2026 Q2 -tulosraportti
9 päivää sitten
‧40 min
1,3532 SEK/osake
Viimeisin osinko
0,00%Tuotto/v
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 1 174 | - | - | ||
| 1 161 | - | - | ||
| 3 540 | - | - | ||
| 500 | - | - | ||
| 2 334 | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Rahastot ja ETF:t, joilla on osaketta
Mikään rahasto ei ilmoita osaketta kymmenen suurimman omistuksensa joukossa.
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q3 -tulosraportti 23.10. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q2 -tulosraportti 28.8. | ||
2026 Q1 -tulosraportti 7.5. | ||
2025 Q4 -tulosraportti 29.1. | ||
2025 Q3 -tulosraportti 30.10.2025 | ||
2025 Q2 -tulosraportti 25.7.2025 |
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
·11 t sittenA moderate economic crisis can actually be positive for Intrum's business – but the stock can still fall sharply in the crisis's first phase. 1. An AI crash is not necessarily bad for Intrum If Nvidia and other AI/tech stocks fall 30-50 %, but it is primarily a correction of high valuations, I see a relatively limited fundamental effect on Intrum. Intrum earns money from credit management, servicing and debt portfolios – not from the development of AI stocks. The stock will probably be pulled down in a general market downturn, but the business itself does not need to deteriorate. Therefore, Intrum can also provide interesting diversification in a portfolio with many growth stocks. 2. Government bonds and interest rates are far more important If a crisis causes investors to seek European government bonds, bond prices will typically rise and interest rates will fall. That can be very positive for Intrum. The company still has high debt, and lower financing costs can therefore have a significant impact on future earnings. Intrum previously reported an average funding cost of around 7,6 % earlier this year. Even relatively small long-term improvements in financing can therefore become valuable. However, it's not only government bond yields that matter. Credit spreads are at least as important. If government bond yields fall, but the risk premium on corporate bonds explodes, it is not necessarily good for Intrum. 3. A moderate recession can actually help Intrum When the economy deteriorates: • more people get payment problems • companies get more bad debts • banks get more NPL's • more debt portfolios come up for sale • the demand for servicing and debt collection increases. Intrum operates in 20 European markets and is Europe's leading credit management company. Therefore, a weaker European economy can create more work and more investment opportunities. And the new capital-light/partnership model makes this extra interesting. Intrum does not necessarily need to finance all new debt portfolios alone, but can work together with external capital partners. 4. But a severe financial crisis is something else Here lies the big risk. If we get something reminiscent of 2008, credit markets can freeze. Then Intrum can experience: • sharply rising credit spreads • more difficult refinancing • falling value of debt portfolios • poorer collection performance • higher unemployment and customers who simply cannot pay. And the market will probably focus very quickly on Intrum's debt. Therefore, I can easily imagine the Intrum stock falling 30-50 % in a severe market panic, even if the crisis later creates good opportunities for the company. 5. The big difference in 2026 is the capital structure Here I think the Intrum case has become significantly stronger. Intrum has completed a capital raise of approx. SEK 7,5 billion, primarily to reduce debt and refinancing risk. Moody's has subsequently raised Intrum two notches to B3, while S&P has raised the company to B- with a positive outlook. S&P specifically highlights lower refinancing risk and better opportunities for further deleveraging. This does not mean that the debt problem is gone. Q2 still showed: Overall leverage: 4,8x Servicing leverage: 6,2x But the Q2 balance sheet does not yet show the full effect of the capital raise and subsequent measures. This makes Q3 particularly interesting. 6. My dream scenario for Intrum is actually a mild crisis Not a new 2008. I would much rather see: AI/tech correction → moderate recession → rising NPLs → ECB lowers interest rates → government bond yields fall → credit market remains open. In my assessment, that could be close to the perfect macro environment for Intrum. More defaulted loans provide more business, while lower interest rates gradually reduce financing pressure. If Intrum simultaneously continues deleveraging, the effect becomes even stronger. Intrum's target is around 3x leverage, and the capital raise is now expected to accelerate the path towards this level to around 2028. My conclusion I therefore do not see a possible AI crash as a significant reason to sell Intrum. What I'm keeping an eye on is: interest rates + credit spreads + leverage + refinancing + collection performance. 🟢 AI crash without recession: limited fundamental significance 🟢 Mild recession + interest rate cut: potentially positive 🟡 Normal recession: mixed, but more long-term opportunities 🔴 Financial/credit crisis: significant short-term risk Intrum is therefore not a classic crisis hedge. But if the company significantly reduces its debt, while Europe moves into a period of lower interest rates and rising NPL volumes, Intrum could, in my assessment, become a surprisingly interesting stock to own through a moderate economic downturn. That is precisely why I think Q3 and the development in leverage will be some of the most important things to follow now. This
Agree Q3 will give us information needed for forward-looking forecasts. What happens in the macro environment going forward is very difficult to have a clear idea about. The Trump gang can create new crises in no time. I feel secure in the holding of Intrum and hope that the strategies with capital-light operations will strengthen the company more and more. And a stronger company should yield a higher stock price is my conclusion.
