2026 Q1 -tulosraportti
25 päivää sitten
‧1 t 18 min
6,14 DKK/osake
Viimeisin osinko
5,09%Tuotto/v
Tarjoustasot
Nasdaq Copenhagen
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 17.7. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 30.4. | ||
2025 Q4 -tulosraportti 5.2. | ||
2025 Q3 -tulosraportti 31.10.2025 | ||
2025 Q2 -tulosraportti 18.7.2025 | ||
2025 Q1 -tulosraportti 2.5.2025 |
Asiakkaat katsoivat myös
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
·2 päivää sittenI see that the estimated dividend is about 24 kr? Is this correct?
·2 päivää sittenDjurslands Bank has today closed the earnings season for banks with a strong quarterly report. What on the surface appears to be a somewhat dull series of financial statements, without major surprises or disappointments from the Danish listed banks, actually conceals several interesting developments (and one super interesting one!), which has led the undersigned to do something I rarely do, namely adjust the portfolio – quite significantly, in fact. Overall, then, no major surprises. The BEC banks had already upgraded their expectations before the publication of the quarterly reports after the sale of BEC to Nykredit. But I will nevertheless point out: • One disappointment • Several disappointments • One surprise • One super report (that has not received the attention it deserves) One disappointment It's hard to give the newest kid on the block a harsh assessment, but as a shareholder in AL Sydbank, I was nevertheless a little disappointed with the result for Q1 2026. For good reasons, there is no backdrop of quarterly reports against which the first three months of the year should be measured, so in reality, the Q1 result can only be compared with the announced expectations. With an expected result for 2026 of between 3,500,000,000 – 4,000,000,000 kr., the Q1 2026 result of a total of 803,000,000 kr. falls below the interval. The interesting question is, of course, to what extent the result is burdened by non-recurring costs. These are stated in the financial statement as 142,000,000 kr. (before tax). So even when these are taken into account, one only just scrapes into the announced interval. I know that banks generally have not had such large positive value adjustments in Q1 as they are used to – and that, of course, counts down in the result before tax. I hope and believe that when the dust has settled, and everyday life has set in, we will later in the year see a quarterly report where the bottom-line result rounds 1 mia. kr. Several disappointments The quarter definitively confirmed the thesis that smaller banks are struggling – and are struggling relatively more than larger banks. Costs are rising at a much faster rate than revenues – also to a level where the core earnings are very unimpressive. See, for example, Møns Bank, which realizes a profit before tax of 12,0 mio. kr. – including a reversal of impairments of 8,5 mio. kr. and value adjustments of 1,8 mio. kr. The profit from core operations thus amounts to 1,7 mio. kr. So, had the bank been in a period with ordinary impairments, the result would probably have been red. It is becoming increasingly clear that smaller banks are finding it difficult to keep up. In this scenario, I cannot help but think of Nordfyns Bank's management's conclusion that they would not “stand last on the platform”. That is, be left in a situation where one would not actively have the opportunity to enter into a merger – but instead, through mediocre operations over a period, have put themselves in a poor negotiating position. To the small banks and their desire for continued independence: It is evident that the train is leaving now. One surprise I have been a (satisfied) Skjern Bank shareholder for many years – and therefore I am naturally not entirely objective in the assessment. Unlike most others, they have had a positive development in net interest income (albeit marginally). Core earnings are rising almost 10% compared to the corresponding result last year. Strong rising lending and even more rising lending. And according to my database, they are hitting the second-best quarterly report in the bank's history. Only surpassed by Q1 2024, which was better favored by value adjustments. So once again, Skjern Bank has been a positive acquaintance. The only complaint I, as a shareholder, still have against Skjern Bank, is their ultra-conservative profit distribution.