2025 Q3 -tulosraportti
78 päivää sitten47 min
1,6667 SEK/osake
Viimeisin osinko
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
8 088
Myynti
Määrä
8 545
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
165,54VWAP
Alin
163VaihtoMäärä
5,9 35 808
VWAP
Ylin
165,54Alin
163VaihtoMäärä
5,9 35 808
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 20.1.2026 |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 14.10. | |
| 2025 Q2 -tulosraportti | 11.7. | |
| 2025 Q1 -tulosraportti | 14.4. | |
| 2024 Q4 -tulosraportti | 20.1. | |
| 2024 Q3 -tulosraportti | 15.10.2024 |
Datan lähde: Quartr, FactSet
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
·2 päivää sittenThe company reported for Q3 the highest gross margin to date, 69.3%, which confirms that scalability is working well. Return on equity (ROE) amounts to 24–28%, which is very strong. The earnings effects from the E-commerce business, where new agreements have been signed, are likely to start contributing more clearly going forward. With a projected earnings per share of approximately 13.50 kronor for 2026 and 17.50 kronor for 2027, the stock should reasonably be valued at a P/E ratio around 15 at the end of 2026, corresponding to a share price of approximately 262 kronor. Happy New Year!
·17.12.My thinking is that there is no support for exiting now. There will be a strong upturn again when one has to compensate for the constantly rising revenue (and I assume that, broadly speaking, the profit margin is maintained). When the adjustment comes, there will, as usual, be a bit of overcompensation, and it is precisely in this situation that difficult choices arise... Will one manage another cycle? But as I said, right now everything indicates that it will last a couple more years.
·16.12.Is this possibly a step towards a potential sale of this leg? "TF Bank's subsidiary Goldcup 37337 has received permission from Finansinspektionen to conduct financing operations. "The intention is that the subsidiary shall conduct operations within the Consumer Lending segment", writes TF Bank in a press release."
·15.12.No significant share price development for TF Bank lately! Might be that it ran up a bit too much for a while... Otherwise, it feels stable: - The loan portfolio is growing at a moderate pace - Cards in Germany are growing - Ecommerce is growing well - Consumer Lending, perhaps small growth, but a good core business Considerations: - Cards in Italy and Spain haven't grown for a number of quarters. I know they are cautious when starting a new market. Hope they haven't found anything ominous, but that it's now time to step up a bit - There have been 1-2 changes in management, I don't think it means anything, but still - In Q4, they are facing a difficult quarter with a large positive one-off item; feels better from Q1 onwards - For me, at the Q3 presentation, it was mentioned that they are now starting to "reap" economies of scale in the card business, hope that is true Does anyone see anything special, negative as well as positive?·16.12. · MuokattuI wonder if they will sell the consumer loan part and continue to optimize capital allocation towards credit cards/ecomm? I saw that SEB speculated about it.- ·9.12.Had a deep conversation with my AI today: "With your assumptions (FCF 593 MSEK, 18 % growth, 10 % discount rate, 2 % terminal growth) the DCF model yields a present value ≈ 405 SEK per share." I'm staying in the boat for a while longer. If anyone wants to help: is my FCF value reasonably correct? I took "Operation income" and subtracted what I considered "CapEx".
·11.12.In what time perspective 405 sec?
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2025 Q3 -tulosraportti
78 päivää sitten47 min
1,6667 SEK/osake
Viimeisin osinko
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·2 päivää sittenThe company reported for Q3 the highest gross margin to date, 69.3%, which confirms that scalability is working well. Return on equity (ROE) amounts to 24–28%, which is very strong. The earnings effects from the E-commerce business, where new agreements have been signed, are likely to start contributing more clearly going forward. With a projected earnings per share of approximately 13.50 kronor for 2026 and 17.50 kronor for 2027, the stock should reasonably be valued at a P/E ratio around 15 at the end of 2026, corresponding to a share price of approximately 262 kronor. Happy New Year!
- ·17.12.My thinking is that there is no support for exiting now. There will be a strong upturn again when one has to compensate for the constantly rising revenue (and I assume that, broadly speaking, the profit margin is maintained). When the adjustment comes, there will, as usual, be a bit of overcompensation, and it is precisely in this situation that difficult choices arise... Will one manage another cycle? But as I said, right now everything indicates that it will last a couple more years.
- ·16.12.Is this possibly a step towards a potential sale of this leg? "TF Bank's subsidiary Goldcup 37337 has received permission from Finansinspektionen to conduct financing operations. "The intention is that the subsidiary shall conduct operations within the Consumer Lending segment", writes TF Bank in a press release."
- ·15.12.No significant share price development for TF Bank lately! Might be that it ran up a bit too much for a while... Otherwise, it feels stable: - The loan portfolio is growing at a moderate pace - Cards in Germany are growing - Ecommerce is growing well - Consumer Lending, perhaps small growth, but a good core business Considerations: - Cards in Italy and Spain haven't grown for a number of quarters. I know they are cautious when starting a new market. Hope they haven't found anything ominous, but that it's now time to step up a bit - There have been 1-2 changes in management, I don't think it means anything, but still - In Q4, they are facing a difficult quarter with a large positive one-off item; feels better from Q1 onwards - For me, at the Q3 presentation, it was mentioned that they are now starting to "reap" economies of scale in the card business, hope that is true Does anyone see anything special, negative as well as positive?·16.12. · MuokattuI wonder if they will sell the consumer loan part and continue to optimize capital allocation towards credit cards/ecomm? I saw that SEB speculated about it.
- ·9.12.Had a deep conversation with my AI today: "With your assumptions (FCF 593 MSEK, 18 % growth, 10 % discount rate, 2 % terminal growth) the DCF model yields a present value ≈ 405 SEK per share." I'm staying in the boat for a while longer. If anyone wants to help: is my FCF value reasonably correct? I took "Operation income" and subtracted what I considered "CapEx".·11.12.In what time perspective 405 sec?
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
8 088
Myynti
Määrä
8 545
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
165,54VWAP
Alin
163VaihtoMäärä
5,9 35 808
VWAP
Ylin
165,54Alin
163VaihtoMäärä
5,9 35 808
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 20.1.2026 |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 14.10. | |
| 2025 Q2 -tulosraportti | 11.7. | |
| 2025 Q1 -tulosraportti | 14.4. | |
| 2024 Q4 -tulosraportti | 20.1. | |
| 2024 Q3 -tulosraportti | 15.10.2024 |
Datan lähde: Quartr, FactSet
2025 Q3 -tulosraportti
78 päivää sitten47 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 20.1.2026 |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 14.10. | |
| 2025 Q2 -tulosraportti | 11.7. | |
| 2025 Q1 -tulosraportti | 14.4. | |
| 2024 Q4 -tulosraportti | 20.1. | |
| 2024 Q3 -tulosraportti | 15.10.2024 |
Datan lähde: Quartr, FactSet
1,6667 SEK/osake
Viimeisin osinko
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·2 päivää sittenThe company reported for Q3 the highest gross margin to date, 69.3%, which confirms that scalability is working well. Return on equity (ROE) amounts to 24–28%, which is very strong. The earnings effects from the E-commerce business, where new agreements have been signed, are likely to start contributing more clearly going forward. With a projected earnings per share of approximately 13.50 kronor for 2026 and 17.50 kronor for 2027, the stock should reasonably be valued at a P/E ratio around 15 at the end of 2026, corresponding to a share price of approximately 262 kronor. Happy New Year!
- ·17.12.My thinking is that there is no support for exiting now. There will be a strong upturn again when one has to compensate for the constantly rising revenue (and I assume that, broadly speaking, the profit margin is maintained). When the adjustment comes, there will, as usual, be a bit of overcompensation, and it is precisely in this situation that difficult choices arise... Will one manage another cycle? But as I said, right now everything indicates that it will last a couple more years.
- ·16.12.Is this possibly a step towards a potential sale of this leg? "TF Bank's subsidiary Goldcup 37337 has received permission from Finansinspektionen to conduct financing operations. "The intention is that the subsidiary shall conduct operations within the Consumer Lending segment", writes TF Bank in a press release."
- ·15.12.No significant share price development for TF Bank lately! Might be that it ran up a bit too much for a while... Otherwise, it feels stable: - The loan portfolio is growing at a moderate pace - Cards in Germany are growing - Ecommerce is growing well - Consumer Lending, perhaps small growth, but a good core business Considerations: - Cards in Italy and Spain haven't grown for a number of quarters. I know they are cautious when starting a new market. Hope they haven't found anything ominous, but that it's now time to step up a bit - There have been 1-2 changes in management, I don't think it means anything, but still - In Q4, they are facing a difficult quarter with a large positive one-off item; feels better from Q1 onwards - For me, at the Q3 presentation, it was mentioned that they are now starting to "reap" economies of scale in the card business, hope that is true Does anyone see anything special, negative as well as positive?·16.12. · MuokattuI wonder if they will sell the consumer loan part and continue to optimize capital allocation towards credit cards/ecomm? I saw that SEB speculated about it.
- ·9.12.Had a deep conversation with my AI today: "With your assumptions (FCF 593 MSEK, 18 % growth, 10 % discount rate, 2 % terminal growth) the DCF model yields a present value ≈ 405 SEK per share." I'm staying in the boat for a while longer. If anyone wants to help: is my FCF value reasonably correct? I took "Operation income" and subtracted what I considered "CapEx".·11.12.In what time perspective 405 sec?
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Stockholm
Määrä
Osto
8 088
Myynti
Määrä
8 545
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Ylin
165,54VWAP
Alin
163VaihtoMäärä
5,9 35 808
VWAP
Ylin
165,54Alin
163VaihtoMäärä
5,9 35 808
Välittäjätilasto
Dataa ei löytynyt