·13 t sittenNow it's just a matter of waiting until the next report on October 23. It will be exciting to see how high we get (because there is so much that speaks for an increase, fundamentally and technically). Resistance is at approximately 3.84 kr and 4.63 kr. If Intrum can get over and hold above the first resistance, it would be worth gold. Have a good time in the autumn gloom, Intrum friends. 🥂🥳🌞- ·2 päivää sittenIt was an incredibly good close! go weekend :-)
·2 päivää sittenFINALLY NC is completely gone from Intrum!!!! ;-)
Intrum is a turnaround company, a company that has just undergone a NE, now interesting buying opportunities may arise, furthermore NC has sold out and new serious ögare can take over the steering.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Välittäjätilasto
Dataa ei löytynyt
2026 Q2 -tulosraportti
9 päivää sitten
‧40 min
1,3532 SEK/osake
Viimeisin osinko
0,00%Tuotto/v
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·11 t sittenA moderate economic crisis can actually be positive for Intrum's business – but the stock can still fall sharply in the crisis's first phase. 1. An AI crash is not necessarily bad for Intrum If Nvidia and other AI/tech stocks fall 30-50 %, but it is primarily a correction of high valuations, I see a relatively limited fundamental effect on Intrum. Intrum earns money from credit management, servicing and debt portfolios – not from the development of AI stocks. The stock will probably be pulled down in a general market downturn, but the business itself does not need to deteriorate. Therefore, Intrum can also provide interesting diversification in a portfolio with many growth stocks. 2. Government bonds and interest rates are far more important If a crisis causes investors to seek European government bonds, bond prices will typically rise and interest rates will fall. That can be very positive for Intrum. The company still has high debt, and lower financing costs can therefore have a significant impact on future earnings. Intrum previously reported an average funding cost of around 7,6 % earlier this year. Even relatively small long-term improvements in financing can therefore become valuable. However, it's not only government bond yields that matter. Credit spreads are at least as important. If government bond yields fall, but the risk premium on corporate bonds explodes, it is not necessarily good for Intrum. 3. A moderate recession can actually help Intrum When the economy deteriorates: • more people get payment problems • companies get more bad debts • banks get more NPL's • more debt portfolios come up for sale • the demand for servicing and debt collection increases. Intrum operates in 20 European markets and is Europe's leading credit management company. Therefore, a weaker European economy can create more work and more investment opportunities. And the new capital-light/partnership model makes this extra interesting. Intrum does not necessarily need to finance all new debt portfolios alone, but can work together with external capital partners. 4. But a severe financial crisis is something else Here lies the big risk. If we get something reminiscent of 2008, credit markets can freeze. Then Intrum can experience: • sharply rising credit spreads • more difficult refinancing • falling value of debt portfolios • poorer collection performance • higher unemployment and customers who simply cannot pay. And the market will probably focus very quickly on Intrum's debt. Therefore, I can easily imagine the Intrum stock falling 30-50 % in a severe market panic, even if the crisis later creates good opportunities for the company. 5. The big difference in 2026 is the capital structure Here I think the Intrum case has become significantly stronger. Intrum has completed a capital raise of approx. SEK 7,5 billion, primarily to reduce debt and refinancing risk. Moody's has subsequently raised Intrum two notches to B3, while S&P has raised the company to B- with a positive outlook. S&P specifically highlights lower refinancing risk and better opportunities for further deleveraging. This does not mean that the debt problem is gone. Q2 still showed: Overall leverage: 4,8x Servicing leverage: 6,2x But the Q2 balance sheet does not yet show the full effect of the capital raise and subsequent measures. This makes Q3 particularly interesting. 6. My dream scenario for Intrum is actually a mild crisis Not a new 2008. I would much rather see: AI/tech correction → moderate recession → rising NPLs → ECB lowers interest rates → government bond yields fall → credit market remains open. In my assessment, that could be close to the perfect macro environment for Intrum. More defaulted loans provide more business, while lower interest rates gradually reduce financing pressure. If Intrum simultaneously continues deleveraging, the effect becomes even stronger. Intrum's target is around 3x leverage, and the capital raise is now expected to accelerate the path towards this level to around 2028. My conclusion I therefore do not see a possible AI crash as a significant reason to sell Intrum. What I'm keeping an eye on is: interest rates + credit spreads + leverage + refinancing + collection performance. 