2025 Q3 -tulosraportti
91 päivää sitten45 min
0,0799 NOK/osake
Viimeisin osinko
2,14%Tuotto/v
Tarjoustasot
Euronext Growth Oslo
Määrä
Osto
43 423
Myynti
Määrä
899
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 875 | - | - | ||
| 1 078 | - | - | ||
| 680 | - | - | ||
| 69 | - | - | ||
| 5 000 | - | - |
Ylin
3,78VWAP
Alin
3,71VaihtoMäärä
0,1 35 245
VWAP
Ylin
3,78Alin
3,71VaihtoMäärä
0,1 35 245
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 6.2. 7 päivää |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 31.10.2025 | |
| 2025 Q2 -tulosraportti | 15.8.2025 | |
| 2025 Q1 -tulosraportti | 9.5.2025 | |
| 2024 Q4 -tulosraportti | 7.2.2025 | |
| 2024 Q3 -tulosraportti | 1.11.2024 |
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
·1 päivä sitten · MuokattuMy thoughts on Instabank Q4 2025 and the way forward 2026-27 Instabank has guided a profit in the latest update in 2025 of 117-120 million after tax for the year 2025. The actual figure after the first 3 quarters is 75 million after tax. To reach 120 million, Q4 must yield 45 million after tax. They have also sold a loss portfolio which should result in a positive impact for the Q4 accounts. Germany should also turn profitable from Q4 So it is probably entirely possible to achieve a net profit of 45 million in Q4 45 million in Q4 makes the way forward very very exciting. 45 million per quarter throughout 2026 yields 180 million net profit for the year and 50 % up from 2025 Equity after Q4 2025 including share issue and dividend is approx 3 kr per share, price to book approx 1.25 as the share price is today. Today Morrow Bank is valued at approx 1.5, Noba formerly Bank Norwegian at approx 2.5 and TF bank at approx 3.5 x book. Based on today's share price, if priced similarly to these banks, the share price would have been either 4.5 - 7.5 - 10.5 kroner if Instabank were priced like one of these. What will the market value Instabank at with growth of over 50 % through 26 and 27? I believe Instabank will surprise on the upside throughout 2026-27. The Instabank platform with 4 pillars was built by Robert Berg and the management are super optimists regarding the future, now soon as a Finnish pan-European bank. Growth will now be directed towards the pillars in the platforms that yield the best return. Some 100 million for further growth will be released by moving to Finland. Instabank estimates the German market at 400 billion kr for 83 million people. Morrow bank estimates the market in Norway, Sweden, Finland at 600 billion kr for 22 million people. The German market with 83 million people can probably become much larger than it is today in the long run as it becomes more digitalized like here in Norway. Many have understood this, we see this in those who subscribed to the share issue and the repair issue and also in how the share price has developed. Robert Berg's wife buying shares on the last day of the year is also worth noting. There is no doubt that the upside is still very high in the long term for us shareholders in Instabank. The bank has very competent management. Norway's best bank investor Kistefos/Sveaas is the largest owner, this will probably give Instabank a lot of support on its way into Europe through the owner's experience from the money machine Advanzia Bank which Kistefos owns over 60 % of. Arne Fredly says that it takes at least 10 years to build a bank, Instabank is in its tenth year, they have made money in all quarters except for Q4 2016 and Q1 2017 My tip is 2 years with at least 50 % profit growth and a net profit of at least 190-200 million in 2026 and 270-300 million in 2027 Listen to Instanomics where they at the end talk about many years ahead 30-40-50 -100 billion in loans🤩 https://open.spotify.com/show/0ps9Gzhl1CoQyOIzDKRI9p?si=w-DozZmaSUybFQMPWCXi3Q Finally remember it is optimism that builds the world 😉
·1 päivä sittenIf it hits 3.77 / share, it will be sent up to the heavens! 🚀🚀🚀
·22.1.When do you think more brokerage firms will initiate coverage here? Only one analyst has recommended buy so far, I expect it will come soon? Soon a new price target must also come since we are soon seeing the number 4 😀😊
·22.1.Yes, apparently quite a few analysts work as you suggest; when the price target is reached, it is moved upwards a suitable distance. One would almost think that the price target was an independent objective, and that when the goal is reached - then new objectives shall be set. Let's hope that the business has good growth and good profitability, then gravity will work. Also on the share price.
