2026 Q1 -tulosraportti
21 päivää sitten
‧41 min
0,09 NOK/osake
Viimeisin osinko
2,15%Tuotto/v
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 257 | - | - | ||
| 3 722 | - | - | ||
| 1 278 | - | - | ||
| 10 000 | - | - | ||
| 9 629 | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 14.8. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 8.5. | ||
2025 Q4 -tulosraportti 6.2. | ||
2025 Q3 -tulosraportti 31.10.2025 | ||
2025 Q2 -tulosraportti 15.8.2025 | ||
2025 Q1 -tulosraportti 9.5.2025 |
Asiakkaat katsoivat myös
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
·13 t sittenIt's easy to get impatient and hope for updated price targets on small banks like Instabank. What will it take and how high can it go in 2-3 years. Let's do a simple exercise based on similar competitors and Instabank's own strategic target. The bank has a cost/income ratio of approx 40%. Competitors are in the 20-30% range. This shows why it is important for the bank (and shareholders) to scale up quickly to realize the immediate potential. It is indicated that this could happen "medium-term" which, at today's pace, seems to be about 2 years away. Current costs are NOK 270 mill on a 12-month rolling basis. Should a cost/income of 30% be achieved, it implies NOK 900 million in net income, an increase of NOK 250 mill from the current level. I believe this shows why the bank's financial goals are as they are - and must be. They must double the book to utilize scale on par with the best in class. Growth of this magnitude is probably not the biggest challenge, but rather doing it profitably while managing risk. If they succeed with this, which they have a historically very good track record of, then the goal of NOK 400 million in net profit after tax should be achievable, against the 2026 expectation of around NOK 170 million. NOK 400 million / number of shares which is 461.2 million gives an EPS of 0.87. According to Nordet, consensus for EPS is 0.61 in 2028... According to Copilot, the average P/E in the industry is approx 10x. Therefore, it's not price targets we depend on, it's time and execution ability. Add story telling from management, as this is currently a small and illiquid stock. They could advantageously have held a capital markets day and shown the way to achieve the ambition.
·7 t sittenThis is an investor who knows what he is doing if you know what you own then you will have success over time
·22.5.We need a new price target soon🙂↕️
·13.5. · MuokattuLill Anita Skålbones Grimstad, a related party of Robert Berg, Managing Director of Instabank ASA, purchased 17,481 shares in Instabank ASA on 8 May 2026 at an average price of 4,358 kroner per share. Following this transaction, Grimstad owns a total of 2,409,792 shares in Instabank ASA.
·12.5.- ·11.5.Agree with Erickooo (comment below), it seems less likely that Instabank will become Finnish anytime soon. I think that's just as well, improved framework conditions in Norway, risk of moving, and not least we see that Morrow Bank's move to Sweden hasn't given the stock any boost so far. It's easy to be forgotten as a new bank/name in a new, larger market. Otherwise, Instabank delivered well in Q1 and as expected. Many are probably getting a bit impatient regarding the share price, BUT the bank is growing very rapidly and significantly - WITH profitability. The bank is aiming for up to 40% growth in gross lending volume in 2026 and a doubling from today and over the next 3ish years. Volume should be manageable - if ambitious. The key will be profitability and risk. If the bank manages to double the volume in three years and at the same time increase ROE to 20ish % (as they indicate), then one doesn't need to be Snåsamannen to see where the share price is headed.
·11.5.The Financial Supervisory Authority can assess as much as they want, but the uniquely Norwegian rules regarding a much larger buffer are now there anyway. And a company outside Norway can operate a banking service much more cheaply than a Norwegian company. And then something is fundamentally wrong.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2026 Q1 -tulosraportti
21 päivää sitten
‧41 min
0,09 NOK/osake
Viimeisin osinko
2,15%Tuotto/v
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·13 t sittenIt's easy to get impatient and hope for updated price targets on small banks like Instabank. What will it take and how high can it go in 2-3 years. Let's do a simple exercise based on similar competitors and Instabank's own strategic target. The bank has a cost/income ratio of approx 40%. Competitors are in the 20-30% range. This shows why it is important for the bank (and shareholders) to scale up quickly to realize the immediate potential. It is indicated that this could happen "medium-term" which, at today's pace, seems to be about 2 years away. Current costs are NOK 270 mill on a 12-month rolling basis. Should a cost/income of 30% be achieved, it implies NOK 900 million in net income, an increase of NOK 250 mill from the current level. I believe this shows why the bank's financial goals are as they are - and must be. They must double the book to utilize scale on par with the best in class. Growth of this magnitude is probably not the biggest challenge, but rather doing it profitably while managing risk. If they succeed with this, which they have a historically very good track record of, then the goal of NOK 400 million in net profit after tax should be achievable, against the 2026 expectation of around NOK 170 million. NOK 400 million / number of shares which is 461.2 million gives an EPS of 0.87. According to Nordet, consensus for EPS is 0.61 in 2028... According to Copilot, the average P/E in the industry is approx 10x. Therefore, it's not price targets we depend on, it's time and execution ability. Add story telling from management, as this is currently a small and illiquid stock. They could advantageously have held a capital markets day and shown the way to achieve the ambition.·7 t sittenThis is an investor who knows what he is doing if you know what you own then you will have success over time
- ·22.5.We need a new price target soon🙂↕️
- ·13.5. · MuokattuLill Anita Skålbones Grimstad, a related party of Robert Berg, Managing Director of Instabank ASA, purchased 17,481 shares in Instabank ASA on 8 May 2026 at an average price of 4,358 kroner per share. Following this transaction, Grimstad owns a total of 2,409,792 shares in Instabank ASA.
- ·12.5.
- ·11.5.Agree with Erickooo (comment below), it seems less likely that Instabank will become Finnish anytime soon. I think that's just as well, improved framework conditions in Norway, risk of moving, and not least we see that Morrow Bank's move to Sweden hasn't given the stock any boost so far. It's easy to be forgotten as a new bank/name in a new, larger market. Otherwise, Instabank delivered well in Q1 and as expected. Many are probably getting a bit impatient regarding the share price, BUT the bank is growing very rapidly and significantly - WITH profitability. The bank is aiming for up to 40% growth in gross lending volume in 2026 and a doubling from today and over the next 3ish years. Volume should be manageable - if ambitious. The key will be profitability and risk. If the bank manages to double the volume in three years and at the same time increase ROE to 20ish % (as they indicate), then one doesn't need to be Snåsamannen to see where the share price is headed.·11.5.The Financial Supervisory Authority can assess as much as they want, but the uniquely Norwegian rules regarding a much larger buffer are now there anyway. And a company outside Norway can operate a banking service much more cheaply than a Norwegian company. And then something is fundamentally wrong.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 257 | - | - | ||
| 3 722 | - | - | ||
| 1 278 | - | - | ||
| 10 000 | - | - | ||
| 9 629 | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 14.8. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 8.5. | ||
2025 Q4 -tulosraportti 6.2. | ||
2025 Q3 -tulosraportti 31.10.2025 | ||
2025 Q2 -tulosraportti 15.8.2025 | ||
2025 Q1 -tulosraportti 9.5.2025 |
2026 Q1 -tulosraportti
21 päivää sitten
‧41 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 14.8. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 8.5. | ||
2025 Q4 -tulosraportti 6.2. | ||
2025 Q3 -tulosraportti 31.10.2025 | ||
2025 Q2 -tulosraportti 15.8.2025 | ||
2025 Q1 -tulosraportti 9.5.2025 |
0,09 NOK/osake
Viimeisin osinko
2,15%Tuotto/v
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·13 t sittenIt's easy to get impatient and hope for updated price targets on small banks like Instabank. What will it take and how high can it go in 2-3 years. Let's do a simple exercise based on similar competitors and Instabank's own strategic target. The bank has a cost/income ratio of approx 40%. Competitors are in the 20-30% range. This shows why it is important for the bank (and shareholders) to scale up quickly to realize the immediate potential. It is indicated that this could happen "medium-term" which, at today's pace, seems to be about 2 years away. Current costs are NOK 270 mill on a 12-month rolling basis. Should a cost/income of 30% be achieved, it implies NOK 900 million in net income, an increase of NOK 250 mill from the current level. I believe this shows why the bank's financial goals are as they are - and must be. They must double the book to utilize scale on par with the best in class. Growth of this magnitude is probably not the biggest challenge, but rather doing it profitably while managing risk. If they succeed with this, which they have a historically very good track record of, then the goal of NOK 400 million in net profit after tax should be achievable, against the 2026 expectation of around NOK 170 million. NOK 400 million / number of shares which is 461.2 million gives an EPS of 0.87. According to Nordet, consensus for EPS is 0.61 in 2028... According to Copilot, the average P/E in the industry is approx 10x. Therefore, it's not price targets we depend on, it's time and execution ability. Add story telling from management, as this is currently a small and illiquid stock. They could advantageously have held a capital markets day and shown the way to achieve the ambition.·7 t sittenThis is an investor who knows what he is doing if you know what you own then you will have success over time
- ·22.5.We need a new price target soon🙂↕️
- ·13.5. · MuokattuLill Anita Skålbones Grimstad, a related party of Robert Berg, Managing Director of Instabank ASA, purchased 17,481 shares in Instabank ASA on 8 May 2026 at an average price of 4,358 kroner per share. Following this transaction, Grimstad owns a total of 2,409,792 shares in Instabank ASA.
- ·12.5.
- ·11.5.Agree with Erickooo (comment below), it seems less likely that Instabank will become Finnish anytime soon. I think that's just as well, improved framework conditions in Norway, risk of moving, and not least we see that Morrow Bank's move to Sweden hasn't given the stock any boost so far. It's easy to be forgotten as a new bank/name in a new, larger market. Otherwise, Instabank delivered well in Q1 and as expected. Many are probably getting a bit impatient regarding the share price, BUT the bank is growing very rapidly and significantly - WITH profitability. The bank is aiming for up to 40% growth in gross lending volume in 2026 and a doubling from today and over the next 3ish years. Volume should be manageable - if ambitious. The key will be profitability and risk. If the bank manages to double the volume in three years and at the same time increase ROE to 20ish % (as they indicate), then one doesn't need to be Snåsamannen to see where the share price is headed.·11.5.The Financial Supervisory Authority can assess as much as they want, but the uniquely Norwegian rules regarding a much larger buffer are now there anyway. And a company outside Norway can operate a banking service much more cheaply than a Norwegian company. And then something is fundamentally wrong.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 257 | - | - | ||
| 3 722 | - | - | ||
| 1 278 | - | - | ||
| 10 000 | - | - | ||
| 9 629 | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt