2025 Q3 -tulosraportti
63 päivää sitten1,6667 SEK/osake
Viimeisin osinko
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
128
Myynti
Määrä
60
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 12 | - | - | ||
| 3 | - | - | ||
| 14 | - | - | ||
| 18 | - | - | ||
| 94 | - | - |
Ylin
160,18VWAP
Alin
157,32VaihtoMäärä
3,9 24 342
VWAP
Ylin
160,18Alin
157,32VaihtoMäärä
3,9 24 342
Välittäjätilasto
Ostaneet eniten
| Välittäjä | Ostettu | Myyty | Netto | Sisäinen |
|---|---|---|---|---|
| Anonyymi | 24 804 | 24 804 | 0 | 0 |
Myyneet eniten
| Välittäjä | Ostettu | Myyty | Netto | Sisäinen |
|---|---|---|---|---|
| Anonyymi | 24 804 | 24 804 | 0 | 0 |
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 20.1.2026 |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 14.10. | |
| 2025 Q2 -tulosraportti | 11.7. | |
| 2025 Q1 -tulosraportti | 14.4. | |
| 2024 Q4 -tulosraportti | 20.1. | |
| 2024 Q3 -tulosraportti | 15.10.2024 |
Datan lähde: FactSet
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
·20 t sittenNo significant share price development for TF Bank lately! Might be that it ran up a bit too much for a while... Otherwise, it feels stable: - The loan portfolio is growing at a moderate pace - Cards in Germany are growing - Ecommerce is growing well - Consumer Lending, perhaps small growth, but a good core business Considerations: - Cards in Italy and Spain haven't grown for a number of quarters. I know they are cautious when starting a new market. Hope they haven't found anything ominous, but that it's now time to step up a bit - There have been 1-2 changes in management, I don't think it means anything, but still - In Q4, they are facing a difficult quarter with a large positive one-off item; feels better from Q1 onwards - For me, at the Q3 presentation, it was mentioned that they are now starting to "reap" economies of scale in the card business, hope that is true Does anyone see anything special, negative as well as positive?
·18 t sittenI am also a bit confused about the weak share price development. The Q4 report in January is compared against a quarter with 103 MSEK in a one-off item from the Rediem sale, so net profit and EPS will look weak YoY despite the underlying business likely performing well. So likely temporary, once Q4 is done the comparisons will be cleaner. Believe this is a 10-bagger in 10 years.
·9.12.Had a deep conversation with my AI today: "With your assumptions (FCF 593 MSEK, 18 % growth, 10 % discount rate, 2 % terminal growth) the DCF model yields a present value ≈ 405 SEK per share." I'm staying in the boat for a while longer. If anyone wants to help: is my FCF value reasonably correct? I took "Operation income" and subtracted what I considered "CapEx".
·11.12.In what time perspective 405 sec?- ·8.11.Forecaster has this Bank stock with a Yield of 27.77 % and dividend of 48.02 Sek , as well as an overall Yield of 7.77 % Forecaster is furthermore Bullish in the short term , but Bearish in the medium to long term . But this with Yield differs greatly from what we see on Nordnet with a Yield of 0.96 % , and 5.00 Sek in dividend !
·24.11.It's probably because the company has had a 1/3 split so all the numbers are probably a bit wrong. - ·14.10.This is a high-quality, fast-growing company that should trade at a premium valuation. Growth: Exceptionally strong. Lending is up 20% and operating profit is up 24%. This suggests a high P/E ratio. Profitability: Very high. A return on equity of 22.7% (ROE) is top-notch for a bank. This justifies a high P/E ratio. Efficiency: The C/I ratio (costs to income) improves to 36.7%, which is very good and indicates good cost control. Stability: The capital ratio of 17.4% is strong and shows that the bank has a solid financial position and a good margin to regulatory requirements.·14.10.P/E 20 = rate 216 kr.·31.10.TF Bank is growing 8 times faster than the sector in general.
