2026 Q1 -tulosraportti
UUTTA
4 päivää sitten
‧39 min
5,00 SEK/osake
Irtoamispäivä 6.5.
0,00%Tuotto/v
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 10 | - | - | ||
| 100 | - | - | ||
| 101 | - | - | ||
| 36 | - | - | ||
| 36 | - | - |
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 10.7. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 14.4. | ||
2025 Q4 -tulosraportti 20.1. | ||
2025 Q3 -tulosraportti 14.10.2025 | ||
2025 Q2 -tulosraportti 11.7.2025 | ||
2025 Q1 -tulosraportti 14.4.2025 |
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
·14.4.Very strong report and several years of growth communicated. Carnegie raises the target price to 218 Kr
·14.4.Report today: - Generally very stable - Revenue up 24%, a few percentage points higher than my estimate - A bit too good margin, but one-off item of 22 MSEK - If you remove the one-off income from Rediem, the margin was slightly below my estimate - Quite high credit losses, but will probably remain at this level - The loan book increased quite a lot in March - Germany, Austria and Norway are performing well - Wonder if they will accelerate in Spain and Italy, or possibly leave these markets (card business) - Upcoming venture in UK could be good, but they will start slowly, I think one will get an indication only in 1-2 years - The stock is down today, suspect it's because the margin was slightly lower Looking ahead: - Believe they will remain at a growth of approx. 20% - Also believe that the margin will be unchanged - It could be that Germany/Austria gain further economies of scale, but at the same time the UK venture will probably cost a bit - Gives a forward-looking P/E around 13-14 - I think it looks good, holding
·4.3.I see such enormous strength in TFB's offering within E-Commerce. Hope more large merchants discover the advantage of taking care of their own customers, instead of giving a gigantic advertising window to Klarna or Walley. Look at Boozt, fast clean checkout, and they get to keep customer contact themselves. Yes, I am enormously biased, and heavily invested. But I am free and can say what I want. Please TFB, can't you make this the next business success in the world, so I can secure my pension.
18.2.18.2.Looking at the insider transactions: Mikael Meomuttel (CFO) about 18% reduction (-4304) to his position on 11. and 12.2.2026 with average price of 162.63. Last reduction was in 07/25 and last purchase 09/24. It is hard to say that this means anything, but is rather a negative than positive signal. Sara Mindus (Board member) about 43% increase (+15000) to her position on 9.2.2026 with average price of 166.79. Last purchase was 01/22 and no reductions in the last +5 years. Considering the relative and absolute size of this, it is a positive signal, but the position of "only" a board member should lessen its significance. Joakim Jansson (CEO) about 6% increase (+800) to his position on 6.2.2026 with average price of 164.04. Last increases were 7,10,11/25. Considering the position this is positive and meaningful, but considering the amount of stocks, only mildly so. Espen Inge Hopsdal Johannesen (other?) last decrease 11/2025, quite frequent decreases of several thousand stocks. I am unable to find a pattern, last purchase was 10/24. Hard to say that this would mean anything. Vilma Sool (chief commercial officer) last reduction 8/25 (-4000) and last purchase 06/24. Hard to say that this would mean anything. Overall, I would conclude that the insider transactions don't contain much information, but if I had to choose I would lean to them being positive rather than negative, though only very mildly so. The acquisition by Mindus is especially interesting, slightly supported by CEO but offset by others. Double check all the values before doing any decisions based on them, I just did a quick calculations from the Finansinspektionen site, and won't give any guarantees that they are correct. In fact, my valuations are in contradiction with some other public figures :D I also tried to filter only to direct buys/sells and not options stuff/stock compensation/whatever. No advice to anything. I have a position and might be biased.
·12.3.insider purchase by CEO after the report!12.3. · Muokattu12.3. · MuokattuThanks for noting me of this. After my previous report there has been a purchase by Jansson (700 x 156.06 SEK) and Mindus (6000 x 156.24 SEK and 4000 x 154.62 SEK). Source: https://marknadssok.fi.se/Publiceringsklient/en-GB/Search/Search?SearchFunctionType=Insyn&Utgivare=TF+Bank&PersonILedandeSt%C3%A4llningNamn=&Transaktionsdatum.From=&Transaktionsdatum.To=&Publiceringsdatum.From=&Publiceringsdatum.To=&button=search&Page=1- ·4.2.The analysts were so fixated (I thought then) on the interest losses at the first earnings presentation I listened to. Now I understand why. One learns over time. If one does a DCF and changes the interest losses up or down, it has a big impact. How it will go with the interest losses when credit cards grow is not entirely clear. Perhaps that's why they are punished so hard right now with a relatively poor share price?
