Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
What do you think about the Q3 report and subsequent webcast presentation on Stokk.io?
Is there hope ahead?
They are losing US Gov. as a customer and have subsequently stated 2 times (first in connection with a press release and then on stokk.io - November 20) that they will recover the loss in Q4. And then some.
In the podcast, Hans Tino says that System ARR will reach a minimum of 26.9 million DKK in Q4, as a result of new contracts, renewal of 44 existing customer agreements with upsell included. As of Q3, the figure is 22.9 million DKK.
In the same podcast, Hans Tino further states that there will be no additional (i.e., not in the near future?) sale of new shares as part of their financing.
Do we believe that?
If that happens - I believe in a turnaround and a reversal in the share price. At a reasonable EBITDA (4-6 million DKK) in 2026 and perhaps even a round ZERO at the very bottom of the income statement (net result).
The current share price has gone completely haywire. The market currently does not believe in the company and its announcements.
I own shares in the company and have just supplemented my holding here at the level of 0.42-0.48.
I have previously compiled statistics showing that the CEO is too optimistic. I have copied it below. Based on that and the fact that not a single new order has been announced in q4 so far, I consider it most likely that they will disappoint again. I also think they said it would take a couple of quarters to regain the lost order, but I could easily be mistaken. That's not to say it's too expensive now, just that one should be very careful about trusting the CEO's statements too much, and in my opinion, it's an important reason why the market has lost confidence in the company.
I clearly think we have evidence that Hans Tino is too optimistic. I have claimed it before but wanted to be sure it wasn't just something I remembered, so here is the data:
I have looked a bit into old financial reports for guidance at the start of the year and results at the end of the year. I also discovered on the same occasion that the result was regularly downgraded later, but that's another story. For now, here you have targets, what they achieved, and O for fulfilled, o for just barely fulfilled, F for failed, and f for just barely failed. * means that it cannot really fail (if, for example, one has guided negative EBITDA, it's not really possible to disappoint, so it's somewhat limited how much it's worth that they succeed in reaching that goal. ** means that they might indeed have a positive net cash flow but only by raising capital through loans or emissions.
2021
Growth 15-30% 20% o
Revenue 18-20.5 MDKK 18.82 o
EBITDA: Positive -0.939 f
Net result: Not positive -3.613 o*
Net Cash flow: Positive 2.15 o**
2022
Growth 15-25% -6% F
Revenue 21.5 - 23.5 MDKK 17.734 F
EBITDA: negative -7.17 o*
Net result: Negative -10.333 o*
Net Cash flow: Positive 0 o**
2023
Growth 15-30% 14% f
Revenue 18.5 - 20.9 MDKK 20.302 o
EBITDA: negative -6.52 o*
Net result: Negative -10.776 o*
Net Cash flow: Positive* 0.006 o**
2024
ARR growth 15-30% 20% o
System ARR 22.4 - 25.3 MDKK 23.416 o
EBITDA: arround 0 -3.202 F
Net result: Negative -8.553 o*
Net Cash flow: Positive* 0.831 o**
2025
ARR growth 15-30% ?
System ARR 26,9-30.4 MDKK ?
EBITDA: Positive ?
Net result: about 0 F
Net Cash flow: Positive ?
If we disregard those with stars, it gives
O: 0
o:5
f: 2
F:4
This means they fail a bit more often than they succeed, and in my interpretation, they fail worse than they succeed. I take this as a clear sign that they are generally too optimistic. Be aware that I currently consider it quite certain that they will fail their net result (they have, after all, announced this themselves) while I leave the rest as uncertain as they are not yet confirmed.
How large is the salary of CEO Hans Tino Hansen and the board members? Risk Intelligence has less annual revenue than a typical REMA1000 store in Denmark, so it is not a large company.
Oh well, and regarding the two new customers, have they been announced? You should remember it's the Q3 report, so that means these are new customers between 1/7 and 30/9. But it's true that it's been a long time since they announced new customers.
I might consider picking up a small position again at these prices.
There hasn't really been any positive development lately, but the price is starting to look so low that it might make sense to take a small chance.
It won't be a big bet, just a small position to keep an eye on in case there's a turning point.
What do you guys think - is anyone still keeping an eye on Risk?