·2 päivää sittenA super financial report It has been many quarters since I was so positively surprised by a financial report, as was the case when SJF Bank published its financial report at the beginning of May. All the indicators I look for in a good investment could be checked off. Among these can be mentioned: • Rising net interest income in a falling interest rate environment • Rising net fee income • Decreasing expenses for staff and administration • Core earnings, which increased by 12.6%! • A management that directly states that investments in new technologies, including AI, are in focus in the upcoming strategy, which is expected to be published in the fourth quarter of 2026. • Loans growing 14% • Deposits growing 10% When everything can be checked off, it's just a matter of assessing whether the current share price seems reasonable. Very simple key figures: At a share price of 332, the P/E is approx. 7.30 (lowest in the industry) and P/B is approx. 1.15 (i.e., at the low end). Furthermore, we are yet to be informed whether SJF Bank will utilize the mandate from the general meeting to initiate a share buyback program. The alternative must (in my subjective assessment) be that they wish to keep some powder dry for a bid on a smaller bank. Finally, SJF Bank must be a delicacy (and the last of its kind) in the mid-size segment – not least for the big brothers in Bankdata (Jyske Bank, AL Sydbank and Ringkjøbing Landbobank). I am not making recommendations, but I will merely state that the above prompted an adjustment of the portfolio, so my holding of shares in SJF Bank has now exceeded 15,000 units. Since this is not a recommendation, I will furthermore quietly mention that if SJF Bank can maintain momentum, my database tells me that a fair value before the end of 2027 is on the good side of a share price of 500. I.e., approx. 50% up from here. Less can also do it. I am already looking forward to the next round after the summer holidays 😊
·20.5.When interest rates rise, banks' interest income rises. Interest rates rise if inflation becomes too high. 3% inflation is too high. So if inflation hits 3%, it's only a matter of time before central banks raise interest rates. And today this confirmation came: "Inflation in the eurozone increased in April to 3.0% from 2.6% the month before. This is the highest level since September 2023. This is confirmed in a final statement from Eurostat on Wednesday. The preliminary statement had shown the same development, and economists had also expected that the increase to 3.0% would be the result in today's final statement. Compared to the previous month, the rate of price increase is stated as 1.0%, which the first statement had also shown. Core consumer prices - which exclude price fluctuations in energy, food, alcohol, and tobacco - rose by 2.2% in April compared to the corresponding period a year earlier. This also aligned with the preliminary statement and economists' expectations. The development means that an interest rate hike at the European Central Bank, ECB, is moving closer, estimates chief economist Allan Sørensen from Dansk Industri. ECB has kept the interest rate stable until now, but we have come closer to an interest rate hike. We will probably see a European interest rate hike at one of the ECB's summer meetings. Only Denmark and Sweden continue to keep inflation below two percent. And neither Denmark nor Sweden are part of the euro cooperation, says Allan Sørensen. .\˙ MarketWire" So today we know that banks will generally earn more money going forward. There will probably be a series of upward revisions at the end of the year. I am keeping my shares in Danske Bank. Kind regards T
·18.5.When should one buy shares from DB?
·2 päivää sitten · Muokattuapprox. 17 days before dividend.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2026 Q1 -tulosraportti
25 päivää sitten
‧1 t 18 min
6,14 DKK/osake
Viimeisin osinko
5,09%Tuotto/v
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·2 päivää sittenI see that the estimated dividend is about 24 kr? Is this correct?
