10.6. | |
| 2025 Q1-osavuosiraportti | 7.5. | |
| 2024 Vuosiraportti | 27.2. |
Datan lähde: Morningstar, Quartr
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- 6.11.6.11.What I do not understand - 60 % healthy growth and PE under 20? Price just goes down7.11.7.11.I can only think of investor sentiment and update on future growth outlook?
- ·6.11.Great numbers today 😍
- ·1.10.In the news surrounding BNPL and similar stocks, the perception is now that the weakening in the US labor market at the moment has created a fear that people will be less willing to buy on credit. The question many want answered is whether the weakening heralds a permanent weakening and if so, whether the Fed has been too late with interest rate cuts. Some believe that new hiring will pick up over the fall and that the weakening is temporary. As of now, the unemployment rate in the US is 4.3%. The median unemployment rate historically is 5.67%. So, as I see it, the US can tolerate slightly higher unemployment. If the trend is temporary, then that is absolutely for the best. Of course. SEZL will probably be weakened until data shows that the weakening is nothing to fear, is my opinion.
- ·4.9. · MuokattuI now have a position in Sezzle (SEZL). A comparison of Sezzle and Affirm (AFRM): Sezzle is a BNPL company (Buy Now, Pay Later). The forward P/E for 2026 is 20. That got me interested... Compared to a similar company that is large on BNPL, Affirm (AFRM), we see that AFRM has a forward P/E for 2026 of a whopping 95. AFRM is therefore priced more than 4x compared to SEZL for 2026 at today's prices (3/9-25). AFRM is expensive. SEZL appears very cheap. Expected EPS growth for 2026: AFRM 450% (!!) to $0.90 SEZL 32% to $4.41 Expected revenue growth for 2026: AFRM 22% SEZL 28% Market cap: AFRM $28 billion SEZL $3 billion Net margin (last 12 months): AFRM 1.62% (what, so low!?) SEZL 28% (!!!) I think AFRM is priced so high because of even higher expectations for EPS growth. But there are probably more factors. AFRM is a larger and more well-known company, IPO in 2021. Also, AFRM offers longer-term loans. SEZL is for faster solutions. But we see that SEZL's net margin is much, much better than AFRM's, which is dangerously low. SEZL is a relatively small company (one tenth of AFRM) with strong expected growth. IPO August 2023. An underdog. Here's the funny thing - DEBT: -- SEZL only has about $131 million in total debt. AFRM has a whopping $7.8 billion in total debt. The downside for AFRM will be brutal if they don't manage their ship properly. SEZL has much less risk due to its debt ratio. -- AFRM has a very high debt and a low net margin. High debt is pretty much always a red flag for me, but with such a low net margin, the flag is blood red as far as AFRM is concerned. Both companies will benefit from the Fed now most likely entering a cutting cycle (all the US stock exchanges will benefit from that). Moreover, with lower interest rates in the US, the housing market, which is in a ditch and is the worst since the financial crisis, will start to lift, which in turn leads to higher sales of homes and thus also furniture, kitchenware, lamps, you name it! This will increase consumer confidence and thus lead to more use of BNPL solutions. BNPL companies in general will of course all benefit from it. Finally: Small companies with strong growth and good accounting and business model have more room to grow than a much larger company. It is simply easier for them to grow. Moreover, the company has little debt and a good net margin. Hence SEZL for me. A fun thing happening soon: IPO for Klarna, which is a BNPL company. Such IPOs can help to revive the industry. (NYSE: KLAR) They are targeting a market cap of about $14 billion, share price of about $35. I think their economy is pretty bad, Q2 2025 with a big loss, as far as I know. SEZL FTW! :-) Have a nice day!
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
20
Myynti
Määrä
134
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
52,14VWAP
Alin
49,57VaihtoMäärä
19,5 548 712
VWAP
Ylin
52,14Alin
49,57VaihtoMäärä
19,5 548 712
Välittäjätilasto
Dataa ei löytynyt