The financial report came today, I wrote yesterday, in the long run, with what I understand from the financial report, I think it's ok, even though the big loss (customer in USA), With the last customer NAVTOR I would say, can increase RISK revenue significantly, probably more than we think, as there are many ships with them that can choose the RISK solution as an option. and I think that's also why they are so calm at RISK.
The only reason I still have this stock is to remind me why I need to do my research before I press buy 🙃
8
Näytä enemmän
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset ja analyysit
Uutiset ja lehdistötiedotteet
Analyysit
19 marras 09.47
∙
Lehdistötiedote
Risk Intelligence A/S: Q3 Interim Report 1 January - 30 September 2025
1 loka 07.04
∙
Osakeuutinen
RISK INTELLIGENCE: TAPPAT BETYDANDE LICENSAVTAL MED AMERIKANSK KUND
1 loka 06.48
∙
Lehdistötiedote
Risk Intelligence A/S license agreement with US government client terminated
29 syys 08.08
∙
Lehdistötiedote
Risk Intelligence A/S and NAVTOR partnership reaches milestone with launch of integration into NavStation route planning product
16 syys 07.12
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with regional oil & gas company for the Risk Intelligence System
20 elo 10.03
∙
Lehdistötiedote
Risk Intelligence A/S: Q2 Interim Report 1 January - 30 June 2025
12 elo 07.10
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with major London-based shipping company for the Risk Intelligence System
14 touko 09.07
∙
Lehdistötiedote
Risk Intelligence A/S: Q1 Interim Report 1 January - 31 March 2025
25 huhti 10.25
∙
Lehdistötiedote
Minutes from the 2025 Annual General Meeting of Risk Intelligence A/S
24 huhti 07.11
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with Hamburg-based ship owner for the Risk Intelligence System
1 huhti 09.40
∙
Lehdistötiedote
Risk Intelligence A/S Annual General Meeting 2025
1 huhti 09.17
∙
Lehdistötiedote
Risk Intelligence A/S: Risk Intelligence Annual Report 2024 published
28 maalis 08.07
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with a major Singapore based chemical tanker company for the Risk Intelligence System
18 maalis 08.05
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with a leading global multinational professional services company for the Risk Intelligence System API
26 helmi 10.20
∙
Lehdistötiedote
Risk Intelligence A/S: Q4 Interim and Year-End Report 1 January - 31 December 2024
24 helmi 08.07
∙
Lehdistötiedote
Risk Intelligence A/S announces refinancing and roll-over of long-term loans of approx. DKK 11.6 million
19 helmi 09.00
∙
Lehdistötiedote
Risk Intelligence A/S: Farewell to our CCO Jim Pascoe and welcoming our new commercial leadership
19. joulukuuta 2024 08.05
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with Donnelly Tanker Management for the Risk Intelligence System
18. joulukuuta 2024 08.22
∙
Lehdistötiedote
Risk Intelligence A/S: Risk Intelligence partners with NorthStandard to enhance maritime security
11. joulukuuta 2024 07.31
∙
Lehdistötiedote
CEO Hans Tino Hansen acquires 500,000 shares in Risk Intelligence A/S
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Tuotteita joiden kohde-etuutena tämä arvopaperi
Sertifikaatit
2025 Q3 -tulosraportti
19 päivää sitten16 min
Uutiset ja analyysit
Uutiset ja lehdistötiedotteet
Analyysit
19 marras 09.47
∙
Lehdistötiedote
Risk Intelligence A/S: Q3 Interim Report 1 January - 30 September 2025
1 loka 07.04
∙
Osakeuutinen
RISK INTELLIGENCE: TAPPAT BETYDANDE LICENSAVTAL MED AMERIKANSK KUND
1 loka 06.48
∙
Lehdistötiedote
Risk Intelligence A/S license agreement with US government client terminated
29 syys 08.08
∙
Lehdistötiedote
Risk Intelligence A/S and NAVTOR partnership reaches milestone with launch of integration into NavStation route planning product
16 syys 07.12
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with regional oil & gas company for the Risk Intelligence System
20 elo 10.03
∙
Lehdistötiedote
Risk Intelligence A/S: Q2 Interim Report 1 January - 30 June 2025
12 elo 07.10
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with major London-based shipping company for the Risk Intelligence System
14 touko 09.07
∙
Lehdistötiedote
Risk Intelligence A/S: Q1 Interim Report 1 January - 31 March 2025
25 huhti 10.25
∙
Lehdistötiedote
Minutes from the 2025 Annual General Meeting of Risk Intelligence A/S
24 huhti 07.11
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with Hamburg-based ship owner for the Risk Intelligence System
1 huhti 09.40
∙
Lehdistötiedote
