Q2-osavuosiraportti
42 päivää sitten‧32 min
Tarjoustasot
Määrä
Osto
0
Myynti
Määrä
0
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
89,98VWAP
Alin
86,54VaihtoMäärä
40,1 634 037
VWAP
Ylin
89,98Alin
86,54VaihtoMäärä
40,1 634 037
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
Sijoittajakalenteri ei ole saatavilla | |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q2-osavuosiraportti | 7.8. | |
| 2025 Yhtiökokous | 10.6. | |
| 2025 Q1-osavuosiraportti | 7.5. | |
| 2024 Vuosiraportti | 27.2. | |
| 2024 Q4-osavuosiraportti | 25.2. |
Datan lähde: Morningstar, Quartr
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
4.9. · Muokattu·I now have a position in Sezzle (SEZL). A comparison of Sezzle and Affirm (AFRM): Sezzle is a BNPL company (Buy Now, Pay Later). The forward P/E for 2026 is 20. That got me interested... Compared to a similar company that is large on BNPL, Affirm (AFRM), we see that AFRM has a forward P/E for 2026 of a whopping 95. AFRM is therefore priced more than 4x compared to SEZL for 2026 at today's prices (3/9-25). AFRM is expensive. SEZL appears very cheap. Expected EPS growth for 2026: AFRM 450% (!!) to $0.90 SEZL 32% to $4.41 Expected revenue growth for 2026: AFRM 22% SEZL 28% Market cap: AFRM $28 billion SEZL $3 billion Net margin (last 12 months): AFRM 1.62% (what, so low!?) SEZL 28% (!!!) I think AFRM is priced so high because of even higher expectations for EPS growth. But there are probably more factors. AFRM is a larger and more well-known company, IPO in 2021. Also, AFRM offers longer-term loans. SEZL is for faster solutions. But we see that SEZL's net margin is much, much better than AFRM's, which is dangerously low. SEZL is a relatively small company (one tenth of AFRM) with strong expected growth. IPO August 2023. An underdog. Here's the funny thing - DEBT: -- SEZL only has about $131 million in total debt. AFRM has a whopping $7.8 billion in total debt. The downside for AFRM will be brutal if they don't manage their ship properly. SEZL has much less risk due to its debt ratio. -- AFRM has a very high debt and a low net margin. High debt is pretty much always a red flag for me, but with such a low net margin, the flag is blood red as far as AFRM is concerned. Both companies will benefit from the Fed now most likely entering a cutting cycle (all the US stock exchanges will benefit from that). Moreover, with lower interest rates in the US, the housing market, which is in a ditch and is the worst since the financial crisis, will start to lift, which in turn leads to higher sales of homes and thus also furniture, kitchenware, lamps, you name it! This will increase consumer confidence and thus lead to more use of BNPL solutions. BNPL companies in general will of course all benefit from it. Finally: Small companies with strong growth and good accounting and business model have more room to grow than a much larger company. It is simply easier for them to grow. Moreover, the company has little debt and a good net margin. Hence SEZL for me. A fun thing happening soon: IPO for Klarna, which is a BNPL company. Such IPOs can help to revive the industry. (NYSE: KLAR) They are targeting a market cap of about $14 billion, share price of about $35. I think their economy is pretty bad, Q2 2025 with a big loss, as far as I know. SEZL FTW! :-) Have a nice day!
4.9.·bought this 2 days before it dropped 40%, not good. I don't know what to expect from the stock...
