2025 Q4 -tulosraportti
41 päivää sitten
‧48 min
6,90 NOK/osake
Irtoamispäivä 27.3.
7,59%Tuotto/v
Tarjoustasot
Oslo Børs
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 45 | - | - | ||
| 518 | - | - | ||
| 17 | - | - | ||
| 137 | - | - | ||
| 198 | - | - |
Välittäjätilasto
Dataa ei löytynyt
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q1 -tulosraportti 13.5. |
| Menneet tapahtumat | ||
|---|---|---|
2025 Q4 -tulosraportti 11.2. | ||
2025 Q3 -tulosraportti 29.10.2025 | ||
2025 Q2 -tulosraportti 14.7.2025 | ||
2025 Q1 -tulosraportti 14.5.2025 | ||
2024 Q4 -tulosraportti 12.2.2025 |
Asiakkaat katsoivat myös
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
·12 t sittenHave owned SPOG for three years, but chose to sell out now. The case has been solid in recent years - the bank is well capitalized, has delivered stable earnings and paid good dividends. I feel that the case has weakened over time, especially when I compare it to peers. Back in 23, the valuation lagged behind peers, but it has caught up now. Firstly, I find the relative development disappointing. Although the return on capital is okay, it is not among the strongest in the sector, and several comparable savings banks perform much better operationally. I think the loan growth looks a bit scary. Either it's low competitiveness, or a more defensive strategy - either way, I don't see this as particularly attractive for further value creation. The banking sector is entering a phase of increased competition, and pressure on interest margins could become a challenge. In such a climate, loan growth and efficient operations become extra important, and I'm unsure if SPOG is best positioned here. Another point I find important is the dividend policy in the coming years. The bank has had an attractive dividend yield, but when the dividend exceeds earnings, I believe this is a warning sign. It is not sustainable in the long run, especially in a situation with negative growth. Either the dividend must decrease, or earnings must increase - and as of now, I don't see a clear driver for the latter. What are your thoughts?
·2 t sittenYou say some sensible things, but the dividends that are now are because the bank is overcapitalized. It is then perfectly fine to pay out as dividends over a given period. Then I agree that the bank must focus on loan growth, but not at any cost - there must be solid borrowers.
·19 t sittenWhy is this rising considering ex-day in 4 days?
·18 t sitten12,68% return in 1 year here (4 days before ex-date 2025). 6,40 in dividend and 4,- in share price increase from 24.03.25. Why shouldn't the price recover after the dividend also in the coming 12 months?- ·18.3.SPOG now constitutes almost 20% of my total portfolio after the last purchase this week. I think I'll stop buying there with such a large share here and a perfectly decent gain so far with 53% in dividends and capital appreciation. Maybe I will increase a bit in the banking sector as my oil/shipping and industrial stocks are no longer so attractively priced. Other banks that are good to enter now, you who know the sector? I have looked a bit at SKUE sparebank.
·11.3.Problematic that dividend per share is above EPS. Smells like a cut ahead.
·11.3.Yes, it's a bit strange how the pay out ratio is quite different among the savings banks.
·10.3.What is the reason for the jump here today?·10.3.This was not the intention. I had plans to top up a bit now on Thursday when I get some cash in 🙃😁
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
2025 Q4 -tulosraportti
41 päivää sitten
‧48 min
6,90 NOK/osake
Irtoamispäivä 27.3.
7,59%Tuotto/v
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·12 t sittenHave owned SPOG for three years, but chose to sell out now. The case has been solid in recent years - the bank is well capitalized, has delivered stable earnings and paid good dividends. I feel that the case has weakened over time, especially when I compare it to peers. Back in 23, the valuation lagged behind peers, but it has caught up now. Firstly, I find the relative development disappointing. Although the return on capital is okay, it is not among the strongest in the sector, and several comparable savings banks perform much better operationally. I think the loan growth looks a bit scary. Either it's low competitiveness, or a more defensive strategy - either way, I don't see this as particularly attractive for further value creation. The banking sector is entering a phase of increased competition, and pressure on interest margins could become a challenge. In such a climate, loan growth and efficient operations become extra important, and I'm unsure if SPOG is best positioned here. Another point I find important is the dividend policy in the coming years. The bank has had an attractive dividend yield, but when the dividend exceeds earnings, I believe this is a warning sign. It is not sustainable in the long run, especially in a situation with negative growth. Either the dividend must decrease, or earnings must increase - and as of now, I don't see a clear driver for the latter. What are your thoughts?·2 t sittenYou say some sensible things, but the dividends that are now are because the bank is overcapitalized. It is then perfectly fine to pay out as dividends over a given period. Then I agree that the bank must focus on loan growth, but not at any cost - there must be solid borrowers.
- ·19 t sittenWhy is this rising considering ex-day in 4 days?·18 t sitten12,68% return in 1 year here (4 days before ex-date 2025). 6,40 in dividend and 4,- in share price increase from 24.03.25. Why shouldn't the price recover after the dividend also in the coming 12 months?
- ·18.3.SPOG now constitutes almost 20% of my total portfolio after the last purchase this week. I think I'll stop buying there with such a large share here and a perfectly decent gain so far with 53% in dividends and capital appreciation. Maybe I will increase a bit in the banking sector as my oil/shipping and industrial stocks are no longer so attractively priced. Other banks that are good to enter now, you who know the sector? I have looked a bit at SKUE sparebank.
- ·11.3.Problematic that dividend per share is above EPS. Smells like a cut ahead.·11.3.Yes, it's a bit strange how the pay out ratio is quite different among the savings banks.
- ·10.3.What is the reason for the jump here today?·10.3.This was not the intention. I had plans to top up a bit now on Thursday when I get some cash in 🙃😁
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Oslo Børs
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 45 | - | - | ||
| 518 | - | - | ||
| 17 | - | - | ||
| 137 | - | - | ||
| 198 | - | - |
Välittäjätilasto
Dataa ei löytynyt
Asiakkaat katsoivat myös
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q1 -tulosraportti 13.5. |
| Menneet tapahtumat | ||
|---|---|---|
2025 Q4 -tulosraportti 11.2. | ||
2025 Q3 -tulosraportti 29.10.2025 | ||
2025 Q2 -tulosraportti 14.7.2025 | ||
2025 Q1 -tulosraportti 14.5.2025 | ||
2024 Q4 -tulosraportti 12.2.2025 |
2025 Q4 -tulosraportti
41 päivää sitten
‧48 min
Uutiset
Tämän sivun uutiset ja/tai sijoitussuositukset tai otteet niistä sekä niihin liittyvät linkit ovat mainitun tahon tuottamia ja toimittamia. Nordnet ei ole osallistunut materiaalin laatimiseen, eikä ole tarkistanut sen sisältöä tai tehnyt sisältöön muutoksia. Lue lisää sijoitussuosituksista.
Yhtiötapahtumat
Datan lähde: FactSet, Quartr| Seuraava tapahtuma | |
|---|---|
2026 Q1 -tulosraportti 13.5. |
| Menneet tapahtumat | ||
|---|---|---|
2025 Q4 -tulosraportti 11.2. | ||
2025 Q3 -tulosraportti 29.10.2025 | ||
2025 Q2 -tulosraportti 14.7.2025 | ||
2025 Q1 -tulosraportti 14.5.2025 | ||
2024 Q4 -tulosraportti 12.2.2025 |
6,90 NOK/osake
Irtoamispäivä 27.3.
7,59%Tuotto/v
Shareville
Liity keskusteluun SharevillessäShareville on aktiivisten yksityissijoittajien yhteisö, jossa voit seurata muiden asiakkaiden kaupankäyntiä ja omistuksia.
Kirjaudu
- ·12 t sittenHave owned SPOG for three years, but chose to sell out now. The case has been solid in recent years - the bank is well capitalized, has delivered stable earnings and paid good dividends. I feel that the case has weakened over time, especially when I compare it to peers. Back in 23, the valuation lagged behind peers, but it has caught up now. Firstly, I find the relative development disappointing. Although the return on capital is okay, it is not among the strongest in the sector, and several comparable savings banks perform much better operationally. I think the loan growth looks a bit scary. Either it's low competitiveness, or a more defensive strategy - either way, I don't see this as particularly attractive for further value creation. The banking sector is entering a phase of increased competition, and pressure on interest margins could become a challenge. In such a climate, loan growth and efficient operations become extra important, and I'm unsure if SPOG is best positioned here. Another point I find important is the dividend policy in the coming years. The bank has had an attractive dividend yield, but when the dividend exceeds earnings, I believe this is a warning sign. It is not sustainable in the long run, especially in a situation with negative growth. Either the dividend must decrease, or earnings must increase - and as of now, I don't see a clear driver for the latter. What are your thoughts?·2 t sittenYou say some sensible things, but the dividends that are now are because the bank is overcapitalized. It is then perfectly fine to pay out as dividends over a given period. Then I agree that the bank must focus on loan growth, but not at any cost - there must be solid borrowers.
- ·19 t sittenWhy is this rising considering ex-day in 4 days?·18 t sitten12,68% return in 1 year here (4 days before ex-date 2025). 6,40 in dividend and 4,- in share price increase from 24.03.25. Why shouldn't the price recover after the dividend also in the coming 12 months?
- ·18.3.SPOG now constitutes almost 20% of my total portfolio after the last purchase this week. I think I'll stop buying there with such a large share here and a perfectly decent gain so far with 53% in dividends and capital appreciation. Maybe I will increase a bit in the banking sector as my oil/shipping and industrial stocks are no longer so attractively priced. Other banks that are good to enter now, you who know the sector? I have looked a bit at SKUE sparebank.
- ·11.3.Problematic that dividend per share is above EPS. Smells like a cut ahead.·11.3.Yes, it's a bit strange how the pay out ratio is quite different among the savings banks.
- ·10.3.What is the reason for the jump here today?·10.3.This was not the intention. I had plans to top up a bit now on Thursday when I get some cash in 🙃😁
Yllä olevat kommentit ovat peräisin Nordnetin sosiaalisen verkoston Sharevillen käyttäjiltä, eikä niitä ole muokattu eikä Nordnet ole tarkastanut niitä etukäteen. Ne eivät tarkoita, että Nordnet tarjoaisi sijoitusneuvoja tai sijoitussuosituksia. Nordnet ei ota vastuuta kommenteista.
Tarjoustasot
Oslo Børs
Määrä
Osto
-
Myynti
Määrä
-
Viimeisimmät kaupat
| Aika | Hinta | Määrä | Ostaja | Myyjä |
|---|---|---|---|---|
| 45 | - | - | ||
| 518 | - | - | ||
| 17 | - | - | ||
| 137 | - | - | ||
| 198 | - | - |
Välittäjätilasto
Dataa ei löytynyt