Risk Intelligence A/S Annual General Meeting 2025
1 huhti 09.17
∙
Lehdistötiedote
Risk Intelligence A/S: Risk Intelligence Annual Report 2024 published
28 maalis 08.07
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with a major Singapore based chemical tanker company for the Risk Intelligence System
18 maalis 08.05
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with a leading global multinational professional services company for the Risk Intelligence System API
26 helmi 10.20
∙
Lehdistötiedote
Risk Intelligence A/S: Q4 Interim and Year-End Report 1 January - 31 December 2024
24 helmi 08.07
∙
Lehdistötiedote
Risk Intelligence A/S announces refinancing and roll-over of long-term loans of approx. DKK 11.6 million
19 helmi 09.00
∙
Lehdistötiedote
Risk Intelligence A/S: Farewell to our CCO Jim Pascoe and welcoming our new commercial leadership
19. joulukuuta 2024 08.05
∙
Lehdistötiedote
Risk Intelligence A/S signs agreement with Donnelly Tanker Management for the Risk Intelligence System
18. joulukuuta 2024 08.22
∙
Lehdistötiedote
Risk Intelligence A/S: Risk Intelligence partners with NorthStandard to enhance maritime security
11. joulukuuta 2024 07.31
∙
Lehdistötiedote
CEO Hans Tino Hansen acquires 500,000 shares in Risk Intelligence A/S
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
What do you think about the Q3 report and subsequent webcast presentation on Stokk.io?
Is there hope ahead?
They are losing US Gov. as a customer and have subsequently stated 2 times (first in connection with a press release and then on stokk.io - November 20) that they will recover the loss in Q4. And then some.
In the podcast, Hans Tino says that System ARR will reach a minimum of 26.9 million DKK in Q4, as a result of new contracts, renewal of 44 existing customer agreements with upsell included. As of Q3, the figure is 22.9 million DKK.
In the same podcast, Hans Tino further states that there will be no additional (i.e., not in the near future?) sale of new shares as part of their financing.
Do we believe that?
If that happens - I believe in a turnaround and a reversal in the share price. At a reasonable EBITDA (4-6 million DKK) in 2026 and perhaps even a round ZERO at the very bottom of the income statement (net result).
The current share price has gone completely haywire. The market currently does not believe in the company and its announcements.
I own shares in the company and have just supplemented my holding here at the level of 0.42-0.48.
I have previously compiled statistics showing that the CEO is too optimistic. I have copied it below. Based on that and the fact that not a single new order has been announced in q4 so far, I consider it most likely that they will disappoint again. I also think they said it would take a couple of quarters to regain the lost order, but I could easily be mistaken. That's not to say it's too expensive now, just that one should be very careful about trusting the CEO's statements too much, and in my opinion, it's an important reason why the market has lost confidence in the company.
I clearly think we have evidence that Hans Tino is too optimistic. I have claimed it before but wanted to be sure it wasn't just something I remembered, so here is the data:
I have looked a bit into old financial reports for guidance at the start of the year and results at the end of the year. I also discovered on the same occasion that the result was regularly downgraded later, but that's another story. For now, here you have targets, what they achieved, and O for fulfilled, o for just barely fulfilled, F for failed, and f for just barely failed. * means that it cannot really fail (if, for example, one has guided negative EBITDA, it's not really possible to disappoint, so it's somewhat limited how much it's worth that they succeed in reaching that goal. ** means that they might indeed have a positive net cash flow but only by raising capital through loans or emissions.
2021
Growth 15-30% 20% o
Revenue 18-20.5 MDKK 18.82 o
EBITDA: Positive -0.939 f
Net result: Not positive -3.613 o*
Net Cash flow: Positive 2.15 o**
2022
Growth 15-25% -6% F
Revenue 21.5 - 23.5 MDKK 17.734 F
EBITDA: negative -7.17 o*
Net result: Negative -10.333 o*
Net Cash flow: Positive 0 o**
2023
Growth 15-30% 14% f
Revenue 18.5 - 20.9 MDKK 20.302 o
EBITDA: negative -6.52 o*
Net result: Negative -10.776 o*
Net Cash flow: Positive* 0.006 o**
2024
ARR growth 15-30% 20% o
System ARR 22.4 - 25.3 MDKK 23.416 o
EBITDA: arround 0 -3.202 F
Net result: Negative -8.553 o*
Net Cash flow: Positive* 0.831 o**
2025
ARR growth 15-30% ?