🟢 AI crash without recession: limited fundamental significance 🟢 Mild recession + interest rate cut: potentially positive 🟡 Normal recession: mixed, but more long-term opportunities 🔴 Financial/credit crisis: significant short-term risk Intrum is therefore not a classic crisis hedge. But if the company significantly reduces its debt, while Europe moves into a period of lower interest rates and rising NPL volumes, Intrum could, in my assessment, become a surprisingly interesting stock to own through a moderate economic downturn. That is precisely why I think Q3 and the development in leverage will be some of the most important things to follow now. ThisAgree Q3 will give us information needed for forward-looking forecasts. What happens in the macro environment going forward is very difficult to have a clear idea about. The Trump gang can create new crises in no time. I feel secure in the holding of Intrum and hope that the strategies with capital-light operations will strengthen the company more and more. And a stronger company should yield a higher stock price is my conclusion.
- ·13 t sittenNow it's just a matter of waiting until the next report on October 23. It will be exciting to see how high we get (because there is so much that speaks for an increase, fundamentally and technically). Resistance is at approximately 3.84 kr and 4.63 kr. If Intrum can get over and hold above the first resistance, it would be worth gold. Have a good time in the autumn gloom, Intrum friends. 🥂🥳🌞
- ·2 päivää sittenIt was an incredibly good close! go weekend :-)
- ·2 päivää sittenFINALLY NC is completely gone from Intrum!!!! ;-)Intrum is a turnaround company, a company that has just undergone a NE, now interesting buying opportunities may arise, furthermore NC has sold out and new serious ögare can take over the steering.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 1 174 | - | - | ||
| 1 161 | - | - | ||
| 3 540 | - | - | ||
| 500 | - | - | ||
| 2 334 | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Rahastot ja ETF:t, joilla on osaketta
Mikään rahasto ei ilmoita osaketta kymmenen suurimman omistuksensa joukossa.
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q3 -tulosraportti 23.10. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q2 -tulosraportti 28.8. | ||
2026 Q1 -tulosraportti 7.5. | ||
2025 Q4 -tulosraportti 29.1. | ||
2025 Q3 -tulosraportti 30.10.2025 | ||
2025 Q2 -tulosraportti 25.7.2025 |
Välittäjätilasto
Dataa ei löytynyt
2026 Q2 -tulosraportti
9 päivää sitten
‧40 min
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q3 -tulosraportti 23.10. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q2 -tulosraportti 28.8. | ||
2026 Q1 -tulosraportti 7.5. | ||
2025 Q4 -tulosraportti 29.1. | ||
2025 Q3 -tulosraportti 30.10.2025 | ||
2025 Q2 -tulosraportti 25.7.2025 |
1,3532 SEK/osake
Viimeisin osinko
0,00%Tuotto/v
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·11 t sittenA moderate economic crisis can actually be positive for Intrum's business – but the stock can still fall sharply in the crisis's first phase. 1. An AI crash is not necessarily bad for Intrum If Nvidia and other AI/tech stocks fall 30-50 %, but it is primarily a correction of high valuations, I see a relatively limited fundamental effect on Intrum. Intrum earns money from credit management, servicing and debt portfolios – not from the development of AI stocks. The stock will probably be pulled down in a general market downturn, but the business itself does not need to deteriorate. Therefore, Intrum can also provide interesting diversification in a portfolio with many growth stocks. 2. Government bonds and interest rates are far more important If a crisis causes investors to seek European government bonds, bond prices will typically rise and interest rates will fall. That can be very positive for Intrum. The company still has high debt, and lower financing costs can therefore have a significant impact on future earnings. Intrum previously reported an average funding cost of around 7,6 % earlier this year. Even relatively small long-term improvements in financing can therefore become valuable. However, it's not only government bond yields that matter. Credit spreads are at least as important. If government bond yields fall, but the risk premium on corporate bonds explodes, it is not necessarily good for Intrum. 3. A moderate recession can actually help Intrum When the economy deteriorates: • more people get payment problems • companies get more bad debts • banks get more NPL's • more debt portfolios come up for sale • the demand for servicing and debt collection increases. Intrum operates in 20 European markets and is Europe's leading credit management company. Therefore, a weaker European economy can create more work and more investment opportunities. And the new capital-light/partnership model makes this extra interesting. Intrum does not necessarily need to finance all new debt portfolios alone, but can work together with external capital partners. 4. But a severe financial crisis is something else Here lies the big risk. If we get something reminiscent of 2008, credit markets can freeze. Then Intrum can experience: • sharply rising credit spreads • more difficult refinancing • falling value of debt portfolios • poorer collection performance • higher unemployment and customers who simply cannot pay. And the market will probably focus very quickly on Intrum's debt. Therefore, I can easily imagine the Intrum stock falling 30-50 % in a severe market panic, even if the crisis later creates good opportunities for the company. 5. The big difference in 2026 is the capital structure Here I think the Intrum case has become significantly stronger. Intrum has completed a capital raise of approx. SEK 7,5 billion, primarily to reduce debt and refinancing risk. Moody's has subsequently raised Intrum two notches to B3, while S&P has raised the company to B- with a positive outlook. S&P specifically highlights lower refinancing risk and better opportunities for further deleveraging. This does not mean that the debt problem is gone. Q2 still showed: Overall leverage: 4,8x Servicing leverage: 6,2x But the Q2 balance sheet does not yet show the full effect of the capital raise and subsequent measures. This makes Q3 particularly interesting. 6. My dream scenario for Intrum is actually a mild crisis Not a new 2008. I would much rather see: AI/tech correction → moderate recession → rising NPLs → ECB lowers interest rates → government bond yields fall → credit market remains open. In my assessment, that could be close to the perfect macro environment for Intrum. More defaulted loans provide more business, while lower interest rates gradually reduce financing pressure. If Intrum simultaneously continues deleveraging, the effect becomes even stronger. Intrum's target is around 3x leverage, and the capital raise is now expected to accelerate the path towards this level to around 2028. My conclusion I therefore do not see a possible AI crash as a significant reason to sell Intrum. What I'm keeping an eye on is: interest rates + credit spreads + leverage + refinancing + collection performance. 🟢 AI crash without recession: limited fundamental significance 🟢 Mild recession + interest rate cut: potentially positive 🟡 Normal recession: mixed, but more long-term opportunities 🔴 Financial/credit crisis: significant short-term risk Intrum is therefore not a classic crisis hedge. But if the company significantly reduces its debt, while Europe moves into a period of lower interest rates and rising NPL volumes, Intrum could, in my assessment, become a surprisingly interesting stock to own through a moderate economic downturn. That is precisely why I think Q3 and the development in leverage will be some of the most important things to follow now. ThisAgree Q3 will give us information needed for forward-looking forecasts. What happens in the macro environment going forward is very difficult to have a clear idea about. The Trump gang can create new crises in no time. I feel secure in the holding of Intrum and hope that the strategies with capital-light operations will strengthen the company more and more. And a stronger company should yield a higher stock price is my conclusion.
- ·13 t sittenNow it's just a matter of waiting until the next report on October 23. It will be exciting to see how high we get (because there is so much that speaks for an increase, fundamentally and technically). Resistance is at approximately 3.84 kr and 4.63 kr. If Intrum can get over and hold above the first resistance, it would be worth gold. Have a good time in the autumn gloom, Intrum friends. 🥂🥳🌞
- ·2 päivää sittenIt was an incredibly good close! go weekend :-)
- ·2 päivää sittenFINALLY NC is completely gone from Intrum!!!! ;-)Intrum is a turnaround company, a company that has just undergone a NE, now interesting buying opportunities may arise, furthermore NC has sold out and new serious ögare can take over the steering.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 1 174 | - | - | ||
| 1 161 | - | - | ||
| 3 540 | - | - | ||
| 500 | - | - | ||
| 2 334 | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Rahastot ja ETF:t, joilla on osaketta
Mikään rahasto ei ilmoita osaketta kymmenen suurimman omistuksensa joukossa.
Asiakkaat katsoivat myös
Välittäjätilasto
Dataa ei löytynyt