·14.10.January-September 2025 compared to January-September 2024 (unless otherwise stated) Lending to the public amounted to SEK 22,797 million, compared to September 2024 the increase in local currencies is 20% 1 Operating profit increased by 24% to SEK 613.8 million Earnings per share increased by 25% to SEK 7.09 Adjusted earnings per share increased by 26% to SEK 7.13 C/I ratio improved to 36.7% (38.7) Return on equity amounted to 22.7% (23.3) Adjusted return on equity amounted to 22.8% (23.3) Total capital ratio has increased to 17.4% (16.7) since the beginning of the year July-September 2025 compared to July-September 2024 (unless otherwise stated) stated) Lending to the public amounted to SEK 22,797 million, compared to September 2024 the increase in local currencies is 20% 1 Operating profit increased by 21% to SEK 230.9 million Earnings per share increased by 24% to SEK 2.70 The cost/income ratio improved to 35.4% (36.7) Return on equity amounted to 25.0%
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2025 Q3 -tulosraportti
63 päivää sitten1,6667 SEK/osake
Viimeisin osinko
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·20 t sittenNo significant share price development for TF Bank lately! Might be that it ran up a bit too much for a while... Otherwise, it feels stable: - The loan portfolio is growing at a moderate pace - Cards in Germany are growing - Ecommerce is growing well - Consumer Lending, perhaps small growth, but a good core business Considerations: - Cards in Italy and Spain haven't grown for a number of quarters. I know they are cautious when starting a new market. Hope they haven't found anything ominous, but that it's now time to step up a bit - There have been 1-2 changes in management, I don't think it means anything, but still - In Q4, they are facing a difficult quarter with a large positive one-off item; feels better from Q1 onwards - For me, at the Q3 presentation, it was mentioned that they are now starting to "reap" economies of scale in the card business, hope that is true Does anyone see anything special, negative as well as positive?·18 t sittenI am also a bit confused about the weak share price development. The Q4 report in January is compared against a quarter with 103 MSEK in a one-off item from the Rediem sale, so net profit and EPS will look weak YoY despite the underlying business likely performing well. So likely temporary, once Q4 is done the comparisons will be cleaner. Believe this is a 10-bagger in 10 years.
- ·9.12.Had a deep conversation with my AI today: "With your assumptions (FCF 593 MSEK, 18 % growth, 10 % discount rate, 2 % terminal growth) the DCF model yields a present value ≈ 405 SEK per share." I'm staying in the boat for a while longer. If anyone wants to help: is my FCF value reasonably correct? I took "Operation income" and subtracted what I considered "CapEx".·11.12.In what time perspective 405 sec?
- ·8.11.Forecaster has this Bank stock with a Yield of 27.77 % and dividend of 48.02 Sek , as well as an overall Yield of 7.77 % Forecaster is furthermore Bullish in the short term , but Bearish in the medium to long term . But this with Yield differs greatly from what we see on Nordnet with a Yield of 0.96 % , and 5.00 Sek in dividend !·24.11.It's probably because the company has had a 1/3 split so all the numbers are probably a bit wrong.
- ·14.10.This is a high-quality, fast-growing company that should trade at a premium valuation. Growth: Exceptionally strong. Lending is up 20% and operating profit is up 24%. This suggests a high P/E ratio. Profitability: Very high. A return on equity of 22.7% (ROE) is top-notch for a bank. This justifies a high P/E ratio. Efficiency: The C/I ratio (costs to income) improves to 36.7%, which is very good and indicates good cost control. Stability: The capital ratio of 17.4% is strong and shows that the bank has a solid financial position and a good margin to regulatory requirements.·14.10.P/E 20 = rate 216 kr.·31.10.TF Bank is growing 8 times faster than the sector in general.
- ·14.10.January-September 2025 compared to January-September 2024 (unless otherwise stated) Lending to the public amounted to SEK 22,797 million, compared to September 2024 the increase in local currencies is 20% 1 Operating profit increased by 24% to SEK 613.8 million Earnings per share increased by 25% to SEK 7.09 Adjusted earnings per share increased by 26% to SEK 7.13 C/I ratio improved to 36.7% (38.7) Return on equity amounted to 22.7% (23.3) Adjusted return on equity amounted to 22.8% (23.3) Total capital ratio has increased to 17.4% (16.7) since the beginning of the year July-September 2025 compared to July-September 2024 (unless otherwise stated) stated) Lending to the public amounted to SEK 22,797 million, compared to September 2024 the increase in local currencies is 20% 1 Operating profit increased by 21% to SEK 230.9 million Earnings per share increased by 24% to SEK 2.70 The cost/income ratio improved to 35.4% (36.7) Return on equity amounted to 25.0%
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
128
Myynti
Määrä
60
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 12 | - | - | ||
| 3 | - | - | ||
| 14 | - | - | ||
| 18 | - | - | ||
| 94 | - | - |
Ylin
160,18VWAP
Alin
157,32VaihtoMäärä
3,9 24 342
VWAP
Ylin
160,18Alin
157,32VaihtoMäärä
3,9 24 342
Välittäjätilasto
Ostaneet eniten
| Välittäjä | Ostettu | Myyty | Netto | Sisäinen |