6.9.6.9.I’m in the same boat – I bought SEZL before the drop as well, but after the drop I doubled my position. The fundamentals are still solid: revenue is growing, margins are strong, and the company is profitable with relatively low debt compared to peers. That gives me confidence that at some point the market will re-rate the stock higher. Volatility is normal with small caps, especially in BNPL, but I’d rather hold and accumulate when the business itself is performing well. Long term, I see much more upside than downside here. 🚀
2.8.·It's almost accounting time. Has anyone read any forecasts or expectations for earnings?☺️
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset ja analyysit
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Q2-osavuosiraportti
42 päivää sitten‧32 min
Uutiset ja analyysit
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- 4.9. · Muokattu·I now have a position in Sezzle (SEZL). A comparison of Sezzle and Affirm (AFRM): Sezzle is a BNPL company (Buy Now, Pay Later). The forward P/E for 2026 is 20. That got me interested... Compared to a similar company that is large on BNPL, Affirm (AFRM), we see that AFRM has a forward P/E for 2026 of a whopping 95. AFRM is therefore priced more than 4x compared to SEZL for 2026 at today's prices (3/9-25). AFRM is expensive. SEZL appears very cheap. Expected EPS growth for 2026: AFRM 450% (!!) to $0.90 SEZL 32% to $4.41 Expected revenue growth for 2026: AFRM 22% SEZL 28% Market cap: AFRM $28 billion SEZL $3 billion Net margin (last 12 months): AFRM 1.62% (what, so low!?) SEZL 28% (!!!) I think AFRM is priced so high because of even higher expectations for EPS growth. But there are probably more factors. AFRM is a larger and more well-known company, IPO in 2021. Also, AFRM offers longer-term loans. SEZL is for faster solutions. But we see that SEZL's net margin is much, much better than AFRM's, which is dangerously low. SEZL is a relatively small company (one tenth of AFRM) with strong expected growth. IPO August 2023. An underdog. Here's the funny thing - DEBT: -- SEZL only has about $131 million in total debt. AFRM has a whopping $7.8 billion in total debt. The downside for AFRM will be brutal if they don't manage their ship properly. SEZL has much less risk due to its debt ratio. -- AFRM has a very high debt and a low net margin. High debt is pretty much always a red flag for me, but with such a low net margin, the flag is blood red as far as AFRM is concerned. Both companies will benefit from the Fed now most likely entering a cutting cycle (all the US stock exchanges will benefit from that). Moreover, with lower interest rates in the US, the housing market, which is in a ditch and is the worst since the financial crisis, will start to lift, which in turn leads to higher sales of homes and thus also furniture, kitchenware, lamps, you name it! This will increase consumer confidence and thus lead to more use of BNPL solutions. BNPL companies in general will of course all benefit from it. Finally: Small companies with strong growth and good accounting and business model have more room to grow than a much larger company. It is simply easier for them to grow. Moreover, the company has little debt and a good net margin. Hence SEZL for me. A fun thing happening soon: IPO for Klarna, which is a BNPL company. Such IPOs can help to revive the industry. (NYSE: KLAR) They are targeting a market cap of about $14 billion, share price of about $35. I think their economy is pretty bad, Q2 2025 with a big loss, as far as I know. SEZL FTW! :-) Have a nice day!
- 4.9.·bought this 2 days before it dropped 40%, not good. I don't know what to expect from the stock...6.9.6.9.I’m in the same boat – I bought SEZL before the drop as well, but after the drop I doubled my position. The fundamentals are still solid: revenue is growing, margins are strong, and the company is profitable with relatively low debt compared to peers. That gives me confidence that at some point the market will re-rate the stock higher. Volatility is normal with small caps, especially in BNPL, but I’d rather hold and accumulate when the business itself is performing well. Long term, I see much more upside than downside here. 🚀
- 2.8.·It's almost accounting time. Has anyone read any forecasts or expectations for earnings?☺️
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
0
Myynti
Määrä
0
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
89,98VWAP
Alin
86,54VaihtoMäärä
40,1 634 037
VWAP
Ylin
89,98Alin
86,54VaihtoMäärä
