2026 Q1 -tulosraportti
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1 päivä sitten
‧1 t 4 min
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| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
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Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 13.8. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 14.5. | ||
2025 Q4 -tulosraportti 25.2. | ||
2025 Q3 -tulosraportti 13.11.2025 | ||
2025 Q2 -tulosraportti 14.8.2025 | ||
2025 Q1 -tulosraportti 13.5.2025 |
Asiakkaat katsoivat myös
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
·2 t sittenThe stock is down ~3.5% after the report and 34% from its peak. Here is my assessment. What was good: Revenues of $5.32 billion, up 42% YoY and a new record. Net income $871M (+41%). ROE of 29%, well above Itaú (18.7%) and Bradesco (9.9%). Efficiency ratio improved to 17.6% from 21.4%, among the world's lowest for a bank. Mexico surpassed 15M customers and reached break-even for the first time. What was disappointing: EPS of $0.178 vs. expected $0.20. Reason: credit provisions jumped 33% QoQ. Management explained that 73% of the increase was seasonal (Q1 is always the worst), 19% from deliberate expansion into higher-risk segments with improved AI models. The critical metric NPL 90+ (severe default) actually improved to 6.5%, down from 6.6% in Q4 and well below the 7% peak in Q3 2024. My assessment: The share price drop is driven by Brazil macro (Selic at 15%, BRL weakness, CSLL tax increase). 19 out of 21 analysts recommend buy, average target $19.87. The company has compounded net income by 80%+ per year since 2022. I believe this could be a good opportunity.
1 t sitten1 t sittenGreat assessment, but just to clarify two critical metrics based on the official Q1 earnings release: Adjusted EPS was actually $0.21 (beating the $0.20 consensus) representing a massive +75% adjusted net income growth YoY. The $0.178 you mentioned is the unadjusted GAAP figure. Nu missed nothing—it was a solid beat! The official Efficiency Ratio is 24.2% (improved from 25.1% YoY). While 17.6% would be historic, 24.2% is still world-class digital banking elite. Absolutely agree on Mexico reaching break-even and the NPL 90+ stabilization.
·17 t sittenFirst quarter 2026 saw strong customer and revenue growth with net income up 56% year-over-year to 871 million dollars and a ROE of 29%. Efficiency gains, strong capital and AI-driven transformation supported the expansion in Brazil and Mexico with continued momentum and a positive outlook.
·7 t sittenDespite strong growth and higher efficiency, earnings per share fell by 10% compared to expectations. I am considering buying more, but am a bit concerned that their customer base, among others, includes many relatively poor people who could be hit hard by economic downturn and defaulted loans are the biggest threat to Nu's profit margin. So in the short term, I don't know if it will fall further, but long-term, I think it's really good. It's insane growth! Earnings call transcript: Nu Holdings misses Q1 2026 EPS, stock steady By Investing.com https://share.google/NEurTmYQPOalWSOzm
·55 min sittenI think we are close to a bottom around 12 this time :) But I could be completely wrong if there is a bit of "general panic" in THE ENTIRE market :)
·22 t sittenWhat is expected from the earnings report today. I am a bit skeptical about its decline recently leading up to the report.·18 t sittenYou can ignore my previous posts. I was a victim of a bout of ai hallucination.
·3 päivää sittenNOW it's starting to look ugly. Will it turn around soon?
·11.5.I'm really anxious about the financial report, for NOW it's basically dropping every single day, 5% up in a year 19% down this year and the markets have been in a decent plus, what a bad development over the last year, it has to turn around soon.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2026 Q1 -tulosraportti
UUTTA
1 päivä sitten
‧1 t 4 min
Uutiset
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·2 t sittenThe stock is down ~3.5% after the report and 34% from its peak. Here is my assessment. What was good: Revenues of $5.32 billion, up 42% YoY and a new record. Net income $871M (+41%). ROE of 29%, well above Itaú (18.7%) and Bradesco (9.9%). Efficiency ratio improved to 17.6% from 21.4%, among the world's lowest for a bank. Mexico surpassed 15M customers and reached break-even for the first time. What was disappointing: EPS of $0.178 vs. expected $0.20. Reason: credit provisions jumped 33% QoQ. Management explained that 73% of the increase was seasonal (Q1 is always the worst), 19% from deliberate expansion into higher-risk segments with improved AI models. The critical metric NPL 90+ (severe default) actually improved to 6.5%, down from 6.6% in Q4 and well below the 7% peak in Q3 2024. My assessment: The share price drop is driven by Brazil macro (Selic at 15%, BRL weakness, CSLL tax increase). 19 out of 21 analysts recommend buy, average target $19.87. The company has compounded net income by 80%+ per year since 2022. I believe this could be a good opportunity.1 t sitten1 t sittenGreat assessment, but just to clarify two critical metrics based on the official Q1 earnings release: Adjusted EPS was actually $0.21 (beating the $0.20 consensus) representing a massive +75% adjusted net income growth YoY. The $0.178 you mentioned is the unadjusted GAAP figure. Nu missed nothing—it was a solid beat! The official Efficiency Ratio is 24.2% (improved from 25.1% YoY). While 17.6% would be historic, 24.2% is still world-class digital banking elite. Absolutely agree on Mexico reaching break-even and the NPL 90+ stabilization.
- ·17 t sittenFirst quarter 2026 saw strong customer and revenue growth with net income up 56% year-over-year to 871 million dollars and a ROE of 29%. Efficiency gains, strong capital and AI-driven transformation supported the expansion in Brazil and Mexico with continued momentum and a positive outlook.·7 t sittenDespite strong growth and higher efficiency, earnings per share fell by 10% compared to expectations. I am considering buying more, but am a bit concerned that their customer base, among others, includes many relatively poor people who could be hit hard by economic downturn and defaulted loans are the biggest threat to Nu's profit margin. So in the short term, I don't know if it will fall further, but long-term, I think it's really good. It's insane growth! Earnings call transcript: Nu Holdings misses Q1 2026 EPS, stock steady By Investing.com https://share.google/NEurTmYQPOalWSOzm·55 min sittenI think we are close to a bottom around 12 this time :) But I could be completely wrong if there is a bit of "general panic" in THE ENTIRE market :)
- ·22 t sittenWhat is expected from the earnings report today. I am a bit skeptical about its decline recently leading up to the report.·18 t sittenYou can ignore my previous posts. I was a victim of a bout of ai hallucination.
- ·3 päivää sittenNOW it's starting to look ugly. Will it turn around soon?
- ·11.5.I'm really anxious about the financial report, for NOW it's basically dropping every single day, 5% up in a year 19% down this year and the markets have been in a decent plus, what a bad development over the last year, it has to turn around soon.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 13.8. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 14.5. | ||
2025 Q4 -tulosraportti 25.2. | ||
2025 Q3 -tulosraportti 13.11.2025 | ||
2025 Q2 -tulosraportti 14.8.2025 | ||
2025 Q1 -tulosraportti 13.5.2025 |
2026 Q1 -tulosraportti
UUTTA
1 päivä sitten
‧1 t 4 min
Uutiset
Ei uutisia tällä hetkellä
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q2 -tulosraportti 13.8. |
| Menneet tapahtumat | ||
|---|---|---|
2026 Q1 -tulosraportti 14.5. | ||
2025 Q4 -tulosraportti 25.2. | ||
2025 Q3 -tulosraportti 13.11.2025 | ||
2025 Q2 -tulosraportti 14.8.2025 | ||
2025 Q1 -tulosraportti 13.5.2025 |
Foorumi
Liity keskusteluun Nordnet Socialissa
Kirjaudu
- ·2 t sittenThe stock is down ~3.5% after the report and 34% from its peak. Here is my assessment. What was good: Revenues of $5.32 billion, up 42% YoY and a new record. Net income $871M (+41%). ROE of 29%, well above Itaú (18.7%) and Bradesco (9.9%). Efficiency ratio improved to 17.6% from 21.4%, among the world's lowest for a bank. Mexico surpassed 15M customers and reached break-even for the first time. What was disappointing: EPS of $0.178 vs. expected $0.20. Reason: credit provisions jumped 33% QoQ. Management explained that 73% of the increase was seasonal (Q1 is always the worst), 19% from deliberate expansion into higher-risk segments with improved AI models. The critical metric NPL 90+ (severe default) actually improved to 6.5%, down from 6.6% in Q4 and well below the 7% peak in Q3 2024. My assessment: The share price drop is driven by Brazil macro (Selic at 15%, BRL weakness, CSLL tax increase). 19 out of 21 analysts recommend buy, average target $19.87. The company has compounded net income by 80%+ per year since 2022. I believe this could be a good opportunity.1 t sitten1 t sittenGreat assessment, but just to clarify two critical metrics based on the official Q1 earnings release: Adjusted EPS was actually $0.21 (beating the $0.20 consensus) representing a massive +75% adjusted net income growth YoY. The $0.178 you mentioned is the unadjusted GAAP figure. Nu missed nothing—it was a solid beat! The official Efficiency Ratio is 24.2% (improved from 25.1% YoY). While 17.6% would be historic, 24.2% is still world-class digital banking elite. Absolutely agree on Mexico reaching break-even and the NPL 90+ stabilization.
- ·17 t sittenFirst quarter 2026 saw strong customer and revenue growth with net income up 56% year-over-year to 871 million dollars and a ROE of 29%. Efficiency gains, strong capital and AI-driven transformation supported the expansion in Brazil and Mexico with continued momentum and a positive outlook.·7 t sittenDespite strong growth and higher efficiency, earnings per share fell by 10% compared to expectations. I am considering buying more, but am a bit concerned that their customer base, among others, includes many relatively poor people who could be hit hard by economic downturn and defaulted loans are the biggest threat to Nu's profit margin. So in the short term, I don't know if it will fall further, but long-term, I think it's really good. It's insane growth! Earnings call transcript: Nu Holdings misses Q1 2026 EPS, stock steady By Investing.com https://share.google/NEurTmYQPOalWSOzm·55 min sittenI think we are close to a bottom around 12 this time :) But I could be completely wrong if there is a bit of "general panic" in THE ENTIRE market :)
- ·22 t sittenWhat is expected from the earnings report today. I am a bit skeptical about its decline recently leading up to the report.·18 t sittenYou can ignore my previous posts. I was a victim of a bout of ai hallucination.
- ·3 päivää sittenNOW it's starting to look ugly. Will it turn around soon?
- ·11.5.I'm really anxious about the financial report, for NOW it's basically dropping every single day, 5% up in a year 19% down this year and the markets have been in a decent plus, what a bad development over the last year, it has to turn around soon.
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Nordnet Socialin käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| - | - | - | - |
Huomioi, että vaikka osakkeisiin säästäminen on pitkällä aikavälillä tuottanut hyvin, tulevasta tuotosta ei ole takeita. On olemassa riski, että et saa sijoittamiasi varoja takaisin.
Välittäjätilasto
Dataa ei löytynyt