·20.1.Quite good figures came from TF Bank, and not least promising from the credit card business in Germany. It has been quiet from Instabank after the emission, so let's hope the reason is that they are employing a lot of capital according to plans. "STOCKHOLM (Nyhetsbyrån Direkt) TF Bank's credit card business in Germany has continued to be the primary driver behind the bank's organic growth, and the company sees no decreased demand for its credit cards. "Germany is our largest market and we have now launched all product areas in that market. It is also the German credit card portfolio that primarily continues to drive both growth and profitability in the group," writes the CEO."- ·19.1.One can also follow the earnings presentation of Swedish TF Bank tomorrow. The bank has grown strongly, among other things, with credit cards in Germany - something the pricing of the share has benefited from in the last two or three years. Could be an indicator for Q4 for Instabank given their growth focus.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2025 Q3 -tulosraportti
91 päivää sitten45 min
0,0799 NOK/osake
Viimeisin osinko
2,14%Tuotto/v
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·1 päivä sitten · MuokattuMy thoughts on Instabank Q4 2025 and the way forward 2026-27 Instabank has guided a profit in the latest update in 2025 of 117-120 million after tax for the year 2025. The actual figure after the first 3 quarters is 75 million after tax. To reach 120 million, Q4 must yield 45 million after tax. They have also sold a loss portfolio which should result in a positive impact for the Q4 accounts. Germany should also turn profitable from Q4 So it is probably entirely possible to achieve a net profit of 45 million in Q4 45 million in Q4 makes the way forward very very exciting. 45 million per quarter throughout 2026 yields 180 million net profit for the year and 50 % up from 2025 Equity after Q4 2025 including share issue and dividend is approx 3 kr per share, price to book approx 1.25 as the share price is today. Today Morrow Bank is valued at approx 1.5, Noba formerly Bank Norwegian at approx 2.5 and TF bank at approx 3.5 x book. Based on today's share price, if priced similarly to these banks, the share price would have been either 4.5 - 7.5 - 10.5 kroner if Instabank were priced like one of these. What will the market value Instabank at with growth of over 50 % through 26 and 27? I believe Instabank will surprise on the upside throughout 2026-27. The Instabank platform with 4 pillars was built by Robert Berg and the management are super optimists regarding the future, now soon as a Finnish pan-European bank. Growth will now be directed towards the pillars in the platforms that yield the best return. Some 100 million for further growth will be released by moving to Finland. Instabank estimates the German market at 400 billion kr for 83 million people. Morrow bank estimates the market in Norway, Sweden, Finland at 600 billion kr for 22 million people. The German market with 83 million people can probably become much larger than it is today in the long run as it becomes more digitalized like here in Norway. Many have understood this, we see this in those who subscribed to the share issue and the repair issue and also in how the share price has developed. Robert Berg's wife buying shares on the last day of the year is also worth noting. There is no doubt that the upside is still very high in the long term for us shareholders in Instabank. The bank has very competent management. Norway's best bank investor Kistefos/Sveaas is the largest owner, this will probably give Instabank a lot of support on its way into Europe through the owner's experience from the money machine Advanzia Bank which Kistefos owns over 60 % of. Arne Fredly says that it takes at least 10 years to build a bank, Instabank is in its tenth year, they have made money in all quarters except for Q4 2016 and Q1 2017 My tip is 2 years with at least 50 % profit growth and a net profit of at least 190-200 million in 2026 and 270-300 million in 2027 Listen to Instanomics where they at the end talk about many years ahead 30-40-50 -100 billion in loans🤩 https://open.spotify.com/show/0ps9Gzhl1CoQyOIzDKRI9p?si=w-DozZmaSUybFQMPWCXi3Q Finally remember it is optimism that builds the world 😉
- ·1 päivä sittenIf it hits 3.77 / share, it will be sent up to the heavens! 🚀🚀🚀
- ·22.1.When do you think more brokerage firms will initiate coverage here? Only one analyst has recommended buy so far, I expect it will come soon? Soon a new price target must also come since we are soon seeing the number 4 😀😊·22.1.Yes, apparently quite a few analysts work as you suggest; when the price target is reached, it is moved upwards a suitable distance. One would almost think that the price target was an independent objective, and that when the goal is reached - then new objectives shall be set. Let's hope that the business has good growth and good profitability, then gravity will work. Also on the share price.