- ·2 päivää sittenDjurslands Bank has today closed the earnings season for banks with a strong quarterly report. What on the surface appears to be a somewhat dull series of financial statements, without major surprises or disappointments from the Danish listed banks, actually conceals several interesting developments (and one super interesting one!), which has led the undersigned to do something I rarely do, namely adjust the portfolio – quite significantly, in fact. Overall, then, no major surprises. The BEC banks had already upgraded their expectations before the publication of the quarterly reports after the sale of BEC to Nykredit. But I will nevertheless point out: • One disappointment • Several disappointments • One surprise • One super report (that has not received the attention it deserves) One disappointment It's hard to give the newest kid on the block a harsh assessment, but as a shareholder in AL Sydbank, I was nevertheless a little disappointed with the result for Q1 2026. For good reasons, there is no backdrop of quarterly reports against which the first three months of the year should be measured, so in reality, the Q1 result can only be compared with the announced expectations. With an expected result for 2026 of between 3,500,000,000 – 4,000,000,000 kr., the Q1 2026 result of a total of 803,000,000 kr. falls below the interval. The interesting question is, of course, to what extent the result is burdened by non-recurring costs. These are stated in the financial statement as 142,000,000 kr. (before tax). So even when these are taken into account, one only just scrapes into the announced interval. I know that banks generally have not had such large positive value adjustments in Q1 as they are used to – and that, of course, counts down in the result before tax. I hope and believe that when the dust has settled, and everyday life has set in, we will later in the year see a quarterly report where the bottom-line result rounds 1 mia. kr. Several disappointments The quarter definitively confirmed the thesis that smaller banks are struggling – and are struggling relatively more than larger banks. Costs are rising at a much faster rate than revenues – also to a level where the core earnings are very unimpressive. See, for example, Møns Bank, which realizes a profit before tax of 12,0 mio. kr. – including a reversal of impairments of 8,5 mio. kr. and value adjustments of 1,8 mio. kr. The profit from core operations thus amounts to 1,7 mio. kr. So, had the bank been in a period with ordinary impairments, the result would probably have been red. It is becoming increasingly clear that smaller banks are finding it difficult to keep up. In this scenario, I cannot help but think of Nordfyns Bank's management's conclusion that they would not “stand last on the platform”. That is, be left in a situation where one would not actively have the opportunity to enter into a merger – but instead, through mediocre operations over a period, have put themselves in a poor negotiating position. To the small banks and their desire for continued independence: It is evident that the train is leaving now. One surprise I have been a (satisfied) Skjern Bank shareholder for many years – and therefore I am naturally not entirely objective in the assessment. Unlike most others, they have had a positive development in net interest income (albeit marginally). Core earnings are rising almost 10% compared to the corresponding result last year. Strong rising lending and even more rising lending. And according to my database, they are hitting the second-best quarterly report in the bank's history. Only surpassed by Q1 2024, which was better favored by value adjustments. So once again, Skjern Bank has been a positive acquaintance. The only complaint I, as a shareholder, still have against Skjern Bank, is their ultra-conservative profit distribution.·2 päivää sittenA super financial report It has been many quarters since I was so positively surprised by a financial report, as was the case when SJF Bank published its financial report at the beginning of May. All the indicators I look for in a good investment could be checked off. Among these can be mentioned: • Rising net interest income in a falling interest rate environment • Rising net fee income • Decreasing expenses for staff and administration • Core earnings, which increased by 12.6%! • A management that directly states that investments in new technologies, including AI, are in focus in the upcoming strategy, which is expected to be published in the fourth quarter of 2026. • Loans growing 14% • Deposits growing 10% When everything can be checked off, it's just a matter of assessing whether the current share price seems reasonable. Very simple key figures: At a share price of 332, the P/E is approx. 7.30 (lowest in the industry) and P/B is approx. 1.15 (i.e., at the low end). Furthermore, we are yet to be informed whether SJF Bank will utilize the mandate from the general meeting to initiate a share buyback program. The alternative must (in my subjective assessment) be that they wish to keep some powder dry for a bid on a smaller bank. Finally, SJF Bank must be a delicacy (and the last of its kind) in the mid-size segment – not least for the big brothers in Bankdata (Jyske Bank, AL Sydbank and Ringkjøbing Landbobank). I am not making recommendations, but I will merely state that the above prompted an adjustment of the portfolio, so my holding of shares in SJF Bank has now exceeded 15,000 units. Since this is not a recommendation, I will furthermore quietly mention that if SJF Bank can maintain momentum, my database tells me that a fair value before the end of 2027 is on the good side of a share price of 500. I.e., approx. 50% up from here. Less can also do it. I am already looking forward to the next round after the summer holidays 😊
- ·20.5.When interest rates rise, banks' interest income rises. Interest rates rise if inflation becomes too high. 3% inflation is too high. So if inflation hits 3%, it's only a matter of time before central banks raise interest rates. And today this confirmation came: "Inflation in the eurozone increased in April to 3.0% from 2.6% the month before. This is the highest level since September 2023. This is confirmed in a final statement from Eurostat on Wednesday. The preliminary statement had shown the same development, and economists had also expected that the increase to 3.0% would be the result in today's final statement. Compared to the previous month, the rate of price increase is stated as 1.0%, which the first statement had also shown. Core consumer prices - which exclude price fluctuations in energy, food, alcohol, and tobacco - rose by 2.2% in April compared to the corresponding period a year earlier. This also aligned with the preliminary statement and economists' expectations. The development means that an interest rate hike at the European Central Bank, ECB, is moving closer, estimates chief economist Allan Sørensen from Dansk Industri. ECB has kept the interest rate stable until now, but we have come closer to an interest rate hike. We will probably see a European interest rate hike at one of the ECB's summer meetings. Only Denmark and Sweden continue to keep inflation below two percent. And neither Denmark nor Sweden are part of the euro cooperation, says Allan Sørensen. .\˙ MarketWire" So today we know that banks will generally earn more money going forward. There will probably be a series of upward revisions at the end of the year. I am keeping my shares in Danske Bank. Kind regards T
- ·18.5.When should one buy shares from DB?·2 päivää sitten · Muokattuapprox. 17 days before dividend.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Copenhagen
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 17.7. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 30.4. | ||
2025 Q4 -tulosraportti 5.2. | ||
2025 Q3 -tulosraportti 31.10.2025 | ||
2025 Q2 -tulosraportti 18.7.2025 | ||
2025 Q1 -tulosraportti 2.5.2025 |
2026 Q1 -tulosraportti
25 päivää sitten
‧1 t 18 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 17.7. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 30.4. | ||
2025 Q4 -tulosraportti 5.2. | ||
2025 Q3 -tulosraportti 31.10.2025 | ||
2025 Q2 -tulosraportti 18.7.2025 | ||
2025 Q1 -tulosraportti 2.5.2025 |
6,14 DKK/osake
Viimeisin osinko
5,09%Tuotto/v
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·2 päivää sittenI see that the estimated dividend is about 24 kr? Is this correct?
- ·2 päivää sittenDjurslands Bank has today closed the earnings season for banks with a strong quarterly report. What on the surface appears to be a somewhat dull series of financial statements, without major surprises or disappointments from the Danish listed banks, actually conceals several interesting developments (and one super interesting one!), which has led the undersigned to do something I rarely do, namely adjust the portfolio – quite significantly, in fact. Overall, then, no major surprises. The BEC banks had already upgraded their expectations before the publication of the quarterly reports after the sale of BEC to Nykredit. But I will nevertheless point out: • One disappointment • Several disappointments • One surprise • One super report (that has not received the attention it deserves) One disappointment It's hard to give the newest kid on the block a harsh assessment, but as a shareholder in AL Sydbank, I was nevertheless a little disappointed with the result for Q1 2026. For good reasons, there is no backdrop of quarterly reports against which the first three months of the year should be measured, so in reality, the Q1 result can only be compared with the announced expectations. With an expected result for 2026 of between 3,500,000,000 – 4,000,000,000 kr., the Q1 2026 result of a total of 803,000,000 kr. falls below the interval. The interesting question is, of course, to what extent the result is burdened by non-recurring costs. These are stated in the financial statement as 142,000,000 kr. (before tax). So even when these are taken into account, one only just scrapes into the announced interval. I know that banks generally have not had such large positive value adjustments in Q1 as they are used to – and that, of course, counts down in the result before tax. I hope and believe that when the dust has settled, and everyday life has set in, we will later in the year see a quarterly report where the bottom-line result rounds 1 mia. kr. Several disappointments The quarter definitively confirmed the thesis that smaller banks are struggling – and are struggling relatively more than larger banks. Costs are rising at a much faster rate than revenues – also to a level where the core earnings are very unimpressive. See, for example, Møns Bank, which realizes a profit before tax of 12,0 mio. kr. – including a reversal of