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2026 Q1 -tulosraportti
UUTTA
4 päivää sitten
‧39 min
5,00 SEK/osake
Irtoamispäivä 6.5.
0,00%Tuotto/v
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·14.4.Very strong report and several years of growth communicated. Carnegie raises the target price to 218 Kr
- ·14.4.Report today: - Generally very stable - Revenue up 24%, a few percentage points higher than my estimate - A bit too good margin, but one-off item of 22 MSEK - If you remove the one-off income from Rediem, the margin was slightly below my estimate - Quite high credit losses, but will probably remain at this level - The loan book increased quite a lot in March - Germany, Austria and Norway are performing well - Wonder if they will accelerate in Spain and Italy, or possibly leave these markets (card business) - Upcoming venture in UK could be good, but they will start slowly, I think one will get an indication only in 1-2 years - The stock is down today, suspect it's because the margin was slightly lower Looking ahead: - Believe they will remain at a growth of approx. 20% - Also believe that the margin will be unchanged - It could be that Germany/Austria gain further economies of scale, but at the same time the UK venture will probably cost a bit - Gives a forward-looking P/E around 13-14 - I think it looks good, holding
- ·4.3.I see such enormous strength in TFB's offering within E-Commerce. Hope more large merchants discover the advantage of taking care of their own customers, instead of giving a gigantic advertising window to Klarna or Walley. Look at Boozt, fast clean checkout, and they get to keep customer contact themselves. Yes, I am enormously biased, and heavily invested. But I am free and can say what I want. Please TFB, can't you make this the next business success in the world, so I can secure my pension.
- 18.2.18.2.Looking at the insider transactions: Mikael Meomuttel (CFO) about 18% reduction (-4304) to his position on 11. and 12.2.2026 with average price of 162.63. Last reduction was in 07/25 and last purchase 09/24. It is hard to say that this means anything, but is rather a negative than positive signal. Sara Mindus (Board member) about 43% increase (+15000) to her position on 9.2.2026 with average price of 166.79. Last purchase was 01/22 and no reductions in the last +5 years. Considering the relative and absolute size of this, it is a positive signal, but the position of "only" a board member should lessen its significance. Joakim Jansson (CEO) about 6% increase (+800) to his position on 6.2.2026 with average price of 164.04. Last increases were 7,10,11/25. Considering the position this is positive and meaningful, but considering the amount of stocks, only mildly so. Espen Inge Hopsdal Johannesen (other?) last decrease 11/2025, quite frequent decreases of several thousand stocks. I am unable to find a pattern, last purchase was 10/24. Hard to say that this would mean anything. Vilma Sool (chief commercial officer) last reduction 8/25 (-4000) and last purchase 06/24. Hard to say that this would mean anything. Overall, I would conclude that the insider transactions don't contain much information, but if I had to choose I would lean to them being positive rather than negative, though only very mildly so. The acquisition by Mindus is especially interesting, slightly supported by CEO but offset by others. Double check all the values before doing any decisions based on them, I just did a quick calculations from the Finansinspektionen site, and won't give any guarantees that they are correct. In fact, my valuations are in contradiction with some other public figures :D I also tried to filter only to direct buys/sells and not options stuff/stock compensation/whatever. No advice to anything. I have a position and might be biased.·12.3.insider purchase by CEO after the report!12.3. · Muokattu12.3. · MuokattuThanks for noting me of this. After my previous report there has been a purchase by Jansson (700 x 156.06 SEK) and Mindus (6000 x 156.24 SEK and 4000 x 154.62 SEK). Source: https://marknadssok.fi.se/Publiceringsklient/en-GB/Search/Search?SearchFunctionType=Insyn&Utgivare=TF+Bank&PersonILedandeSt%C3%A4llningNamn=&Transaktionsdatum.From=&Transaktionsdatum.To=&Publiceringsdatum.From=&Publiceringsdatum.To=&button=search&Page=1
- ·4.2.The analysts were so fixated (I thought then) on the interest losses at the first earnings presentation I listened to. Now I understand why. One learns over time. If one does a DCF and changes the interest losses up or down, it has a big impact. How it will go with the interest losses when credit cards grow is not entirely clear. Perhaps that's why they are punished so hard right now with a relatively poor share price?
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 10 | - | - | ||
| 100 | - | - | ||
| 101 | - | - | ||
| 36 | - | - | ||
| 36 | - | - |
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 10.7. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 14.4. | ||
2025 Q4 -tulosraportti 20.1. | ||
2025 Q3 -tulosraportti 14.10.2025 | ||
2025 Q2 -tulosraportti 11.7.2025 | ||
2025 Q1 -tulosraportti 14.4.2025 |
2026 Q1 -tulosraportti
UUTTA
4 päivää sitten
‧39 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 10.7. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 14.4. | ||
2025 Q4 -tulosraportti 20.1. | ||
2025 Q3 -tulosraportti 14.10.2025 | ||
2025 Q2 -tulosraportti 11.7.2025 | ||
2025 Q1 -tulosraportti 14.4.2025 |
5,00 SEK/osake
Irtoamispäivä 6.5.
0,00%Tuotto/v
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·14.4.Very strong report and several years of growth communicated. Carnegie raises the target price to 218 Kr
- ·14.4.Report today: - Generally very stable - Revenue up 24%, a few percentage points higher than my estimate - A bit too good margin, but one-off item of 22 MSEK - If you remove the one-off income from Rediem, the margin was slightly below my estimate - Quite high credit losses, but will probably remain at this level - The loan book increased quite a lot in March - Germany, Austria and Norway are performing well - Wonder if they will accelerate in Spain and Italy, or possibly leave these markets (card business) - Upcoming venture in UK could be good, but they will start slowly, I think one will get an indication only in 1-2 years - The stock is down today, suspect it's because the margin was slightly lower Looking ahead: - Believe they will remain at a growth of approx. 20% - Also believe that the margin will be unchanged - It could be that Germany/Austria gain further economies of scale, but at the same time the UK venture will probably cost a bit - Gives a forward-looking P/E around 13-14 - I think it looks good, holding
- ·4.3.I see such enormous strength in TFB's offering within E-Commerce. Hope more large merchants discover the advantage of taking care of their own customers, instead of giving a gigantic advertising window to Klarna or Walley. Look at Boozt, fast clean checkout, and they get to keep customer contact themselves. Yes, I am enormously biased, and heavily invested. But I am free and can say what I want. Please TFB, can't you make this the next business success in the world, so I can secure my pension.
- 18.2.18.2.Looking at the insider transactions: Mikael Meomuttel (CFO) about 18% reduction (-4304) to his position on 11. and 12.2.2026 with average price of 162.63. Last reduction was in 07/25 and last purchase 09/24. It is hard to say that this means anything, but is rather a negative than positive signal. Sara Mindus (Board member) about 43% increase (+15000) to her position on 9.2.2026 with average price of 166.79. Last purchase was 01/22 and no reductions in the last +5 years. Considering the relative and absolute size of this, it is a positive signal, but the position of "only" a board member should lessen its significance. Joakim Jansson (CEO) about 6% increase (+800) to his position on 6.2.2026 with average price of 164.04. Last increases were 7,10,11/25. Considering the position this is positive and meaningful, but considering the amount of stocks, only mildly so. Espen Inge Hopsdal Johannesen (other?) last decrease 11/2025, quite frequent decreases of several thousand stocks. I am unable to find a pattern, last purchase was 10/24. Hard to say that this would mean anything. Vilma Sool (chief commercial officer) last reduction 8/25 (-4000) and last purchase 06/24. Hard to say that this would mean anything. Overall, I would conclude that the insider transactions don't contain much information, but if I had to choose I would lean to them being positive rather than negative, though only very mildly so. The acquisition by Mindus is especially interesting, slightly supported by CEO but offset by others. Double check all the values before doing any decisions based on them, I just did a quick calculations from the Finansinspektionen site, and won't give any guarantees that they are correct. In fact, my valuations are in contradiction with some other public figures :D I also tried to filter only to direct buys/sells and not options stuff/stock compensation/whatever. No advice to anything. I have a position and might be biased.·12.3.insider purchase by CEO after the report!12.3. · Muokattu12.3. · MuokattuThanks for noting me of this. After my previous report there has been a purchase by Jansson (700 x 156.06 SEK) and Mindus (6000 x 156.24 SEK and 4000 x 154.62 SEK). Source: https://marknadssok.fi.se/Publiceringsklient/en-GB/Search/Search?SearchFunctionType=Insyn&Utgivare=TF+Bank&PersonILedandeSt%C3%A4llningNamn=&Transaktionsdatum.From=&Transaktionsdatum.To=&Publiceringsdatum.From=&Publiceringsdatum.To=&button=search&Page=1
- ·4.2.The analysts were so fixated (I thought then) on the interest losses at the first earnings presentation I listened to. Now I understand why. One learns over time. If one does a DCF and changes the interest losses up or down, it has a big impact. How it will go with the interest losses when credit cards grow is not entirely clear. Perhaps that's why they are punished so hard right now with a relatively poor share price?
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 10 | - | - | ||
| 100 | - | - | ||
| 101 | - | - | ||
| 36 | - | - | ||
| 36 | - | - |
Välittäjätilasto
Dataa ei löytynyt