- ·20.1.Quite good figures came from TF Bank, and not least promising from the credit card business in Germany. It has been quiet from Instabank after the emission, so let's hope the reason is that they are employing a lot of capital according to plans. "STOCKHOLM (Nyhetsbyrån Direkt) TF Bank's credit card business in Germany has continued to be the primary driver behind the bank's organic growth, and the company sees no decreased demand for its credit cards. "Germany is our largest market and we have now launched all product areas in that market. It is also the German credit card portfolio that primarily continues to drive both growth and profitability in the group," writes the CEO."
- ·19.1.One can also follow the earnings presentation of Swedish TF Bank tomorrow. The bank has grown strongly, among other things, with credit cards in Germany - something the pricing of the share has benefited from in the last two or three years. Could be an indicator for Q4 for Instabank given their growth focus.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Euronext Growth Oslo
Määrä
Osto
43 423
Myynti
Määrä
899
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 875 | - | - | ||
| 1 078 | - | - | ||
| 680 | - | - | ||
| 69 | - | - | ||
| 5 000 | - | - |
Ylin
3,78VWAP
Alin
3,71VaihtoMäärä
0,1 35 245
VWAP
Ylin
3,78Alin
3,71VaihtoMäärä
0,1 35 245
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 6.2. 7 päivää |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 31.10.2025 | |
| 2025 Q2 -tulosraportti | 15.8.2025 | |
| 2025 Q1 -tulosraportti | 9.5.2025 | |
| 2024 Q4 -tulosraportti | 7.2.2025 | |
| 2024 Q3 -tulosraportti | 1.11.2024 |
2025 Q3 -tulosraportti
91 päivää sitten45 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
| 2025 Q4 -tulosraportti | 6.2. 7 päivää |
| Menneet tapahtumat | ||
|---|---|---|
| 2025 Q3 -tulosraportti | 31.10.2025 | |
| 2025 Q2 -tulosraportti | 15.8.2025 | |
| 2025 Q1 -tulosraportti | 9.5.2025 | |
| 2024 Q4 -tulosraportti | 7.2.2025 | |
| 2024 Q3 -tulosraportti | 1.11.2024 |
0,0799 NOK/osake
Viimeisin osinko
2,14%Tuotto/v
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·1 päivä sitten · MuokattuMy thoughts on Instabank Q4 2025 and the way forward 2026-27 Instabank has guided a profit in the latest update in 2025 of 117-120 million after tax for the year 2025. The actual figure after the first 3 quarters is 75 million after tax. To reach 120 million, Q4 must yield 45 million after tax. They have also sold a loss portfolio which should result in a positive impact for the Q4 accounts. Germany should also turn profitable from Q4 So it is probably entirely possible to achieve a net profit of 45 million in Q4 45 million in Q4 makes the way forward very very exciting. 45 million per quarter throughout 2026 yields 180 million net profit for the year and 50 % up from 2025 Equity after Q4 2025 including share issue and dividend is approx 3 kr per share, price to book approx 1.25 as the share price is today. Today Morrow Bank is valued at approx 1.5, Noba formerly Bank Norwegian at approx 2.5 and TF bank at approx 3.5 x book. Based on today's share price, if priced similarly to these banks, the share price would have been either 4.5 - 7.5 - 10.5 kroner if Instabank were priced like one of these. What will the market value Instabank at with growth of over 50 % through 26 and 27? I believe Instabank will surprise on the upside throughout 2026-27. The Instabank platform with 4 pillars was built by Robert Berg and the management are super optimists regarding the future, now soon as a Finnish pan-European bank. Growth will now be directed towards the pillars in the platforms that yield the best return. Some 100 million for further growth will be released by moving to Finland. Instabank estimates the German market at 400 billion kr for 83 million people. Morrow bank estimates the market in Norway, Sweden, Finland at 600 billion kr for 22 million people. The German market with 83 million people can probably become much larger than it is today in the long run as it becomes more digitalized like here in Norway. Many have understood this, we see this in those who subscribed to the share issue and the repair issue and also in how the share price has developed. Robert Berg's wife buying shares on the last day of the year is also worth noting. There is no doubt that the upside is still very high in the long term for us shareholders in Instabank. The bank has very competent management. Norway's best bank investor Kistefos/Sveaas is the largest owner, this will probably give Instabank a lot of support on its way into Europe through the owner's experience from the money machine Advanzia Bank which Kistefos owns over 60 % of. Arne Fredly says that it takes at least 10 years to build a bank, Instabank is in its tenth year, they have made money in all quarters except for Q4 2016 and Q1 2017 My tip is 2 years with at least 50 % profit growth and a net profit of at least 190-200 million in 2026 and 270-300 million in 2027 Listen to Instanomics where they at the end talk about many years ahead 30-40-50 -100 billion in loans🤩 https://open.spotify.com/show/0ps9Gzhl1CoQyOIzDKRI9p?si=w-DozZmaSUybFQMPWCXi3Q Finally remember it is optimism that builds the world 😉
- ·1 päivä sittenIf it hits 3.77 / share, it will be sent up to the heavens! 🚀🚀🚀
- ·22.1.When do you think more brokerage firms will initiate coverage here? Only one analyst has recommended buy so far, I expect it will come soon? Soon a new price target must also come since we are soon seeing the number 4 😀😊·22.1.Yes, apparently quite a few analysts work as you suggest; when the price target is reached, it is moved upwards a suitable distance. One would almost think that the price target was an independent objective, and that when the goal is reached - then new objectives shall be set. Let's hope that the business has good growth and good profitability, then gravity will work. Also on the share price.
- ·20.1.Quite good figures came from TF Bank, and not least promising from the credit card business in Germany. It has been quiet from Instabank after the emission, so let's hope the reason is that they are employing a lot of capital according to plans. "STOCKHOLM (Nyhetsbyrån Direkt) TF Bank's credit card business in Germany has continued to be the primary driver behind the bank's organic growth, and the company sees no decreased demand for its credit cards. "Germany is our largest market and we have now launched all product areas in that market. It is also the German credit card portfolio that primarily continues to drive both growth and profitability in the group," writes the CEO."
- ·19.1.One can also follow the earnings presentation of Swedish TF Bank tomorrow. The bank has grown strongly, among other things, with credit cards in Germany - something the pricing of the share has benefited from in the last two or three years. Could be an indicator for Q4 for Instabank given their growth focus.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Euronext Growth Oslo
Määrä
Osto
43 423
Myynti
Määrä
899
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 875 | - | - | ||
| 1 078 | - | - | ||
| 680 | - | - | ||
| 69 | - | - | ||
| 5 000 | - | - |
Ylin
3,78VWAP
Alin
3,71VaihtoMäärä
0,1 35 245
VWAP
Ylin
3,78Alin
3,71VaihtoMäärä
0,1 35 245
Välittäjätilasto
Dataa ei löytynyt