40,1 634 037
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
Sijoittajakalenteri ei ole saatavilla | |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q2-osavuosiraportti | 7.8. | |
| 2025 Yhtiökokous | 10.6. | |
| 2025 Q1-osavuosiraportti | 7.5. | |
| 2024 Vuosiraportti | 27.2. | |
| 2024 Q4-osavuosiraportti | 25.2. |
Datan lähde: Morningstar, Quartr
Q2-osavuosiraportti
42 päivää sitten‧32 min
Uutiset ja analyysit
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
Sijoittajakalenteri ei ole saatavilla | |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q2-osavuosiraportti | 7.8. | |
| 2025 Yhtiökokous | 10.6. | |
| 2025 Q1-osavuosiraportti | 7.5. | |
| 2024 Vuosiraportti | 27.2. | |
| 2024 Q4-osavuosiraportti | 25.2. |
Datan lähde: Morningstar, Quartr
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- 4.9. · Muokattu·I now have a position in Sezzle (SEZL). A comparison of Sezzle and Affirm (AFRM): Sezzle is a BNPL company (Buy Now, Pay Later). The forward P/E for 2026 is 20. That got me interested... Compared to a similar company that is large on BNPL, Affirm (AFRM), we see that AFRM has a forward P/E for 2026 of a whopping 95. AFRM is therefore priced more than 4x compared to SEZL for 2026 at today's prices (3/9-25). AFRM is expensive. SEZL appears very cheap. Expected EPS growth for 2026: AFRM 450% (!!) to $0.90 SEZL 32% to $4.41 Expected revenue growth for 2026: AFRM 22% SEZL 28% Market cap: AFRM $28 billion SEZL $3 billion Net margin (last 12 months): AFRM 1.62% (what, so low!?) SEZL 28% (!!!) I think AFRM is priced so high because of even higher expectations for EPS growth. But there are probably more factors. AFRM is a larger and more well-known company, IPO in 2021. Also, AFRM offers longer-term loans. SEZL is for faster solutions. But we see that SEZL's net margin is much, much better than AFRM's, which is dangerously low. SEZL is a relatively small company (one tenth of AFRM) with strong expected growth. IPO August 2023. An underdog. Here's the funny thing - DEBT: -- SEZL only has about $131 million in total debt. AFRM has a whopping $7.8 billion in total debt. The downside for AFRM will be brutal if they don't manage their ship properly. SEZL has much less risk due to its debt ratio. -- AFRM has a very high debt and a low net margin. High debt is pretty much always a red flag for me, but with such a low net margin, the flag is blood red as far as AFRM is concerned. Both companies will benefit from the Fed now most likely entering a cutting cycle (all the US stock exchanges will benefit from that). Moreover, with lower interest rates in the US, the housing market, which is in a ditch and is the worst since the financial crisis, will start to lift, which in turn leads to higher sales of homes and thus also furniture, kitchenware, lamps, you name it! This will increase consumer confidence and thus lead to more use of BNPL solutions. BNPL companies in general will of course all benefit from it. Finally: Small companies with strong growth and good accounting and business model have more room to grow than a much larger company. It is simply easier for them to grow. Moreover, the company has little debt and a good net margin. Hence SEZL for me. A fun thing happening soon: IPO for Klarna, which is a BNPL company. Such IPOs can help to revive the industry. (NYSE: KLAR) They are targeting a market cap of about $14 billion, share price of about $35. I think their economy is pretty bad, Q2 2025 with a big loss, as far as I know. SEZL FTW! :-) Have a nice day!
- 4.9.·bought this 2 days before it dropped 40%, not good. I don't know what to expect from the stock...6.9.6.9.I’m in the same boat – I bought SEZL before the drop as well, but after the drop I doubled my position. The fundamentals are still solid: revenue is growing, margins are strong, and the company is profitable with relatively low debt compared to peers. That gives me confidence that at some point the market will re-rate the stock higher. Volatility is normal with small caps, especially in BNPL, but I’d rather hold and accumulate when the business itself is performing well. Long term, I see much more upside than downside here. 🚀
- 2.8.·It's almost accounting time. Has anyone read any forecasts or expectations for earnings?☺️
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
0
Myynti
Määrä
0
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
89,98VWAP
Alin
86,54VaihtoMäärä
40,1 634 037
VWAP
Ylin
89,98Alin
86,54VaihtoMäärä
40,1 634 037
Välittäjätilasto
Dataa ei löytynyt