|---|---|---|---|---|
| Anonyymi | 24 804 | 24 804 | 0 | 0 |
Myyneet eniten
| Välittäjä | Ostettu | Myyty | Netto | Sisäinen |
|---|---|---|---|---|
| Anonyymi | 24 804 | 24 804 | 0 | 0 |
Asiakkaat katsoivat myös
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 20.1.2026 |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 14.10. | |
| 2025 Q2 -tulosraportti | 11.7. | |
| 2025 Q1 -tulosraportti | 14.4. | |
| 2024 Q4 -tulosraportti | 20.1. | |
| 2024 Q3 -tulosraportti | 15.10.2024 |
Datan lähde: FactSet
2025 Q3 -tulosraportti
63 päivää sittenUutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 20.1.2026 |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 14.10. | |
| 2025 Q2 -tulosraportti | 11.7. | |
| 2025 Q1 -tulosraportti | 14.4. | |
| 2024 Q4 -tulosraportti | 20.1. | |
| 2024 Q3 -tulosraportti | 15.10.2024 |
Datan lähde: FactSet
1,6667 SEK/osake
Viimeisin osinko
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·20 t sittenNo significant share price development for TF Bank lately! Might be that it ran up a bit too much for a while... Otherwise, it feels stable: - The loan portfolio is growing at a moderate pace - Cards in Germany are growing - Ecommerce is growing well - Consumer Lending, perhaps small growth, but a good core business Considerations: - Cards in Italy and Spain haven't grown for a number of quarters. I know they are cautious when starting a new market. Hope they haven't found anything ominous, but that it's now time to step up a bit - There have been 1-2 changes in management, I don't think it means anything, but still - In Q4, they are facing a difficult quarter with a large positive one-off item; feels better from Q1 onwards - For me, at the Q3 presentation, it was mentioned that they are now starting to "reap" economies of scale in the card business, hope that is true Does anyone see anything special, negative as well as positive?·18 t sittenI am also a bit confused about the weak share price development. The Q4 report in January is compared against a quarter with 103 MSEK in a one-off item from the Rediem sale, so net profit and EPS will look weak YoY despite the underlying business likely performing well. So likely temporary, once Q4 is done the comparisons will be cleaner. Believe this is a 10-bagger in 10 years.
- ·9.12.Had a deep conversation with my AI today: "With your assumptions (FCF 593 MSEK, 18 % growth, 10 % discount rate, 2 % terminal growth) the DCF model yields a present value ≈ 405 SEK per share." I'm staying in the boat for a while longer. If anyone wants to help: is my FCF value reasonably correct? I took "Operation income" and subtracted what I considered "CapEx".·11.12.In what time perspective 405 sec?
- ·8.11.Forecaster has this Bank stock with a Yield of 27.77 % and dividend of 48.02 Sek , as well as an overall Yield of 7.77 % Forecaster is furthermore Bullish in the short term , but Bearish in the medium to long term . But this with Yield differs greatly from what we see on Nordnet with a Yield of 0.96 % , and 5.00 Sek in dividend !·24.11.It's probably because the company has had a 1/3 split so all the numbers are probably a bit wrong.
- ·14.10.This is a high-quality, fast-growing company that should trade at a premium valuation. Growth: Exceptionally strong. Lending is up 20% and operating profit is up 24%. This suggests a high P/E ratio. Profitability: Very high. A return on equity of 22.7% (ROE) is top-notch for a bank. This justifies a high P/E ratio. Efficiency: The C/I ratio (costs to income) improves to 36.7%, which is very good and indicates good cost control. Stability: The capital ratio of 17.4% is strong and shows that the bank has a solid financial position and a good margin to regulatory requirements.·14.10.P/E 20 = rate 216 kr.·31.10.TF Bank is growing 8 times faster than the sector in general.
- ·14.10.January-September 2025 compared to January-September 2024 (unless otherwise stated) Lending to the public amounted to SEK 22,797 million, compared to September 2024 the increase in local currencies is 20% 1 Operating profit increased by 24% to SEK 613.8 million Earnings per share increased by 25% to SEK 7.09 Adjusted earnings per share increased by 26% to SEK 7.13 C/I ratio improved to 36.7% (38.7) Return on equity amounted to 22.7% (23.3) Adjusted return on equity amounted to 22.8% (23.3) Total capital ratio has increased to 17.4% (16.7) since the beginning of the year July-September 2025 compared to July-September 2024 (unless otherwise stated) stated) Lending to the public amounted to SEK 22,797 million, compared to September 2024 the increase in local currencies is 20% 1 Operating profit increased by 21% to SEK 230.9 million Earnings per share increased by 24% to SEK 2.70 The cost/income ratio improved to 35.4% (36.7) Return on equity amounted to 25.0%
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
128
Myynti
Määrä
60
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 12 | - | - | ||
| 3 | - | - | ||
| 14 | - | - | ||
| 18 | - | - | ||
| 94 | - | - |
Ylin
160,18VWAP
Alin
157,32VaihtoMäärä
3,9 24 342
VWAP
Ylin
160,18Alin
157,32VaihtoMäärä
3,9 24 342
Välittäjätilasto
Ostaneet eniten
| Välittäjä | Ostettu | Myyty | Netto | Sisäinen |
|---|---|---|---|---|
| Anonyymi | 24 804 | 24 804 | 0 | 0 |
Myyneet eniten
| Välittäjä | Ostettu | Myyty | Netto | Sisäinen |
|---|---|---|---|---|
| Anonyymi | 24 804 | 24 804 | 0 | 0 |