System ARR 26,9-30.4 MDKK ?
EBITDA: Positive ?
Net result: about 0 F
Net Cash flow: Positive ?
If we disregard those with stars, it gives
O: 0
o:5
f: 2
F:4
This means they fail a bit more often than they succeed, and in my interpretation, they fail worse than they succeed. I take this as a clear sign that they are generally too optimistic. Be aware that I currently consider it quite certain that they will fail their net result (they have, after all, announced this themselves) while I leave the rest as uncertain as they are not yet confirmed.
How large is the salary of CEO Hans Tino Hansen and the board members? Risk Intelligence has less annual revenue than a typical REMA1000 store in Denmark, so it is not a large company.
Oh well, and regarding the two new customers, have they been announced? You should remember it's the Q3 report, so that means these are new customers between 1/7 and 30/9. But it's true that it's been a long time since they announced new customers.
I might consider picking up a small position again at these prices.
There hasn't really been any positive development lately, but the price is starting to look so low that it might make sense to take a small chance.
It won't be a big bet, just a small position to keep an eye on in case there's a turning point.
What do you guys think - is anyone still keeping an eye on Risk?
The financial report came today, I wrote yesterday, in the long run, with what I understand from the financial report, I think it's ok, even though the big loss (customer in USA), With the last customer NAVTOR I would say, can increase RISK revenue significantly, probably more than we think, as there are many ships with them that can choose the RISK solution as an option. and I think that's also why they are so calm at RISK.
The only reason I still have this stock is to remind me why I need to do my research before I press buy 🙃
8
Näytä enemmän
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Spotlight Stock Market DK
Määrä
Osto
5 293
0,441
Myynti
Määrä
0,446
20 000
Viimeisimmät kaupat
Näytä enemmän
Aika
Hinta
Määrä
Ostaja
Myyjä
0,441
12 295
NON
AVA
0,441
1 054
NON
NON
0,441
8 901
NON
SSWM
0,437
16 164
NON
SSWM
0,437
6 293
NON
NON
Ylin
0,441
VWAP
0,425
Alin
0,408
VaihtoMäärä
0 93 461
VWAP
0,425
Ylin
0,441
Alin
0,408
VaihtoMäärä
0 93 461
Tietoa osakekaupankäyntiin liittyvistä riskeistä
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Näytä kaikki
Seuraava tapahtuma
2025 Q4 -tulosraportti
25.2.2026
Menneet tapahtumat
2025 Q3 -tulosraportti
20.11.
2025 Q3 -tulosraportti
19.11.
2025 Q2 -tulosraportti
21.8.
2025 Q2 -tulosraportti
20.8.
2025 Q1 -tulosraportti
22.5.
Datan lähde: Quartr, FactSet
Tuotteita joiden kohde-etuutena tämä arvopaperi
Sertifikaatit
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
What do you think about the Q3 report and subsequent webcast presentation on Stokk.io?
Is there hope ahead?
They are losing US Gov. as a customer and have subsequently stated 2 times (first in connection with a press release and then on stokk.io - November 20) that they will recover the loss in Q4. And then some.
In the podcast, Hans Tino says that System ARR will reach a minimum of 26.9 million DKK in Q4, as a result of new contracts, renewal of 44 existing customer agreements with upsell included. As of Q3, the figure is 22.9 million DKK.
In the same podcast, Hans Tino further states that there will be no additional (i.e., not in the near future?) sale of new shares as part of their financing.
Do we believe that?
If that happens - I believe in a turnaround and a reversal in the share price. At a reasonable EBITDA (4-6 million DKK) in 2026 and perhaps even a round ZERO at the very bottom of the income statement (net result).
The current share price has gone completely haywire. The market currently does not believe in the company and its announcements.
I own shares in the company and have just supplemented my holding here at the level of 0.42-0.48.
I have previously compiled statistics showing that the CEO is too optimistic. I have copied it below. Based on that and the fact that not a single new order has been announced in q4 so far, I consider it most likely that they will disappoint again. I also think they said it would take a couple of quarters to regain the lost order, but I could easily be mistaken. That's not to say it's too expensive now, just that one should be very careful about trusting the CEO's statements too much, and in my opinion, it's an important reason why the market has lost confidence in the company.
I clearly think we have evidence that Hans Tino is too optimistic. I have claimed it before but wanted to be sure it wasn't just something I remembered, so here is the data:
I have looked a bit into old financial reports for guidance at the start of the year and results at the end of the year. I also discovered on the same occasion that the result was regularly downgraded later, but that's another story. For now, here you have targets, what they achieved, and O for fulfilled, o for just barely fulfilled, F for failed, and f for just barely failed. * means that it cannot really fail (if, for example, one has guided negative EBITDA, it's not really possible to disappoint, so it's somewhat limited how much it's worth that they succeed in reaching that goal. ** means that they might indeed have a positive net cash flow but only by raising capital through loans or emissions.
2021
Growth 15-30% 20% o
Revenue 18-20.5 MDKK 18.82 o
EBITDA: Positive -0.939 f
Net result: Not positive -3.613 o*
Net Cash flow: Positive 2.15 o**
2022
Growth 15-25% -6% F
Revenue 21.5 - 23.5 MDKK 17.734 F
EBITDA: negative -7.17 o*
Net result: Negative -10.333 o*
Net Cash flow: Positive 0 o**
2023
Growth 15-30% 14% f
Revenue 18.5 - 20.9 MDKK 20.302 o
EBITDA: negative -6.52 o*
Net result: Negative -10.776 o*
Net Cash flow: Positive* 0.006 o**
2024
ARR growth 15-30% 20% o
System ARR 22.4 - 25.3 MDKK 23.416 o
EBITDA: arround 0 -3.202 F
Net result: Negative -8.553 o*
Net Cash flow: Positive* 0.831 o**
2025
ARR growth 15-30% ?
System ARR 26,9-30.4 MDKK ?
EBITDA: Positive ?
Net result: about 0 F
Net Cash flow: Positive ?
If we disregard those with stars, it gives
O: 0
o:5
f: 2
F:4
This means they fail a bit more often than they succeed, and in my interpretation, they fail worse than they succeed. I take this as a clear sign that they are generally too optimistic. Be aware that I currently consider it quite certain that they will fail their net result (they have, after all, announced this themselves) while I leave the rest as uncertain as they are not yet confirmed.
How large is the salary of CEO Hans Tino Hansen and the board members? Risk Intelligence has less annual revenue than a typical REMA1000 store in Denmark, so it is not a large company.
Oh well, and regarding the two new customers, have they been announced? You should remember it's the Q3 report, so that means these are new customers between 1/7 and 30/9. But it's true that it's been a long time since they announced new customers.
I might consider picking up a small position again at these prices.
There hasn't really been any positive development lately, but the price is starting to look so low that it might make sense to take a small chance.
It won't be a big bet, just a small position to keep an eye on in case there's a turning point.
What do you guys think - is anyone still keeping an eye on Risk?
The financial report came today, I wrote yesterday, in the long run, with what I understand from the financial report, I think it's ok, even though the big loss (customer in USA), With the last customer NAVTOR I would say, can increase RISK revenue significantly, probably more than we think, as there are many ships with them that can choose the RISK solution as an option. and I think that's also why they are so calm at RISK.
The only reason I still have this stock is to remind me why I need to do my research before I press buy 🙃
8
Näytä enemmän
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Spotlight Stock Market DK
Määrä
Osto
5 293
0,441
Myynti
Määrä
0,446
20 000
Viimeisimmät kaupat
Näytä enemmän
Aika
Hinta
Määrä
Ostaja
Myyjä
0,441
12 295
NON
AVA
0,441
1 054
NON
NON
0,441
8 901
NON
SSWM
0,437
16 164
NON
SSWM
0,437
6 293
NON
NON
Ylin
0,441
VWAP
0,425
Alin
0,408
VaihtoMäärä
0 93 461
VWAP
0,425
Ylin
0,441
Alin
0,408
VaihtoMäärä
0 93 461
Tietoa osakekaupankäyntiin liittyvistä riskeistä
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.