impairments of 8,5 mio. kr. and value adjustments of 1,8 mio. kr. The profit from core operations thus amounts to 1,7 mio. kr. So, had the bank been in a period with ordinary impairments, the result would probably have been red. It is becoming increasingly clear that smaller banks are finding it difficult to keep up. In this scenario, I cannot help but think of Nordfyns Bank's management's conclusion that they would not “stand last on the platform”. That is, be left in a situation where one would not actively have the opportunity to enter into a merger – but instead, through mediocre operations over a period, have put themselves in a poor negotiating position. To the small banks and their desire for continued independence: It is evident that the train is leaving now. One surprise I have been a (satisfied) Skjern Bank shareholder for many years – and therefore I am naturally not entirely objective in the assessment. Unlike most others, they have had a positive development in net interest income (albeit marginally). Core earnings are rising almost 10% compared to the corresponding result last year. Strong rising lending and even more rising lending. And according to my database, they are hitting the second-best quarterly report in the bank's history. Only surpassed by Q1 2024, which was better favored by value adjustments. So once again, Skjern Bank has been a positive acquaintance. The only complaint I, as a shareholder, still have against Skjern Bank, is their ultra-conservative profit distribution.·2 päivää sittenA super financial report It has been many quarters since I was so positively surprised by a financial report, as was the case when SJF Bank published its financial report at the beginning of May. All the indicators I look for in a good investment could be checked off. Among these can be mentioned: • Rising net interest income in a falling interest rate environment • Rising net fee income • Decreasing expenses for staff and administration • Core earnings, which increased by 12.6%! • A management that directly states that investments in new technologies, including AI, are in focus in the upcoming strategy, which is expected to be published in the fourth quarter of 2026. • Loans growing 14% • Deposits growing 10% When everything can be checked off, it's just a matter of assessing whether the current share price seems reasonable. Very simple key figures: At a share price of 332, the P/E is approx. 7.30 (lowest in the industry) and P/B is approx. 1.15 (i.e., at the low end). Furthermore, we are yet to be informed whether SJF Bank will utilize the mandate from the general meeting to initiate a share buyback program. The alternative must (in my subjective assessment) be that they wish to keep some powder dry for a bid on a smaller bank. Finally, SJF Bank must be a delicacy (and the last of its kind) in the mid-size segment – not least for the big brothers in Bankdata (Jyske Bank, AL Sydbank and Ringkjøbing Landbobank). I am not making recommendations, but I will merely state that the above prompted an adjustment of the portfolio, so my holding of shares in SJF Bank has now exceeded 15,000 units. Since this is not a recommendation, I will furthermore quietly mention that if SJF Bank can maintain momentum, my database tells me that a fair value before the end of 2027 is on the good side of a share price of 500. I.e., approx. 50% up from here. Less can also do it. I am already looking forward to the next round after the summer holidays 😊
- ·20.5.When interest rates rise, banks' interest income rises. Interest rates rise if inflation becomes too high. 3% inflation is too high. So if inflation hits 3%, it's only a matter of time before central banks raise interest rates. And today this confirmation came: "Inflation in the eurozone increased in April to 3.0% from 2.6% the month before. This is the highest level since September 2023. This is confirmed in a final statement from Eurostat on Wednesday. The preliminary statement had shown the same development, and economists had also expected that the increase to 3.0% would be the result in today's final statement. Compared to the previous month, the rate of price increase is stated as 1.0%, which the first statement had also shown. Core consumer prices - which exclude price fluctuations in energy, food, alcohol, and tobacco - rose by 2.2% in April compared to the corresponding period a year earlier. This also aligned with the preliminary statement and economists' expectations. The development means that an interest rate hike at the European Central Bank, ECB, is moving closer, estimates chief economist Allan Sørensen from Dansk Industri. ECB has kept the interest rate stable until now, but we have come closer to an interest rate hike. We will probably see a European interest rate hike at one of the ECB's summer meetings. Only Denmark and Sweden continue to keep inflation below two percent. And neither Denmark nor Sweden are part of the euro cooperation, says Allan Sørensen. .\˙ MarketWire" So today we know that banks will generally earn more money going forward. There will probably be a series of upward revisions at the end of the year. I am keeping my shares in Danske Bank. Kind regards T
- ·18.5.When should one buy shares from DB?·2 päivää sitten · Muokattuapprox. 17 days before dividend.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Nasdaq Copenhagen
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt